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Payment Platforms
I would appreciate the help of members.I am trying to evaluate Payment Platforms that I could use to purchase goods on the Internet.I heard of a company called Adyen do any of the members have any experience of this company and do I have other options with other payment platforms?[ I would appreciate any input from members…
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Paying Direct Debits with Credit Card
Is it possible? For example a current direct debit going through a debit card, if the details were to be changed to a credit card details is that possible? Also, what affect would it have in regards to the credit rating?
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Natwest has offered me a 5.9% BT Rate . .
Why does Natwest think this is a good deal !? Balance Transfers Offer of 5.9% (Variable) NO FEE When I compare with other deals on the market it’s not that great I want to transfer 7k and pay over 18-20 months Then again I guess I would have to apply and get approved for another credit card . . .
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Need help with credit card
I need help with a credit card situation as I'm completely lost on what to do. I had some debt on an Aqua card. The interest was affordable at first but over the past 2-3 years I've had the card they've upped the interest rate so bad to the point where they were charging me more than I can afford for interest alone, which…
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Asda credit card
Hi. Just to let you know DO NOT get one of these. They bombard you with text messages morning noon and night. Your balance is x, your available is x. This does not seem to be able to switch off. Helpline like a choc fireguard. Points are pointless too.
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Credit card payment
Hi if I owe £2000 on a credit card and my mom payment is £60.00 £40.00 of that interest, if I pay a £1000 will that come straight of my debt or will they take part of it for Interest as well like they do with the min payment. Thanks
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Maximising Amex Avios Points
Hi guys, new to the whole Amex point collecting game! For years I`ve ignored friends using this method in order to claim cheap flights and British Airways 2 for 1 vouchers. Most of you probably already know the `in`s and out`s` of the Amex BA Premium Card. Anyway, I was wondering if I was missing out on potential points by…
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No control of Debit & Credit cards
I have just found out that my Gym membership fee is still being taken from my bank, via my debit card info, even though I cancelled my membership. My bank ( HSBC ) say that they cannot canx the gym request for the fee. The payment is not down on my account as a DD or SO. In theory they can request anything they like with…
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Very account credit balance to purchase card
Hi, Hope this is the right section to ask this. I have a very account with an outstanding amount that is want to transfer to my credit card (0% purchase of course) is this possible without fees. E.g. will a payment on very be seen as a purchase and count within my interest free period? Thanks in advance
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Balance transfer refused
I've recently had a credit transfer refused and was wondering why this might be as I have good credit and have had no problem taking out cards in the past. The card I'm looking to transfer to I've had for about 3 years, never had any problems and wanted to take advantage of their promotional rate. The card I'm looking to…
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Argos store card balance Transfer?
Hi peeps, Just wondering if anyone has had any success with using a balance transfer card to pay off an Argos store card as the end payment date has crept up (buy now pay later deal), had a difficult year and just want to try get it paid off but through way of a balance transfer so I get an extension on the 0% interest or…
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Does a company credit card effect your personal circumstances?
As per the title - I have a company credit card (bank of America merrill lynch) which was issued to me from my company about 2 years ago, which has a £10,000 per day limit. It rarely gets used and any balance on it is always settled on time. I've checked Noddle and clearscore and it doesn't show on either of those. I am…
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Problems using Amex with Argos
Hello, I hope you don’t mind me posting this question as it isn’t a huge issue but I was just wondering whether other people had problems using an Amex whilst purchasing from Argos online? I tend to shop online and wanted to go via the BA eStore to Argos to get a double whammy of Avios points but literally 7 times Argos…
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Direct debits from years ago
When I was younger I had 2 direct debits, one was an internet company and the other was a mobile phone contract. I had to cancel these direct debits and as a result got letters from collection agencies etc. This was about 8 years ago and I've since moved but these missed payments don't show on my credit history, at least…
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0% deal ending but new one available
I have a 0% transfer deal that is due to end later this month. I have another 0% card that I can transfer the outstanding balance to but I notice that there is a new 0% deal available on the original card. Is it possible to contact the Card company and ask them to effectively transfer the balance onto the new deal (paying…
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Section 75 vs Chargeback
Dear all, We rented a car from Avis on holiday in Israel recently, that my partner had pre-booked and pre-paid. When we collected the car, they asked for a credit card (which is normal procedure) and I provided mine. When I checked my statement, I found out I had been charged as well. We contacted Avis UK and they promised…
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Credit Card Balance Transfer Strategy /Tactics
So I want to consolidate a few cards and do a BT to some new cards. Now what tactic or strategy is best to use? Should I take out a new BT card once at a time? Or do them all on the same day? Or say one after a month? I have had a CC for over 20 years. Not missed a payment in my life on anything and been at the same…
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Clarity interest for foreign cash withdrawal
I used my Halifax Clarity while in Greece for purchases and a single 500 euro (£450) ATM withdrawal. Within 24 hours, on 6 September, I transferred £510 to the card to cancel the cash withdrawal and avoid paying too much in interest (I paid more than the actual amount just to be sure I covered the whole amount after…
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Can I buy my car from Ford?
I'm at the end of my agreement with Ford finance in January 1029 and rather than hand the car back and take out a new one I am tempted to buy it outright. My question is could I open say and HSBC )% purchase credit card account and pay for the car with that. Obviously this would then give me a 29 month 0% period to pay off…
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Retailer lying & misleading information
Hi guys First thread so not sure if i'm doing it right I bought bathroom furniture from a retailer - the items were ex-display but mint I got them fitted and now the vanity unit is falling apart form the water (under sink unit) and toilet seat (soft close ) is broken I emailed the retailer and got no response. So i…
