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paying mortgage with credit card for posts
Hi, can one pay the monthly mortgage payments with a credit card to get the credit card points such as avios etc. Gavriel
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Credit card balance transfer to different account
Hi everyone, I am hoping someone can help me please as I can't seem to find this information anywhere online?! I have a credit card balance that I would like to transfer to another credit card that my mum will be opening. Am I able to transfer an existing credit card balance to a credit card with a different account holder…
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Credit Card paid off - should i cancel before applying for a mortgage?
Hi I am a first time buyer applying for a mortgage on 11th January having agreed a price for a property. I have my credit card paid off in full - should I cancel the account before I apply for the mortgage or would this affect my application? What would look more favourable: 1) Having no credit card 2) Having a credit card…
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Wait till Oct or Not for Balance Transfer
Hi all, First time poster so hope I am doing this right. I've recently seen some decent looking offers on balance transfers. Specifically the Lloyds 24 months 0% interest for 1.49% fee on transfers, but am in a dilemma... I'm currently with a tesco card that is interest free until October and I'm not sure whether to wait…
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Balance transfer from current account
Hi folks Does anyone know if I can transfer the balance of my overdraft onto a 0% credit card?? Thanks!!
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Best Bank Account?
I am looking for a new bank provider and I was wondering if anyone could suggest a good one? I am currently with Halifax. - Must have online banking - Able to open various online savings accounts - Able to transfer money online to other bank accounts - New customer sign up offers? I am currently unemployed, so I have no…
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earning avios by juggling balances
Hi all- I'm not sure whether I've posted this in the right area and I am sure it's a pretty silly question, but I needed to ask it anyway, so please bare with me! I am trying my best to collect avios, and notice that there are a few credit card companies out there offering whopping amounts of avios for taking out one of…
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overdrawnist desires balance transfer card
My 0% purchase card debt is about to need 0% balance transfer - problem is as self-employed my finances have not gone as planned and I've been constantly overdrawn for most part of the year. Will this affect my application for a balance transfer credit card? thanks much
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Having a credit card with your bank.
Hi Guys, After a number of years of re-building my credit worthiness i'm finally making progress. I have to say i have learned the hard way and although the past few years have been painful i've definitely learned my lesson and am much more financially competent. Anyway, ive currently got three credit cards. All with a…
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Choosing a credit card?
In terms of credit cards/revolving debts, what do I look for? is it as simple as looking for the lowest interest rate? If that is the case then why are there so many providers offering different rates? surely no one would want a higher rate out of choice? yet all the majority of providers appear to offer different rates.…
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Santander Launch 0% Purchases 18 Months
Anyone Applied Yet?
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Santander 123 Credit Card - a question for people who use it
Hi all, For the people who use Santander 123 Credit Card, do you find it a bit confusing how it calculates the amount it gives back in cashback in your statements? It shows me all the transactions but I would find it useful if it told me how much I earned per transaction. I am a bit suspicious I am not getting all the…
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Paying Buy now Pay later with a credit card.
Just looking for some advice (again!). I have 4 months left on a buy now pay later account with woolworths and wondering whether I can pay off the outstanding balance with a credit card without incurring any charges for that particular transaction? I'm just a bit confused as to what kind of transaction it would be 'classed…
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In Credit on a Credit Card
Hi folks - newbie here so sorry if this topic has already been covered. I appear to be a touch over £100 in credit on my Nationwide card. Rather than just "spend to redress the balance" is there anyway that I can get the money back? In the past, cards have appeared reluctant to refund money! The obvious thing would be to…
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Silly Question About Black Balances
A quick question. Say you have a credit card that has a limit of £5000 with a current balance of £0. If someone pays the account £1000, then you go away on holiday, it technically means you have £6000 to spend correct? Or do card companies not like this?
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great deal
Tesco credit cards 0% for 29 months and on purchases for 18 months. also get to save clubcard points on any money spent! great deal:money:
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Balance Transfer from husband to wife's CC?
Hi, Sorry if this is a really stupid question, but I hope someone will take a minute to answer it for me..... My husband was made redundant in September. We have some debt on cards, all in his name. One is 0% interest but there are two smaller card debts with high interest. My question is this.......my bank says I've been…
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Barclaycard Help
Hi, just looking for some advice on my credit card as I'm a bit lost with it all. I'm currently a student and 3 years ago I took out a credit card with Barclaycard to pay my first year of tuition as I was ineligible for a student loan. At the time I didn't really research my decision and thought this was my best option.…
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Company Forced American Express Card, Legal?
Hello everyone, quick question on company forced charge cards. My employer's expenses policy has recently changed and now requires every employee to take out an American Express charge card to pay for any travel / accommodation / buisness expenses. This card is taken out in my name and at my address and payments are made…
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Opinions please.
I need to choose a balance transfer card and I wonder if the community have any opinions on which is the best card to apply for. Income £28k in a job held for 16 months after 12 months of unemployment, credit card debt is £17685 over 5 cards (70% of available credit utilised) all on 0% existing customer offers, mostly…
