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Credit card options
Hi - new member. Have read plenty on here before but just joined. Basically, I've always avoided credit, but have found a reason to get a card for the first time ever, at 34. My reason is primarily that I got turned down for credit by a store's provider when trying to buy an urgently needed washing machine. I have no real…
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Post Office CC
Can anyone help answer this for me please? I have a Post Office Credit Card that I use solely for purchasing in foreign currency because of its 'perfect' exchange rate. I spend between £20 - £100 a month on it always paid off in full. I have been sent an offer of 0% interest on balance transfer with 1.5% fee for 20 months.…
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Business Credit card that allows statements to be downloaded as CSV or OFX?
Hi, I have a business credit card account with natwest commercial cards. Unfortunately they only provide downloadable statements as pdf, and extracting the transactions for book keeping is pretty laborious. I am looking for an alternative business credit card that provides statements for download as either CSV, OFX, excel…
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Unable to register Lloyds Avios cards to Apple Pay?
I signed up and received my Lloyds Avios cards in March, the American Express card and Mastercard. When I put the Apple Pay camera on the cards, it recognises all of the information, it knows it's a Lloyds Avios card and knows that it's the AMEX or Mastercard. Yet it got to the stage where I needed to verify these cards,…
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Declined for tesco card for balance transfer
Aftere been told intially i was accepted this morning i gets a phone call from Tesco just to clarify a few details in my applicatiion, They asked me no different questions to which i answered in my on line application i gave the same answers "Right ill just run that throu.......................Sorry its been declined Bye"…
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Living Overseas Best Credit Card?
Hi, I live and work in Abu Dhabi, am British, still have my UK bank account and rent my house out in the UK. Which is the best credit card to get for use outside the UK and how do I go about getting it as I am not resident in the UK anymore? Hope someone can help!
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First ever credit card... which one?
Morning all, I'm about to look into getting my first credit card (at the grand old age of 32), and as it's my first time, I really have no idea where to start. I won't need a balance transfer, but would like a card that would be best suited to paying for things such as trips abroad on (and paying them off before the trip).…
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Post Office Credit Card - run by idiots?
Just looking at the latest statement for my Post Office money CC. They 'xxx' out most of the account number on the first page - quite why, I have no idea whatsoever! But, on the giro payslip on the next page - you know, the bit you're much more likely to throw away without a second thought - the full account number is on…
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Declined for ASDA card :(
So bummed about this, is there anything I can do? I have a perfect credit rating, a decent job, own my own home and have a Tesco credit card that I always pay off in full. I shop exclusively at ASDA and fill my car up there so it'd be great to get that cashback, Tesco's cashback is absolutely rubbish and their clubcard…
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Aqua Quiz
I have a fairly average credit due to some defaults some years back. Currently have a few current accounts (with offline cards), 2 mobile phone contracts, overdraft (though not in it), 3 catalogue accounts and a good income. Tried applying for an Aqua card today for the second time, tried 6 months ago too. The first time…
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Unsure what to do card juggling
Hope so one can advise me or indeed if I have posted in the right area!! I have a barclaycard with a balance of around £15k (yes I've been an idiot and just paid minimum payments for a while) and decided to address this, I found a Virgin money card that I applied for and was approved for a credit limit of £7.6k, 0% on…
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£3k credit card fraud - all to insurance companies
I have just been contacted by my bank as they have detected potential fraudulent activity on my credit card. After logging into my online banking, it turns out fraudsters have used my card to make a dozen or so payments to car insurance companies such as Swinton, BeWiser and a couple of others. The bank have cancelled the…
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Nationwide Select credit card with Android Pay
Apparently, Nationwide is one of the supported banks for Android Pay. But the Nationwide credit card isn't working (says the card is not supported) but my Nationwide debit card is working. I really like the convenience of using Android Pay but I prefer to purchase things on my credit card due to the cashback I get, anyone…
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MBNA Money transfer
So, OH and I have some emergency communal roof repairs coming up, and low and behold not enough in savings. OH is due to remortgage in a few months, so we didn't want any new credit searches on his file. I did the soft search for the above and was approved but only for £500 and not what I was hoping for. Left us with very…
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Will a personal loan affect 0% CC eligibility?
As my situation currently stands, I am in my early twenties, I have no bad credit what-so-ever and no missed payments. I have had a 0% CC for 18 months which is about to come to an end with only a small amount left to pay off. As well as that, I have a CC which is just used for worldwide spending now untouched with nothing…
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Can you BT before statement date?
Quick question regarding balance transfers. I wanted to stooze some money and have to make a big purchase (say 5K) in a few months. I have a 2.5% CB from Amex after meeting their 10k a year threshold. I wish to spend 5K on this card and get GBP125 cash back. Then I would like to balance transfer this 5K to a another BT…
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Money transfer - accepted but not enough
So I applied for an MBNA mastercard in the hope to be able to get a money transfer (which is currently sitting at £1300) and I was accepted to a 0% 12 month offer with a 4% transfer fee. Which is great! The only problem is the limit offered is only £500. Do I A) say thank you but no thank you MBNA and continue to pay off…
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Balanve Transfers
I opened an AA/MasterCard Credit Card account some months ago, tranfering a balance from another card to it and also used it to make some purchaes. However, I recently tried to transfer the outstanding balance from this AA/MasterCard to a different card and found that this was refused by Barclays, Tesco, MBNA and Bank of…
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Halifax Clarity Card question
I'm going on holiday and have a clarity card limit of £1200. The hotel is costing £2000 so I would like to preload £800 on to the card and use it to pay for the hotel so we don't have any charges (paying off the £1200 immediately online). I've read that preloading is against the ts&cs - is there anything else I can do.…