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How long does a credit card company have to resolve a (simple) complaint?
I will try to keep this short, but * november 2019 i was charged twice for an entry visa (£45x2). I was told by immigration i'd receive a refund but never did. * I opened a dispute in January, supplied requested info, but the card company close my dispute saying I didnt send them enough info. I had nothing else to give…
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Advice
Looking for some advice please. I have signed up for a sporting event in April 2021 after paying £500 deposit with my credit card, and the organisers have stated that the remainder can not be paid by credit card due to the new credit card regulations and this has to be done by bank transfer. The company recently came out…
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Virgin atlantic reward voucher
Hi i qualified for a reward voucher in the first 12 months. Do i get a voucher emailed or is it just put into my flying club account.Thanks
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Are there any cards that don't charge interest on ATM withdrawals?
A friend of mine is going on a cycling tour around Europe in a few weeks visiting a lot of small villages and towns rather than staying in the big cities and chances are not everywhere will accept credit cards, or he might need cash for small purchases along the way. All the cards I've looked at charge an absurd amount of…
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Marbles card - wrong address
Hello all, I applied for a marbles card on Monday so I could do a balance transfer. I did this via totally money and was approved. I called marbles this morning as I was unable to register for an online account, it turns out that they addres they have on file is my previous address (despite me putting my current addrsss in…
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Virgin Atlantic Credit card
Hi, I have finally been refunded from Virgin Holidays after waiting the 130 days.... unfortunately my joy was short lived when I tried to have the money transferred back from my Virgin Atlantic credit card to be told there is a £13 pending transaction so they cannot refund until this is clear. The credit amount of is circa…
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Section 75 claim- paid with Amex via Stripe
I bought a shepherds hut on Amex via Stripe. The hut is very badly made and also doesn't have quite major things that were in the contract with the builder. We withheld ,£5k of the total cost after it was delivered, as some faults were glaringly obvious. We had it surveyed and were told that ideally the manufacturer should…
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which cards are best for balance transfers?
I was looking to transfer a balance on a 0% card which has the 0% ending soon but I noticed on this site it doesnt tell you what the balance transfer rate if on the best 0% cards now. Why is that?
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Using balance transfer
Afternoon all and thanks for reading / helping. I have £4000 credit limit on a Barclaycard credit card. There is currently an offer of 0% finance on balance transfer from another credit card. What I really want to do is use this money to purchase a car which I know I will easily pay off before the end of 0% finance deal.…
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Samsung Pay Card launched in UK
Partner with Curve, lets you add existing cards, 1% cashback for 90 days (on top of what your existing card may offer). Samsung phones (and watches) only. https://www.samsung.com/uk/samsung-pay/#SamsungPayCard
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Money transfer or keep in card?
I have a Virgin Money card at 0% with a balance of £2,200. I recently lost my job and I don't have much money left. I have a mortgage holiday and about £3,000 in debt that is paid off roughly £200 a month. I have £2000 in "cash", and I am considering transfering this credit card into the account. It comes with a 4% fee but…
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Balance Transfers being denied - Good credit pre-covid, bad credit now!?
I am concerned that paying high interest on balance transfer is now unavoidable with the goalposts seemingly being moved by credit card suppliers. I had good credit 2 years ago and pre-covid, however for some reason I have struggled to find a credit cart supplier offering balance transfers. I have successfully applied for…
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Marbles credit cared delivered to me twice but its not mine
Got pin no for nobody I know. Phoned Marble who said destroy it and card which came next day. The guy who'd applied came to my address to ask if I'd put next card through his letterbox as Marbles would not change address. I agreed but phoned Marbles fraud who said they couldn't stop it so destroy it again. I did today. I…
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Balance Transfers -- Am I doing this right?
I've looked through my CC terms and conditions to try to figure
this out, but I'm still uncertain. I've currently got the following situation: - MBNA Card – Currently at £1.4k at full interest; I have a current
0% balance transfer offer on this card. - Virgin Card – Currently at £8.6k at full interest; I have a
current 0%…
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Splitting a large credit card purchase over multiple cards for consumer credit act protection.
I need to make a large purchase c. £75k I want to make the purchase on a credit card so that i have protection. As i understand the consumer credit act gives cover up to £30k. If i where to split the purchase into 3 separate payments eg. £25k each would i still have the benefit of the consumer credit act ? If so should i…
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BARCLAYCARD - We’re Reducing the Amount of Cash You Can Take Out
Hello Miss XXXXXXXXX We want you to know that we’re lowering the amount of cash our customers can withdraw with their Barclaycard to 30% of their total credit limit. From 21 August 2020, you’ll be able to withdraw up to £1,800 as cash with your Barclaycard. You can still use your Barclaycard to make purchases up to your…
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Barclaycard Promotional Offer Error and Help!
Hello everyone. This is my 1st time on the forum and have been lucky in the past with very few errors or issues in relation to CC. But I find myself in a difficult position with Barclaycard right now and am desperate for some guidance as I have struggling so far to find this on the site. * October 2018 I took a 27 month…
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New card/transferring debt
hi, so had a letter from my Credit Card company, say consistent debt and saying to move onto a payment plan. Thought to myself, ill get a 0% cc and transfer, however when I applied (probably stupidly) I thought it would tell me the limit if accepted before it went through, this wasn't the case and was accepted then told…
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Flight credits gone back to C/C - monthly payment ?
Hi all,Just had my Virgin Atlantic C/C statement.Just before end of transaction period i received refunds for some cancelled flights, which has left me around £650 in credit on the card.I always pay the card off in full every month, and i expected i would still have to make a payment this month, even though in…
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Problems applying for credit card(s)
hi, For many yrs i have always paid off my credit card balances, and with whats gone on the last few months ive built up a balance on my current card as i was minimising my outgoings from my current account. I used to have a barclaycard, but this was closed last yr as it had not been used, so i thought id apply to them…
