-
Are there any tools for 0% balance transfer cards that allow you to state the required credit limit?
I've used MSE's very own eligibility tool before and am accepted for a lot of cards, but I know from previous that some of these offer fairly low limits. MBNA I believe was about £2-3k, Virgin however were happy to give £10k+ (but this is the card I want to transfer). Or is it fairly standard to just spread the transfer…
-
Parents pay off credit card
Hi My parents have offered to take over my monthly credit card payments. I have tried searching on google but have been unable to find out whether or not I would be liable to any tax on the money paid on my behalf. Or is there anything else I should be aware of? Thanks in advance.
-
Missed payment frustration
Today when checking my Tesco credit card statement I have been given a missed payment charge, looking back on the statement I had made payments each month and can’t understand why it’s there, I rang up Tesco and was advised that I missed my last payment by a penny, he’s taken off the charge but has encouraged me to keep…
-
credit limit issues
I've had a House of Fraser credit card for several years now. always pay the bill immediately and in full I originally took it out for the 10% introductory offer when I was buying some clothes and saved £50. I enjoyed accumulating the points whiche were converted into vouchers and began to use it for every purchase as a…
-
TSB Student Credit Card
Hello, I currently have a TSB student account and am thinking of opening a student credit card. I had a look on the website and it says you can pay it off by direct debit, so I was wondering if the direct debit needed to be paid from my TSB account or whether I could pay it from my Natwest account. I was thinking of…
-
Section 57 - Partial holiday payment
Hello. Posts and ML advice boards mention section 57 coverage when using a credit card to pay for a holiday albeit in whole or just the deposit. I missed the boat by paying the deposit £350 direct with the holiday company using my debit card. I have a credit card that hasn't been used for just £350. Im due to settle the…
-
Balance Transfer Questions
Any balance transfer veterans here? :) I'm not new to credit cards but I haven't done any balance transfer yet. My plan is to do it for the first time in 2023.I've assigned a number to each question, so you can number your answer based on which question you are answering. Question 1. How long does it usually take for the…
-
Avoiding Paypal charges if I don't have an account but want to use a credit card?
I need to pay a vendor for work that I need doing, but they don't have credit card facilities, and suggested I pay via Paypal. I don't have an account with Paypal, and want to pay by credit card so that I have cc protection should anything go wrong. The company say that they can generate a Paypal invoice, but it will incur…
-
Chargeback system
I paid a company in full to overclad my property but they haven’t provided the goods or service. I took them to court and won my case but the company still didn’t return my money. I then had to apply to the sheriffs office for the bailiff to go in and recover my money. The company then went into liquidation, so I am trying…
-
0% interest credit cards for high value purchases (eg new car)
First-time poster, please excuse the ignorance. Am wondering if it's possible/wise to buy a brand new/ 2nd hand car
on a 0% interest credit card? I am fortunate and can get very healthy credit limits (~15k or so through automatic online vetting). I haven't checked if they will lend me more but if they can then great. I…
-
Barclaycard fraud and new contact from fraudster
Hi, I recently had an issue where someone had taken £7.99 for a couple of months on my Barclaycard, purporting to be for an Amazon Prime subscription. As we have an Amazon Prime subscription, I didn't pick it up at first. However as we usually paid for our Prime in a one off annual payment, I contacted Amazon, who said…
-
Fraud check
Just starting to use Barclaycard rewards used to have standard card but at the airport and used in boots with pin to activate it. Then go to the beer place to get drinks and food and partner got it but did contactless and it declined. He just got to the table when I got a fraud text from Barclaycard it did say the pub one…
-
Made fast online payment not showing
So I’ve made a payment to my credit card marbles which was for £45 through fast payment everything looked to go through. but then a message appeared stating payment failed on my marbles app and that the amount hasn’t been taken from the account that I was making the payment from this was Friday also had a email saying…
-
Halifax Credit Card Fraud
I have two credit cards with Halifax. One card has not been used for a long time, it has not been registered on any internet site and has always been in my possession. The card has 3 Fraudulent transactions appeared dated 27th April at a merchant FLACONI.DE for £20.27 each with a further 3 transactions of 59p which is a…
