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Capital One 6 month interest free card
Hi, in an effort to get my CC paid off I applied for this card and was accepted. On acceptance it didn't say what credit limit I have been awarded - just wondered if anyone else has recently been given one of these cards and if so, what limit they gave you?
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AQUA credit card - BEWARE! FRAUD! CC company uses semi-criminal tactics!
OK, THE PROBLEM SOLVED by paying by bank transfer. Many thanks for your input. (the problem was that AQUA didn't take payments by debit card card on their website and had been ignoring DD instruction change for over 12 working days, although they must change it within 7 days)
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Balance Transfer to Halifax
Hi, it's been a while since I last posted. Does anyone know if Halifax One card will accept a Balance Transfer from American Express Everyday Platinum card. The Halifax have given me a great offer of only 1% fee for up to fifteen months to transfer a balance. Never had such a low percentage offer from them in the past.…
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Credit Card Payments Not Accepted
I wish to purchase goods and services from a company but they do not accept credit card payments. And I need to pay somehow using a credit card as I do not have enough money in any bank account. What suggestions or ways can I make the purchase?
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"Aquis" Credit Card
10 days ago I applied for the "Aquis" Credit Card. I believe this is part of Vanquis. I called them today to check on the application. They confirmed they are processing it and that I will get a decision in 7 to 10 working days. How can it possibly take 20 days or so to decide whether it's a yes or no? Don't they ever give…
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Transferring Money abroad bit-by-bit
Hi Moneysavers. I have a plan and would like to run it past you. I am imminently planning to emigrate to start a new job, and have been thinking about the best way to transfer my money into my new currency without paying significant fees. I have a Halifax Clarity credit card which is load-free for foreign exchange, and…
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Balance Transfer
Hello, My husband has a Halifax Credit card. I also have my own Halifax credit card. I am coming to the end of my 0% and have been turned down for another card to transfer it over to. As it is not good to apply for others now I would like to transfer my balance to my husbands card so I can continue to pay it off. Can we do…
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Barclaycard DD for minimum payment on and still gone overlimit without spending
Hi, Ever since I had the Barclaycard, I had the direct debit set up for minimum payment. Back in 2008 was the last time I used the credit card leaving a balance of £1000 to get paid off by minimum payment (bad mistake I know) but this is not the issue. In December 2012 they sent me a letter to say I went over the limit…
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Missing Credit Card Transaction
Paid for some petrol at a Tesco with my Santander 1-2-3 credit card on the 28th November. Still got the money set aside to pay it but wondering if anyone knows if there is a point in time when you can say that has now gone?
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New Credit Card
Morning All :) I'm about to purchase a new sofa, and wanted the additional credit card protection for this purchase just in case something goes wrong. The full balance will be paid off asap and the card itself may or may not be used again beyond this purchase (not yet decided). Any idea which card would be best suited…
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Transferring debt from one person to another?
Although this is relevant to 'Lending to friends and family' I hope the most useful help will come from here. A good friend of mine has accrued about £10k in credit card debt, which he's currently only able to make the minimum payments on. His interest rates on the cards are sky high and he's unable to get any new credit…
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New start
After running up a lot of debt when I was younger I have finally just been accepted for a barcleycard inital with a £400 limit I have a lloyds tsb current account with a £1500 overdraft I really want to increase my credit rating I am going only to use my barcley card to £200 max and pay it off full each month I want to…
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Using Paypal to transfer money off a 0% credit card
Hello all Was hoping to do as the title suggests... I was after feedback from others who have actually done this recently, to see if there are any pitfalls ahead ? I've got myself a 0% purchase credit card, and linked it to my Paypal account. I've had my Paypal account for a long time quite a few years) - it says my…
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If I make a CC payment of 1p who gets the 1p?
I once went to a supermarket and used a gift card which payed all the balance but 1p. As I had only a £20 note in cash I decided to pay by CC to avoid receiving £4.99 of coins. Out of curiosity I know CC companies charge merchants a % of the transaction ,but in this case of a 1p payment who would get the 1p-the merchant or…
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Credit cards in Russia.....
Although the article is quite old, a quick search suggests this hasn't been posted before. I must say, I have to admire this guy for taking it as far as it's gone! See link below! CK…
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Subway no longer accepting Contactless Cards due to 'fraud'?
I just went to subway and I was told that I couldn't pay by contactless as Subway had turned it off due to fraud. When I questioned him he said that it was because many stolen cards had been used in Subway to make fraudulent purchases! Tbh I'm not surprised at all at by contactless payments leading to an increase in…
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Barclaycard 'gift'
Evening all, Well I just phoned up barclaycard as I've just transfered my balance to the bank of Scotland for a 0% balance transfer deal. I asked the agent to close my account as I'd no longer need it, he asked if there was anything he could do to keep me as a customer as I'm a "fantastic customer" to which I replied…
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MSE Eligibility Checker
I know it exists but for the life of me I can't find the MSE Eligibility Checker. Can someone put me out of my misery and post the link please
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Statute Barred
We had a letter way back last year from Marlin Financial Services, saying we owed egg now Barclays £1725, we responded with a letter saying the account was statue barred, they spent a long time investigating, and sent a piece of paper, with my husbands name, and the date some money was paid. I requested that they provided…
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Best NON MBNA credit card
Hi all, I'm thinking of transfering my balance on my virgin MBNA credit card as my 0% interest has finished. Because so many are linked to MBNA I was wondering if anyone could tell me which ones are the best that are not MBNA and that has a long 0%. I tried looking but often the fact they are linked to MBNA is often in the…
