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Fair fx card. Atm in the UK problem.
It says on the website I should be able to use this in the UK. I've tried but when I ask for a balance it says to contact the issuer... I do have money in there and the pin was correct as I tried an incorrect pin and it failed. Any thoughts why this is happening? Thanks
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Credit card transfers - multiple cards - help please
Hi all. I want to transfer 3 credit cards to 0% cards and need some advice on the best way to do this. I have 8k 3k and 2k on 3 separate cards. is it best to transfer them separately or add the 2k and 3k together as I would be surprised that I would be able to transfer the 13k to one card. working hard to get my debts down…
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A Different Switch Question for you all (regarding MBNA)
Dear Members Here's a little problem that I don't see answered elsewhere here so I hope you can help: I have an MBNA Diamond Club Visa Card which as you all know has just ditched its AVIOS scheme. I only kept and used this card for the air mileage benefits (I was an original BMi member) and have always cleared my balance…
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Capital One Balance Transfer 6 Months - Money transfer as well?
Just thought id ask. In the useful info there is the following statement Otherwise the period over which interest is charged is as follows: Interest Charge Dates From Until Purchases Posted date Paid in full Cash Withdrawals Posted date Paid in full Balance / money transfers Posted date Paid in full And Balance / Money…
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Balance transfer help
Hi I have a credit limited of £13250 on my barclaycard. I am up to £12000 on it. I have opened an Nuba with 0% on balance transfers for 18 months with a transfer fee of 3.49%. balance transfers after 60 days of the date of opening the card are only 0% for 12 months. How do I do this??? transfer £1000 or as much as I can…
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Paying Aqua card well before due date
Hi folks. I feel a bit daft answering this question, but I just want to be 100% sure I get it right considering that it's my first credit card and I'm using it to build credit. My first statement from Aqua came through the online portal on the 14th of October for £30. The statement says that the due date is the 2nd of…
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Paying off large amount of credit card debt in one go
After carrying a huge amount of credit card debt for a number of years and being unable to make any dent in it due to only being able to afford minimum payments I have inherited enough money (30k) to pay all debt bar 3k off in one go. I am keen to do this as soon as possible (ideally in the next few days!) and would…
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Overpaid Credit Card
I paid off my M&S credit card balance but overpaid as I forgot that I have been paying this balance down with direct debits and I also didn't realise that they calculate interest payments in advance. The latest statement shows a credit of of £400ish. Can I just withdraw this as cash? Or will that show as me withdrawing…
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Card Verification Problems
Over the last few weeks, I have tedious problems with both the card verification systems - Secured by Visa & Mastercard Secure. Is it just me? I click to purchase something by card, (various providers) am told I'm being taken to either one or the other of the two pages, my details appear and I fill in the digits of the…
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Which card would you choose ?
I shall be travelling abroad next year for several months and thinking of getting a card that would give me the best benefits. Which one would you choose and why ?
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Overdraft transfer to 0% CC
I have a £5500 overdraft with Barclays which is costing me a fortune in fees. I just applied for, and was accepted by Halifax 0% transfer for 32 months at £6000 which is great but it doesn't appear that I can transfer my overdraft over to the card. It looks like it is only for Credit Card transfers. How can I get my…
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Can I apply for more than one 0% balance transfer card in one week to cover balance?
Hello, seeking advice on the below situation, I am very new to all this! I was hoping to move £8,500 debt (5,500 on the CC & 3,000 overdraft, TSB) onto a 0% BT card, and was on Monday, accepted for a virgin money (32 months @ 0.59% fee) card, however only for a balance of £2,200 (still something!). I am wondering if I…
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use credit card to pay by BACs
quick question . having had some work done and got the invoice in . the invocie has the usual payment methods cheques ,cash,BACs transfer. in order to keep control of cash flow i intend to pay on a credit card. does anyone know if it is possible to pay an invoice by credit card via BACs or do i need to go onto the bank and…
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Halifax Clarity Cheapest Way to Withdraw Cash in USA?
Does anyone have any tips on the cheapest way to withdraw cash from a UK credit card in the United States? I try to avoid using cash where possible so I only want to withdraw $100 or so at a time. The ATMs I have tried have fees between 3 and 6 dollars. Is there anywhere that is reliably cheaper? If it makes a difference I…
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0% Balance Transfer cards
I have a few 0% on purchases cards which I plan to transfer to 0% balance transfer cards when the introductory rate is up. How far in advance would people recommend that I apply for the new 0% balance transfer cards?
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Bpayband: Think before buying
I was a big fan of this product. As one of the original 2014 testers, I loved it. When they launched properly in 2015, I was sent a wristband (usually £24.99) as a gift from them. I used it regularly until September 2016, when it stopped working. Opening it, I found the "sim card" inside had become distorted. Probably due…
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Clarity Card Query
Hi All, I have just received a Clarity card and I realise that if I use my card for a shop purchase or to take out some cash at an ATM I am incurring interest on a daily basis. My question is how to I transfer money from my main current account to reduce the interest I pay? Thanks in advance.
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M&S Credit Card - Notice of Closure Letter
Hi there - my Mother in Law has had a Marks and Spencers Credit Card for around 15 years, always pays of balance in full - on the very odd month there would be a small residual balance which she pays the following month. On Saturday out of the blue, a letter arrived stating that following a review of her account they would…
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Juggling 3 cards :(
Hello, This is my first post so hello to you all :) I won’t hide the fact I’m terrible with numbers hence me coming here in the hope some kind soul could help me untangle this muddle! A couple of years ago, I was close to clearing off all my debts (other than my mortgage). Then, my last 2 employers went into…
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0% credit card clarification please
Hello, my first post here (apologies for jumping straight in asking for help). Like many I received the MSE weekly email and was reading about the 0% for 42 months. On the Sainsbury's bank page I see there is an assumed credit limit of £1200. If you transfer £1200 and pay it off within 10 months. Can you balance transfer…
