Does a company credit card effect your personal circumstances?

anarki

As per the title - I have a company credit card (bank of America merrill lynch) which was issued to me from my company about 2 years ago, which has a £10,000 per day limit. It rarely gets used and any balance on it is always settled on time.

I've checked Noddle and clearscore and it doesn't show on either of those. I am unable to see specific credit accounts through Experian using the credit club site so I don't know if it shows on my Experian report.

So as per the thread title, does having a credit card issued by your employer effect you personally?

dj1471

No, because you're not the borrower, your employer is.

CKhalvashi

As above.

Interestingly, old artnership current accounts don’t show up on my personal credit report (despite my personally being liable for any debts), nor does my phone account, which was originally taken out on a ‘business’ account but in my personal name.

anarki

Brilliant, thanks for the quick reply