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Portable Card reader machine problems
I have just been told that my card reader machine company (I don't know if I'm allowed to mention it's name) doesn't allow payments for membership. Does anyone know why or if there is a way around it?
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Apr interest doubled
I’ve been with my credit card provider for about 10 years. And had the same credit card with a low 8.5% APR (yes I’ve been lucky) The Apr has slight increased over the last few years due to the Bank of England rate going up which i expected. I’ve now been written a letter to tell me my APR is going Upto 22%….”in line with…
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Credit card with foreign employer
Hello! I’m trying to find a new credit card as the interest-free on purchases period on my current card has expired. However, there seems to be a new requirement to include an employer’s address on an application form, and these forms won’t allow me to input a foreign address (I’m a UK resident but I work for a Swedish…
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Credit Card double charged
My credit card was double charged by over a thousand pounds due to a mistake by a vendor. They refunded the money a week later but by then my credit card bill had already been finalised for the month and so the credit has been applied in the following month. I'm now left with having to pay an inflated bill this month and a…
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'£0.00 payment taken ' SMS alerts
Could anyone explain why I have recently started receiving SMS alerts from my Sainsbury's credit card stating 'a payment of £0.00 has been taken from your card if this was not you please phone us.' This has never happened before. Thanks
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Buying over the phone with credit card
I haven’t done this for so long as it’s so easy to buy online now - and am wondering if I should now give my card details over the phone to buy something. I tried online and it was declined. I was not asked to OK the transaction as is the norm now so something may be wrong with their website. Am I covered to buy the item…
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Problem with transaction and payment has not gone through ...
I recently purchase a vehicle from a used dealer and a deposit was taken and then rest payable on collection. I paid the amount due ( or at least I did the transaction on line in the garage to make the payment) and took the vehicle away and I have the new log book now in my name. The dealer has now contacted me saying that…
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Potentionally misold 0% balance transfer - What to do?
Hi all, Recently I applied for a 0% transfer through my barclay card. A couple months later, I started to be charged roughly 0.5% on the remaining balance. Tried to send them a message through the app and was told they could not see my account. No payments missed. Fast forward, I was finally able to get hold of someone by…
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Barclaycard rewards in duty free
Hi all So im due to fly from bulgaria to the uk home on Monday. We have a few levs left but I've been looking on the duty free shop online and couple things caught my eye. So I have used my card in Bulgaria and used the Lev currancey which converted for me. So if I use it in the airport should it show levs or euros as the…
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Refund Process
Hi, I hope the collective mind can clarify something for me. While on holiday, my wife and I went for a massage. When we came to pay, the first time I got a "declined" for some reason - they gave me the slip saying so. I therefore put my card to pay a second time. When the statement came through, the transaction had gone…
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Transactions Being Declined
Hi, I've had a Tesco Credit Card and pay the balance each month. Over the last few weeks some of my online purchases have been declined even tho they are nowhere near my credit limit. When I've complained Tesco blame the retailers for not getting on board with the recent security changes (SCA I think) and to contact the…
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Should I keep Barclaycard Forward or Capital one card?
I have 4 credit cards - * capital one - £1250 limit - I think 28% APR * Barclaycard Forward - £1200 limit 29.9 APR (goes down another 2% in 9 months as always paid on time) * Vanquis - £500 limit - APR? * Post Office - £200 limit - APR? I'm having a deputyship because social services say I lack capacity with my finances…
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Store Card v Credit Card
ok, so I have a Next Directory Account which over the years has accumulated about £3k of debt, I've also had a couple of Credit Cards, but now have all of those on 0% and am paying those down. Question I have is - can i transfer the balance from Next to a CC, or would I have to do it via a Money Transfer? And if it's a…
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Reliable option for Apple Pay
I use Apple Pay a lot. I find it convenient to pay with my watch - and it’s my way of paying for my commute in London. But every now and then it goes wrong. This happened today and my watch payment was declined in Asda, and then also when I chipped and pinned for the same card. The issuer, Halifax, says it’s because every…
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Amex credit limit….not really
Just thought I’d post my experience of Amex i needed to pay for a family holiday to 9k and only have a 3700 limit on Amex wanted to use the Amex to get a flight voucher etc so I asked on chat how I can put through account a large purchase when my limit isn’t enough. They said split the purchase and pay back and then pay…
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Help with a store card
Hello everyone, Just under a year ago I took out a store card (buy now pay in a year) To buy some essential furniture and intended on paying it off gradually over the year, however other bills prevented me from doing this. in around 3 weeks I will be liable to payoff the whole thing, however I do not currently have these…
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TSB - fraud/hacker managed to change my details over phone
Yesterday I was receiving loads of random text messages from random providers I have never used before, so I just ignored them. But then I received a 'One Time Password to confirm your identity with the TSB Partner you are speaking to', this is from the same 'TSB' that I have received genuine OTP's from previously. I…
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Currently applying for mortgage - can I increase credit card limit?
Hi, Looking for some advice. Just had a offer on a property accepted so just starting the process of getting a mortgage approved. Luckily have always been good with my money and not found myself in a situation where I’ve got into debt or owed anything. Have only ever had one credit card for the past 8-9 years and use it…
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Holiday pre paid card
Hi! We’re going to France next month, there’s 6 of us and I want to look for a pre paid debit/credit card so we can put money in as a kitty for buying food. We would like a card where we can load say £600 straight to it then top it up as required while we’re on holiday. Any suggestions?
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Asda Credit Card / Jaja
Just seen notification that Asda are releasing a rewards credit card run by Jaja. Issuance in the coming months
