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Going from Capital one to a better card?
Hi, Like many of us, I had no credit so I got a capital one Credit card, limit started at £200, then £500 and now £1,000. Checked credit score on experian and it's about 950. Anyway problem I'm having is when applying for any other cards I am still being rejected. I've had the cpaital one card for 14 months, since having…
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visa debit chargeback?
I have made a purchased on my visa debit card for £1000. The item has not arrived, the company says it has been signed for, but the name on the address is from no one who lives at the residence. they are unwilling to help. Where do i stand? Will my bank help recover the funds?
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What to do?
Please excuse what has probably been asked many times on here, but I am new here and old everywhere else with many age related problems. Anyway, my missus was cruelly conned into spending £1200 on her Nationwide credit card and now we've received a statement saying we have a purchase interest of 15.9%. After seeing Martin…
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monument
Can anybody help me on oct 24 i got my monthly statement in from monument they had credit my account with payment break plan when i phone them up get my money they saying takes 8 weeks tell me different everytime i call them it now 11 weeks still wait get my monry back thanks
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Natwest Bloodsuckers - Helpful Banking my A..e
The total incompetence of a travel insurance company, Staysure, has dropped us in the Natwest Credit Card mire. Staysure were negligent when they didn't secure many customers' debit/credit card details - see attached letter with their admission. Credit card details including the CVV number were hacked. The last and, of…
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Bank already approved card - what does this mean?
My bank, Lloyds, keeps nagging me to accept a credit card that they say I'm already approved for. I can't call them about an unrelated issue without the representative trying to get me sign up for a card, and I keep getting letters in the post. I don't want the card; I already have other credit cards, so I just tell the…
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Cashback Cards help please.
Hello all, and a happy new year. :beer: I have at present a Cap One CC that pays 0.5 % cashback, I've only had it a couple of months and have found out the cashback is paid annually (every January), when looking at what cashback I've earned it states that it's paid back to the card as a credit. Is there any other cashback…
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Barclaycard Balance Transfer Timeframe
I have just received my Barclaycard through the post this morning. The card I applied for was the Barclaycard Platinum 29 month 0% BT offer. I phoned Barclaycard straight after receiving it to activate it. After activating the card the lady on the phone then went on to say that my request on application for a BT was not…
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CLAIMING MONTLY MILEAGE...CAN i BE MORE SAVVY?
Hi, I work for the local government, I pay out a couple of hundered per month in travel but have to wait for the next month to have it reinbursed and sometimes this can be up to £500 in mileage per month, Currently I am able to manage to pay this as I have a free overdraft which acts as my buffer, but that will soon be…
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A little advice please :)
So as of the 1st Feb my 5k loan will be paid off. Along with the loan I also have 3 credit cards. The combined total is about £2800. Given I've paid off the loan with no missed payments, will this help me obtain a credit card with a large limit to allow me to BT the 3 cards to one? I was hoping to move them all to one or…
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Balance Transfer Help
Hi, I would be really grateful for some help on balance transfers. I have a credit card which has nearly reached its £4000 limit and my interest free period ends in May. As well as obviously starting to pay back this amount I am looking into other so called "balance transfer" credit cards. One with Barclays is currently…
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Closing card
Hi all, I have recently got a barclay card with a decent arp rate and 0% for 14 months my other card is my main bank which is a fair Apr as well at 19%. I always clear my balance in full however I have an aqua card which is 50% apr! yes you read it right! My question is I have only had the aqua card 8 months and it is of…
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Want a barclaycard for BT but had one before
As the title says really, got a barclaycard 2 years ago for a balance transfer. Paid it off and closed the account almost a year ago. I'm thinking of getting another one, will I be able to again ? Also I moved 6 months ago but I am on electoral roll, could this be a problem ? Thanks
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Balance transfer
Is a balance transfer just for existing credit cards or can I transfer my next directory account balance?
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Working out Interest and APR to pay off cards?
Hello this may be a bit of a silly question but im trying to get a handle on credit card interest and APR I have a vanquis card and the APR is 39.94% so does this mean that for my minimum payment back each month is 39.94 Divided by 12? I want to try and work out an estimate i need to pay back each month ahead of time. As I…
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barclaycard 0% application.
Hi I applied for a 0% barclaycard yesterday and at the end of the application it said they had to do some further checks? I received a phonecall from them today to verifry me address. Is this normal and all ok? tha:)nks
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Capital one credit card
My brother has a less than perfect credit history and had a card with capital one which he defaulted on back in 2011. Fast forward to 2014 and he has learned the error of his ways (all be it the hard way). He has just been accepted for an aqua card(they declined him in the past) and has a vanquis card that he's held for…
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Capital One Classic Complete (0% interest till May 2014)
Has anyone else got the Capital One Classic Complete with a special offer of % off till May 2014? Just received my card today! Btw does anyone have a link to the original application page?
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Applying for a credit card with a Min. income
Hi I've just done the MSE pre-eligibility checker for a CC and it's tell me that I've a 90% chance at getting the new Barclaycard but the min. income is 20k and I'm making just over 19k... Anyone is similar circumstances? And is it because I'm very close to the min. income that I've been such a high chance? Thanks in…
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Lloyd's refuse chargeback is this correct ?
Hi just wondering if this is right , I brought a hair curler from china using my credit card , cost was £38 , it took a while to arrive so I brought one from the uk . It arrived 2 months later , I no longer needed it so sold it on ebay . I had tested it and it was working fine . The person who brought it off me has told me…
