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UK Credit card using less than current Exchange rate for US based purchases
Hi All, Friends of mine recently visited myself in the USA and used their UK MasterCard to pay for meals etc. Same as previous visits. However, this time their credit card used an exchange rate of 0.7% rather than the current 1.3% (1 GB pound = 1.3 USD). This has never happened before. So - obviously their bill is much…
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Where to charge credit cards to keep them active?
Could you suggest good and secure websites where to charge credit cards with small amount of money to keep them active, please? Preferably, websites that charge automatically.
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Barclaycard
I currently have two Barclaycard's one Platnium and the other is the freedom rewards card. I'm trying to get rid of a few cards as I have collected to many. Does anyone know if you can consolidate two Barclaycard's into one account?
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Withdrawl cashback on credit card?
I have just received my £20 cashback for spending abroad on the Halifax Clarity credit card. I have no intentions of using the card for spending, so how can I get hold of this £20? I have looked on the account and there doesn't appear to be any options to withdrawl. Is it just as simple as withdrawing from a cash machine?…
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Can 0% be withdrawn without an agreement breach?
Hello, The Bank of England have increased the UK’s base interest rate, which means that borrowers could increase their APR. Thankfully, I’ve cleared my balance back to £0 with Vanquis and I’ll be keeping it empty for the months to come, ensuring that I do not get stung with higher borrowing rates than the 59.9% APR I’m…
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Balance Transfer from Different Rates.
I have a few cards which I bounce balances around, slowly working them down. It has got a bit messy with different amounts at different transfer rates on the same cards. The main two are MBNA and Barclaycard. Am I right in thinking that if I transfer from one of the messy cards that the highest interest rate balance will…
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1% cashback offer from Vanquis
Earlier this year Vanquis offered me a £25 Amazon voucher if I spent £500 on my card. Offered accepted. I received an email from them yesterday offering 1% on my spending during November and December. :) I guess these offers are account specific.
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Scammed via Bitcoin
OK people - I knew the risks when I undertook this transaction, and have been burned. I did go in with my eyes wide open..what I'd like is some advice as to whether I can claim any money back from my CC company. 2-3 months ago I ordered some electronics from a seller in the eastern bloc and paid by bitcoin. About £1500…
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Victim of Scam: BOTMEDIAZ.COM
My wife has been paying $50 a month for the last 6 months off her credit card to BOTMEDIAZ.COM. She has no idea what for and never signed up for this, has anyone come across this company before? They are refusing to refund her money. Any suggestions?
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Closed Bank Account
Hi, sorry if this is posted in the wrong section of the forum This issue is regarding my father, i ordered a fridge freezer Sept 16, last year, after 11 month it developed a fault and could not be repaired, so my dad got granted with a full refund, simple enough i thought. On Dec16 last year, there was a transaction on the…
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Capital One - new card due to security
I received an email from Capital One this morning stating "We often receive information from Mastercard and Visa that helps us improve our security. On this occasion, the safest thing to do was to send a new card(s) out to you." What is likely to have caused this and is there anything I personally can do to stop it…
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Littlewoods Account ex partner setup account
Hi I'm wondering if anyone can offer me some advice. An ex partner setup multiple credit card accounts in my name as well as accounts with Littlewoods, Very AND Simply me. She ran up thousands of pounds on each account. She was intercepting my post as she was living full time in my house and not working :( so I had no idea…
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need a British prepaid card
I need virtual prepaid card to make deposits on sports platforms) Who knows such cards, write to this discussion!:)
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Aqua card proof of id/address
Hi all, I applied an Aqua reward card last Monday online. The application was approved on Tuesday after a manual check I think. But the email says I should upload a copy of my id and address (I am not eligible to vote so not on electoral list). I uploaded them in last Tuesday evening and the website said they will contact…
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Paying off car loan with 0% credit card
Hello I am currently paying around 11% on a second hand vehicle purchase via a company called Motonovo . i have around £5k left to pay on the vehicle and wondered whether it would be a good idea to search for a 0% credit card to pay off the remainder and cut out the remaining interest? if so, what would you advise the best…
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Paying off a credit card - help please
After some advice please. I got into some financial difficulty a while ago and ended up setting up a monthly payment plan with Barclaycard which I have had for a number of years now. I still have a substantial balance outstanding on this account (£9000).I phoned up Barclaycard and they advised me that my account is…
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Amex - choices
Just been to https://www.americanexpress.com/uk/ with a view to applying for an Amex. Wow there's a lot of choice! Perhaps some of you would be so good as to steer me towards the card most appropriate (The gold for example has 1 year's free membership which I would be happy with, setting a date in the diary to cancel it):…
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Transferring from partners card
My partner has a credit card balance of just under £2000 which has some 0% deals coming off between April and June next year. Once the time comes, if I were to open a new credit card - is it possible to transfer her balance onto my new card in the same way I would if it were my own?
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Barclaycard not mentioning offers
Phoned Barclaycard yesterday to ask about doing a balance transfer and was surprised to hear that they had already approved three offers. Nothing great but only transferring small amount so still a saving. Question is do they normally email/message you when new offers come about or simply sit on them until you contact…
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Ramifications of balance transfer to c/card
Hi chaps ... idiot here. I had several credit cards, transferred them to a Tesco card and am about to transfer another £1000 to it leaving me - hopefully - with one card with a -£5K balance, I'll cut all the others up, is it really interest free for the specified time (2018) ? and what happens then ? I'm paying off…
