-
0% balance transfer card
My 'other half' has a credit card bill, she is only paying it off marginally due to the crippling interest. She doesn't have a good enough credit score to successfully apply for a balance transfer card. Can I apply for a balance transfer card and pay off her credit card bill with it? We have separate bank accounts. Thanks…
-
Clydesdale bank CC application- credit limit
I applied for the Clydesdale bank 26 months % on purchases online and today I received some documentation to sign and return. Although the general info says credit limit subject to status on one of the forms I had to return it says this https://www.dropbox.com/s/zv9xi98ctvs7ooq/2016-02-18%2014.13.35.jpg?dl=0 , am I to…
-
Multiple credit card applications
Hi I have applied for a balance transfer deal on a credit card and have been accepted for a £1000 balance. My outstanding balance is £3000 in total. Could I apply again for a different balance transfer card to see if I could get 0% on another card for the remaining £2000? Or is it likely to be turned down as I have only…
-
Using a credit card..
I know how to use one lol, but, in terms of building a positive history, is it best to use no more than 50% of the available credit when paying it in full each month?
-
Old credit card
Hoping someone can help. I used to have an Egg card opened in 2002. I had it, used it, paid monthly direct debits etc. My ex partner used it to book hotels for his work and when work paid him he'd pay it off. Approx time would be up to 2007/8. When we separated I had no documentation to say I had debt on it.....bearing in…
-
AI Sentinal
From 1990 until roughly 92 I paid PPI. I haven't bothered in the past because I didn't think it concerned me.... Until MSE mentioned Sentinal, and remember paying Sentinal for PPI for a credit card I had. I've had a life since then and the only problem I have is I cannot think for the life of me who the credit card was…
-
Credit card delay in processing
I hoping someone may be able to advise. I've tried to google without much luck! Following a change in job (salary payment date changed) and until our letting contract is renewed, we pay out rent each month on the credit card and then 8 days later, once the salary has hit the current account, we pay it off. Rent due 18th…
-
Lloyds Credit Card PPI
I recentley contacted Lloyds re my old credit card to claim ppi, they said no monies was owed due to me agreeing to have PPI, i thought i had taken the card out over the phone and was reassured it was done in branch and i had ticked the PPI box, to which working 16 hours a week for a local supermarket for a bit of pin…
-
Section 75
I placed an order with a company for 2 quads, now 1 arrived faulty and the other was the wrong colour. After various attempts to contact the company they have failed to respond. I have even asked them to pick up the quads at a time convenient to themselves. I contacted my credit card company who have asked me to prove that…
-
Overpaying CC with Direct Debit?
if I set up a DD of say £20pm but my CC balance is £0 and I don't spent on it for several months or more, what happens to the extra money I pay. Im guessing it just accumulates, it could possibly go into the £100s or £1000s. I could be using the CC as a savings account. ??
-
Cash Transfer 0%
Hi I currently have a Barclaycard with a balance on, they have offered me 0% interest on a cash transfer, can I make a transfer to my bank and pay off my existing balance and pay no further interest until X date? Thanks
-
Emirates AMEX - Not Impressed - cancel and try for BA AMEX
Currently have an Emirates AMEX but not impressed as have put most of my spending on it but points building up very slowly and due to change in circumstances don't expect to fly Emirates very often. I applied for the BA Amex but was rejected. I would assume that I already had an Emirates Amex would have a bearing on this?…
-
Halifax credit card application and unable to process ......
I've done my eligibility test and for most of the day I've been trying without success to apply (and be accepted) for the Halifax 0% fees credit card. I've completed the online application and pressed send - but then a message comes up saying 'having technical difficulties come back later' ...... is it just me or anyone…
-
£3654 too much
Hi I paid asda credit card £4000 to lower my outstanding balance £3654 was due on the 15/02/2016 and £345.65 toward next months. I was told by them that as long as the payment is made and shows on the statement it appeared 10/02/2016 it would be taken into account. They now tell me it could take 7-10 days to refund the…
-
Curve Card
Official MoneySavingExpert Insert Jan 2018: Hi everyone, you may like to read ourNew Curve card claims to be 'the only card you need to carry' - but here's what to watch out for news story. Back to unclearengineer's original post... ---- I saw a new "Curve Card" advertised and reviewed. From what I gather, for £35 you get…
-
Repayment Question(s)
My question is twofold. Firstly I got into difficulties about 5 years ago and had to make repayment arrangements with my 3 CC companies. My credit score is trashed and that is something I have to live with. My repayment to each company is £100 per month, and I have been managing this very successfully. I now owe £2700 to…
-
Default notice, advice please?
I'll try and make this brief as I can. 2 months ago I was made redundant along with 12 other people. I have some savings, which we've been living on and I have also signed on at the job centre. Everything was fine until my car broke down. My daughter is disabled and we need the car for her transport needs, I used what…
-
Question about paying off credit card every month / ensuring no interest
I just have a quick question about avoiding paying interest by paying off my credit card every month. I get paid on the 21st of the month (or the 19th this month as the 21st is a Sunday). If I go online and pay the balance on my debit card it will actually show a zero balance on the 23rd (two working days after making the…
-
May i use my Brothers Credit Card with my Paypal
Hai members im new here. Since i have no credit card i have a plan to attach my brothers credit card with my paypal account is it possible...
-
BT - MBNA to Barclaycard (can I go back to MBNA)
Hi, My 0% deals on my two MBNA cards come to an end this month and next. When I saw the interest alone on one of these cards would be more than I currently pay each month to clear the debt I could have cried! But they were kind enough to double my limit on one of the cards to soften the blow! So I got on my savy and moved…
