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Best way to pay an overseas bill
Hi, Really hope someone might be able to point my fiancee and I in the right direction. We're getting married overseas and currently have to pay a deposit fee to the hotel we're getting married at to the tune of approximately £2k, and will have to make another payment or two nearer the time. The options for payment appear…
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Good credit score but been turned down by lloyds
Hi everyone.I currently have a 0% credit card with Halifax bank.it's 0% rate is due to expire in 3 weeks so after doing some research I decided to apply for a 21 months balance transfer and 21 months 0% on purchasing.I thought it was a safe bet as I thought I had a good credit rating and the money supermarket and money…
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Vanquis terms and conditions
Hi everyone I usually post in the bankruptcy forum so quite new here. I have applied and been accepted for a vanquis credit card. I am a discharged bankrupt of about 6 months and only have this to rebuild my credit and to pay off in full. I know how credit cards should work. I had two prior to BR so I am not looking for…
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Credit card payment help??
Ok so joined match.com for 6 months for £41.94... Paid with Barclaycard initial... But why did I have to join a subscription for another £41.40 for 6 months I only wanted to pay £41.94 for 6 months no other extras.. It wouldn't let the pass the select/boost package page & I had to choose one and pay... I want refund of…
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Poor History Credit Cards
I've just used the eligibility calculator on the site for this type of card and based on the 'must knows' I fit the bill for sure but when I got the results for my likelihood of success they all came up with 10% chance of success! Anyone got a clue on why this may be? Thanks.
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Interest Free Period Query
Hi all, I have a credit card with an interest free period of 20 months, which in my naivety I think means i can buy something and as long as i pay the minimum payment they wont charge me any interest on that purchase until that 20 months is up. However reading the summary box it would appear that each individual purchase…
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credit card or loan ?
We have had a quote for replacement windows and doors that come to £7500 I would like to know if we should pay by Credit card or loan ? We're leaning more towards credit card option. Any help will be much appreciated. Regards Andy & Julie.
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Pre-paid credit cards
Can pre-paid credit cards really improve your credit score? If yes, any suggestions on the best one. Imagine I'm starting from the worst financial credit file position and at the moment I doubt I'll even be accepted by the likes of vanquis, so any suggestions on best place to start would be much appreciated.
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Advice Needed - Order in which to pay off credit cards.
Hi MSE Forums, This is my first post and I'm making it basically to get some advice. I'm looking to improve my credit rating and currently have 3 credit cards. 1. Balance = £1100 - Had for about 3 years. 2. Balance = £670 - Had for about 2 years. 3. Balance = £600 - Had for about 6 months. I already know that I should…
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Rise credit card to write off any balance owed
Just received an email from Rise to say that as of 1st March any outstanding balance on my Rise card will be written off and account closed. They are also writing to CRA's to delete the entry on the file, has anyone else had a similar email?
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Family credit fraud
To cut a long story short, my brother has opened credit accounts with clothes shops etc under my name at my parents address and I've just found out about one of them. He's a habitual liar so I can't assertain the extent of the damage. Does anyone have any advice on how to deal with this? Thanks
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Having several credit cards for short period
Hello, I'm doing a bit of financial tidying up and looking at getting better credit cards. I have just applied for a Tesco credit card since we do all our shopping there so it makes sense. I want it to replace the Nationwide Select Credit Card I currently have on our joint account so i am planning to cancel that one once I…
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Why does the Credit Eligibility not work
Hi, Every time I try to use the Credit Card Eligibility tool on MSE it comes back with the following warning: Unfortunately we've not been able to match your details at the Credit Bureau meaning we can’t provide you with eligibility results. I've checked with the electoral roll and with experian and they have my correct…
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Virgin money transfer credit card
It has all turned out well in the end. I applied successfully, got quoted a fee of £55.49 for my money transfer. Got the money used it to pay off my mortgage saving £210. No correspondence stated anything about the fee in writing from then on. When prompted to sign up for online banking noticed fee of £220. Phoned them,…
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HSBC Credit Card problem
Hey everyone , I hope you are all well! A few minutes ago I created an account on this forum as I need an advice in terms of a credit card which I had the pleasure to have a few years ago at the bank HSBC. Card belonged to a bank account which for many years had in this bank. Few years ago I closed the account expecting…
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Credit cards with sign up bonuses/one off cash incentives
There doesn't seem to be anywhere that champions credit cards that pay one-off cash incentives so I thought it might be worth starting a thread on the subject. There's two that I know of at the moment, First Direct and Nationwwide - both of these will pay £25 cash, although there are T&Cs to meet (which shouldn't be too…
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tesco credit card increase .
hi . I'm looking for some advice , I've been with tesco foundation credit card for a year on 10th march . and wondering how there increase works I've opted in for auto , but not heard anything do they email before 12 months? also do they do another credit check before the increase? as had a falling out with 3 mobile over a…
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no credit agreement
i have not made any payment for 8 years due to no copy of the credit agreement,can this be removed from experian credit file thanks in advance gary
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Ideal Home Show - free tickets swap
Hi, I've got two free tickets for the Ideal Home show at Olympia for Sunday 27 March two people which I got on MSE website. I can no longer attend on that date but I really want to see the show, so I was wondering if anyone with two free tickets for a different date would be willing to swap tickets with me? The tickets…
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Post office credit card dispute section 75
Hello all I need some advice on my next steps if any.. I bought a car from a person posing as a trader. I paid by credit card stupidly i did not get his address and we did the trade outside on a public road. It was just after christmas and I thought maybe his premises was closed and he traded that way due to those reasons…
