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Raising a credit card dispute against John Lewis
Hello, I bought a laptop from John Lewis online, and I returned it but they are refusing to give me my money back because they are saying that I used it and it isn't in a new condition (I had to take off the cling film wrapping to test the item). What I want to know is aren't consumers allowed to return items bought off…
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Aqua - Credit Card Fraud
Hi, I'm hoping someone here will be able to help with my case. Whilst I was travelling California I got an in app notification stating I was near my credit card limit, I hadn't used my card since visiting a skydive centre and which took me nowhere near my credit card limit. I called customer services to find out what was…
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What's the longest you've waited for a purchase to appear on your balance?
Morning everyone, I made quite a large purchase from my workplace in a staff sale 2 week's ago today. As yet, this hasn't appeared on my online credit card account. Is this normal? Thanks
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Desperately seeking a CC Expert
Hi :wave: As title states - Can you pay a CC with a CC that is in credit for the same amount? Seems a silly question, but I am awarding myself the :doh:of the year award, as I somehow managed to balance transfer a large sum to a credit card with only a few £'s owed :eek: (meaning the wrong card :doh::doh:) Is there any way…
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New Immigrant CC
Hey guys, I moved to UK 3 months ago and working as a software engineer with decent income. However every single time I try credit card search tools it requires 2+ address history. How do i get one before 2 years? I have Lloyds and Barclays account currently. Thank you
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What is the cheapest?
Hello, I have a balance on a credit card of £1012, with 4.9% annual interest card. I have another credit card (no balance) that has an offer of 0% annual interest for 30 months for balance transfers with a 1.75% fee. Would I be better transferring the balance? Thanks!
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Pay off new balance 0% or old balance?
Hi there, I just recently did a balance transfer for as much as i could to a 0% card for 6 months (balance on that of £1150 at 0%) My old credit card now only has a roughly £350 balance but still incurs interest. In an ideal world yes I'd pay off both, but with a limited budget, which card should i prioritize paying off?…
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Money transfer cards
I currently have a money transfer card which I am due to repay for the next 9 months. I now need to borrow an additional £1000 but am unable to afford to repay any more than I am currently paying. I was therefore thinking about applying for a new money transfer card, adding the remaining balance on to the new £1000 and…
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Amex / Brachers
Hello hello hello, I had two Amex cards - a platinum cash back credit card and a gold rewards charge card. My credit card had an eventual limit of £26k after combining two cards together over the course of four years. Utilisation was c.£7k. One random day I get a lovely phone call from Amex Credit department due to…
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Is it a good offer?
I have received a letter from Barclaycard saying they are going to write off my dept (about £1,500) and give me £75 compensation. I have read that it’s about failings they made to contact people in 2013. I haven’t received any letters from at least 2015 about the money I owe them. Can I get a bigger compensation? How do I…
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Refund relating to BARCLAYCARD
Hi, Received a letter today, stating I was entitled to a £130 refund from a Barclaycard I opened years ago. Although a nice unexpected surprise am I entitled to more? My account defaulted in 2016 so is still on my credit file. Due to them acknowledging they did not do enough to help, am I entitled to request the default is…
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Refund onto an expired credit card
Sorry if this isn’t the right place to post. If a company refunds a credit card that’s expired (because they can only refund the card used to pay for the goods) will it still go into the account/on to the new card?
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A Credit Card That's Interest Free Forever!
Ok so I have had an email from clear score about this new card from 118 118 money it is interest fee forever but there is a monthly fee of £8 to have the card Just wondering what people's thoughts are on this? The new 118 118 Money credit card exchanges all of these fees for one simple flat monthly fee, taking the surprise…
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Zero interest period and credit utilisation
Hello. I'm currently renovating a house and got a credit card with an initial zero interest period to pay for appliances. If I maxed out the card to take advantage of the interest free period, but made minimum payments each month and paid everything off in full when the zero interest period ended, would that negatively…
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Tandem refusing to offer final resolution
I made an application with Tandem, after this application I received two confirmation letters in the post and to my surprise the company had performed two credit checks on my report. I made a formal complaint where they said they will not remove this. I ask for a final response letter (as I want to escalate to Ombudsman)…
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Cancelling Amex gold rewards
Now I've got my bonus can I cancel and / switch to Amex BA? Thanks Z
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Balance Transfer Card
Hello, Can I make a balance transfer to a debit card? Cheers SH
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American Express Rewards Card
Applied and was excepted for the Rewards Credit Card..just wondering and yes i know its a "How long is a piece of string" post...how generous are Amex with there Limits. Never had an Amex card so no experience of what they are like with initial limits..i know MBNA show the limit when accepted,its not a huge deal as just…
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Barclaycard Log In - Error
Any one else having a problem with this this morning? Im getting... "Internal Server Error - Read The server encountered an internal error or misconfiguration and was unable to complete your request." Tried 2 different browsers, same message
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New Card with big limit!
A proper "first world problem" here..... I am buying an electric car next year. It will mean at some point paying a big lump (which I have stashed away). However, the finance is all done online, & I am reliably assured they will take credit card for payment (which I did the deposit with). Seems like a possibility to take…
