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NewDay Credit Card (Debenhams)
Hello, My wife purchased something from Debenhams and she was asked if would like a discount. Who doesn't want that ?! So she ended up sigining for a credit card, eventually we had it delivered. I've never seen such a complicated leaflet and is NOT clear at all what would happen if we use the credit card and pay the…
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How long for card to arrive?
Hello, I got accepted for a new M&S credit card on 2nd December, signed online credit agreement on 3rd December and it said we will open your account once we have received your signed agreement and haven't heard anything since. I checked my credit file and see a hard search by them on the 2nd. They also just gave an…
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Credit cards for different purposes
Instead of opening multiple current accounts, I wondered about having several credit cards , say one for petrol, one for groceries, one for birthday gifts etc. Maybe 4/5 in total. Pay them off in full. Just a way of tracking spending in each category. Does anyone do this?
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Balance transfers to M&S Card?
Hi, I'm wondering if anyone can offer any advice? I've been accepted for an M&S Shopping plus card 0% purchases for 20 months and 0% BT for 20 months at 2.9% fee and they've given me an indicative limit of £6500. I have the following amounts outstanding: Capital One £2080 @ 27.9% repay £140 per month limit £3900 Virgin…
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Low credit limit and utilisation
Hi, I've got a crappy CC with a limit of £200. I know generally you don't want to go over 30% but does that actually matter on a card like this?
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MBNA issues *changing their application offer with 1 month's notice*
Hi all, Back in July I applied for a credit card at 0% interest on purchases over 15 months with MBNA which I found via the Experian Credit Club portal. Things had been good.. until a letter dated early November showed up whilst I was abroad, which stated the following: The card I had opened included the following offer of…
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PayPal Credit 0% 4 months
Hi everyone, Could someone tell me how does this offer work? My DD always pay my last statement but I’d like to pay in 4 instalments this time. Do I need to cancel my DD? TIA
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Argos card please help
Argos card help ASAP please So a little bit about the situation my mother let me apply for an Argos card in her name and her address so I went ahead and did it she received a letter through the post to contact Argos for further information so she passed me the letter and told me to call on her behalf so I did and I said I…
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Argos card help ASAP please
So a little bit about the situation my mother let me apply for an Argos card in her name and her address so I went ahead and did it she received a letter through the post to contact Argos for further information so she passed me the letter and told me to call on her behalf so I did and I said I was her on the phone and the…
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Paying of balance transfers - problem with Halifax - please help
Hello. I'm hoping that someone can give me advice. I have a Halifax credit card that I got solely for make 0% balance transfers. I currently have five different 0% balance transfers on the card, all expiring at different times. The first one expired in November so I made sure I made a payment to pay off the remaining…
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Santander
Hi I want to make a faster payment to my Santander credit card . Does anyone have their up to date account number and sort code for this ? I tried to do it earlier but for some reason I sent the payment then then my bank recredited my account with the same payment .
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Balance Transfers From America
Hi all. I recently married an American woman who now lives with me here in the UK. We're gradually paying off her American credit cards but were looking into transferring the balance of some of them onto a 0% UK card to lighten the load, (our monthly interest charges are quite extortionate), and to try & simplify our…
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0%credit card?
Hey, I’m wanting to get a credit card and consolidate my dept, I have two cards that I can do a balance transfer but I also have an over draft so to be able to get 0% do I need to get two different credit cards? 0% balance transfer and a 0% purchase?
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MBNA 60-days 0% purchase
Hi All, I have this credit Mastercard. It says 60 days 0% purchase from account opening but I cannot see what exactly indicates account opening. I have this Pre Contract Credit Information and Adequate Explanation and draft email on the 1st of October then "Your application has been successful" the same day. I registered…
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Master card priority theatre
Hi guys just wondering if anyone else is experiencing the same problem as me with using the priority booking for theatre tickets on priceless.com I click the book now button and nothing happens, the page will then reload and say coming soon. Have been trying for over an hour!
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Fraud
Hi a credit card was fraudulently obtained using my details. I recieved a copy of my credit report and notice there was an entry for the credit card with the title of "Mr". I am Ms. What information do credit card companies use to do credit checks - I would have thought they check title?
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RIP Tandem Cashback Credit Card
https://tandem.co.uk/credit-card Looks like the Tandem Cashback Credit card is gone :cry: :cry: :cry: Not clear whether existing cardholders will lose theirs, but definitely no more for any new applicants.
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Random refund from Morrisons
I just saw on my Amex card a random refund of 25p from Morrisons, a few days after I shopped there. I never returned anything, does anyone have any idea what this would be?
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cashplus asking for payment on closed acc
Hi, Need some advice please. I received a letter from Cashplus regarding a missed payment back in 2016. According to the letter they required to send 'Notice of Sums in Arrears'. The account itself went into default but has been settled and closed in 2017. I rang the helpline and they asked me the current balance?? Surely…
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Section 75 cover if deposit in cash?
Hi I’ve made a cash deposit of £2k towards a new kitchen costing £10k but the supplier has now said he’s happy to take a credit card for some of the outstanding balance which will be more than £100. My question is will Section 75 protection apply under these arrangements? Many thanks.
