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Section 75 Protection For a Bike Purchsed in the UK & Delivered to Spain
Hi, are there any issues with s.75 protection if a bike is bought on a credit card online in the UK with delivery to an address in Spain. The main card holder will be making the purchase and receiving the delivery to a second home in Spain. I ask as the merchant in the UK has a range of poor feedback on Trustpilot, but is…
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Business CC Debts
Hi, Just a quick query in relation to credit card debts for a limited company... If the business card is linked to the company but your personal name is also on the card - is it the company that is still affected if there are debts on the account or does it go to personal credit file? No personal guarantees were provided…
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Credit card money transfers
HI, I have a balance on 0% due to go back to being charged interest on it, I was just wondering if its possible to do a money transfer with the same credit card and pay it off do you know? Thanks
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Finnally Vanquish Agree on PPI
I got a check this morning from their replayment option plan that i was paying around 10 years ago. 415 quid in bank without me having to do anything :beer:
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Is chargeback my best option here?
Hi all, apologies, know this likely isn't quite the forum for this, but couldn't see a better fit and want some advice: I booked a parcel collection for FedEx via a site called parcelcompare.com. Seemed a good price, straightforward setup. £36 for next day pickup at my house between 9am-6pm, fine by me as I work from home.…
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Section 75
Hi I'm new to the forum and hope I'm posting in the correct forum - re section 75. I purchased some white goods from Very home shopping and took out a payment plan of 3 interest free equal monthly payments. I have an issue with the goods and I am corresponding with Very trying to get a replacement part. I also contacted my…
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Positive balance on CC
About to get a new balance transfer card (no-fee, from Santander probably), but would like to know if I overpay on my LLoyds Platinum credit card, would Lloyds allow me to withdraw the positive balance to my bank account (note, my bank account is not Lloyds). Thanks.
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Checking interest rate - Barclaycard
I recently got a Barclaycard because they were offering a long 0% period. I don't recall being told the interest rate during the application, none of the paperwork I was sent has the interest rate on it. I thought I'd wait for my statement but for some reason no statement has been generated. It's been about 6 weeks and…
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Some news for those tricked into Arrangements to Pay (AP) by Barclays
(Post this on Money savings expert, had loads of AP cases with Barclays all denied by the same person at the ombudsman... I have news that I feel is highly relevant. Please pass my post on or at least share my findings. I've been through 3 years of absolute hell because of an AP. Like most I was tricked by Barclays into…
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Hotel charged me twice
Hi All, stayed at a pub recently and paid the bill of £140.00 on an MBNA credit card. I have just noticed that I have been charged £170.00 for the same accommodation, but 2 weeks after we left! The accommodation was DIRE, with no breakfast, no heating,etc. and that was why the charge was reduced by £30.00. Question: what…
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MSE soft search still rubbish?
So I ve seen many threads on this, the MSE soft search credit checker isnt any good. I also soft searched and saw cards I could apply for (declined) then cardas I had 0% chance of getting ( got 4). LOADS of cards arent on there too (im guessing dont pay MSE commission such as yorkshire bank, TSB, virgin money, and natwest,…
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Cabot Logic
I have a card with £5.7k debt I pay at £1 a month and have done for years. This debt is so old it has fallen off my credit rating in 2014 and doesn't affect my credit file. Interest is frozen. This card was opened in my name by my ex husband and I had no idea of its existence for years until we divorced. When I found the…
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Information needed.
Hi everyone, I have 4 credit cards. Several months ago I applied and got my first Amex card. I phoned today and asked if they ever offered promo's or Balance transfers etc. The girl said they sometimes do, she mentioned that they will accept balance transfers to them, but they don't allow balance transfers out. I heard…
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0% for 16 months (3.5% fee) or 3.9% for 36 months (no fee)
I have £7200 on a credit card that is coming to the end of an interest-free offer. I'm wondering which of the following balance transfer offers would be best for me to take up:* 0% for 16 months (3.5% fee) * 3.9% for 36 months (no fee) I am paying a fixed payment of £110 per month to the card (so will not expect to have…
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No fee MT card
No fee money transfer cards are really hard to find. However, I've come across this one: chromecard.co.uk Problem is it has a low limit. Would be great if others have experience in using different no-fee Money Transfer (and 0% interest) cards. Thanks.
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Credit card limits / re mortgage
Hi. Im currently looking to remortgage and have had advice in the past about credit cards being a good thing but more recently that a high limit credit card can pose a risk to another lender when looking at what they may be exposed to. I want to make the right steps card wise before I start looking at a remortgage. The…
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Monzo??
Hi, new to this so please excuse! Not strictly a credit card, but looking at putting money on a card for my Daughter to use. Prob will never top it up once she uses what I load onto it, so I'm not sure what is best?? I did wonder if I could put money into an credit card with a zero balance and let her use that, but not…
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Cheapest Way to Pay For Plastic Surgery
A medical procedure that I require that is not covered by the NHS will cost me £3400 to be done in a private hospital. What is going to be the cheapest way of me paying for this. I could take out a loan but wonder if a 0% credit card would be a better option. I've never had a credit card before but thinking ahead I will…
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Balance transfer query?
Is it possible to transfer a balance off a card to another card then transfer it back to original card to take up decent offer. I'm always amazed at how card companies offer great deals when I'm carrying a heavy balance and not as great when card is empty, in other words, great deal no room to use it???? I currently have…
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Daily interest charge...
I have an application for a new credit card ongoing with a balance transfer (£1800) from another card attached to it. This other card itself came with an introductory interest-free period that ends tomorrow (4th Dec.). Should my application for this new card be accepted but the balance transfer not go through by the 4th,…
