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Halifax Clarity referred - how long?
I applied recently for a Halifax Clarity card and I got referred :( How long does it usually take to hear anything and do they normally write, email or call with their decision? Thanks.
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Credit Card
Hi all Quick back story... in 2007 I accumulated £30,000 worth of debt, I'll call it a mid life crisis! Rather than take the easy option I've finally now paid every pound back, it's been a tough few years but it was definitely worth it, I even managed to pay one loan two years early. Now I'm looking at getting a credit…
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After a bit of advice please
basically 18 months ago I wasn't working, but still had existing bills that needed paying. long story short, i got into pretty big credit card bills. my current situation is this, I owe on credit cards: LloydsTSB £2,253.42 @ 16.62% MBNA - Virgin £6,125.80 @ 21.6636% MBNA - Amazon £2,294.92 @ 19.1712% BARCLAYCARD £2,977.49…
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Equifax late payment correction
I am a 23 year old male graduate just started working approx 10 months ago post university. I have never owned a credit card have the usual student current account etc. I am currently thinking of changing my car and will hence need some finance, not much maybe five or six thousand as I have my current car and some more…
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How can i improve my credit rating which is 'fair' when i pay bills on time & in full
All 16 credit accounts on my file have been paid on time and in full but my report says i have not held accounts long enough, which is holding me back. How can i improve my credit score? I am on the electoral roll and am in full time work and never been out of a job. Any ways people know that i can improve my credit rating…
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How is my credit rating updated if I pay more than the minimum?
I've just started paying off age-old credit card balances, paying more than double the minimum monthly payment. How is my credit rating updated if I pay more than the minimum? How do the agencies know? For example, a year ago, I was refused a loan following a credit reference check. If I continue to 'aggressively' pay off…
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Unable to Balance Transfer: New Cards
I have 2 credit cards that I have been making decent payments on each month to help bring my debt down, but now the interest has kicked in the balance is hardly reducing each month. It's getting really disheartening, the light at the end of the credit card tunnel seems further away than ever! I have tried a couple of times…
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Balance Transfer from Barclaycard Platinum
Hi I have just opened a Tesco Clubcard Credit card with the intention of transferring an outstanding balance from my Barclaycard platinum to it to make use of a new interest free period. The balance transfer was all going well until I told the Tesco advisor the number of my Barclaycard and she told me it was not on their…
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Recent Americans Express cashback promotion
Don't remember the exact details of the promotion, but it was for existing Platinum Cashback card customers, I received this offer by post either last year or in first months of 2012. It was something about getting an extra % on purchases till end of May. I definitely registered for that one, but can't see any extra…
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what can i do if the date they told me they would respond by has passed?
Hi ive waited until 6th July like the letter said, but still no response, what do i do now?? is this normal? Leanne xxx thanks guys feel like my life is just waiting for this!
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When will I be able to get credit again?
Hi! I recently lived at an address for which I didn't register on the electoral register. I lived at this address for 3 months, June 2011 to September 2011. I have now lived at my current address since then (11 months) and am on the (new) electoral register. Unfortunately, despite having a perfect credit rating, in terms…
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Pay off credit card or keep savings conundrum!
Hi First post, so please treat me gently! Just discovered that (at 40) I will be a first-time parent next March.:j Both of us earn well and have become accustomed to a certain lifestyle that will change radically when one of us doesn't work any more! We're both very worried about this. We know that many families survive on…
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Barclaycard requires mobile phone
I have been a Barclaycard customer for many years. When I last logged in to my online account I was presented with two nag screens. The first required me to provide a mobile phone number and I do not have a mobile phone. The nag 'popups' keep coming each time you log on. I made an online complaint and got a phone call back…
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Halifax Clarity
Hi all, I applied over the phone for a Halifax Clarity Card yesterday, and today got a "Pre-Contract" thingy to sign and return back. Does this mean i have been accepted? Many thanks
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barclays
just a quick question i have just applied online and been accepted for a credit card would the details of the card show up on my online banking with them or only the barclaycard website
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Which card?????
hi just looking to see if anyone else had any thoughts on this or advice, dh needs a credit card to put his fuel on as he has to travel a fair bit with work, probably £300 a month it will be paid off straight away each month, so i was looking at a tesco 0% purchase card for 16 months. he has a good credit rating and earns…
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Barclaycard....clarification please!
Hi guys, I have a Barclaycard Platinum, with a 2K limit. When I first got the card I did a balance transfer of £900 with the 22 months BT offer. In April whilst in Spain I had to withdraw £500 in cash on my Barclaycard - yes I know you should never take out cash on a credit card, but this was an emergency and was…
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Halifax Wont Give me replacement card
Halifax wont give me a replacement for my Credit Card due to my payment history (my own fault i know) :mad: what can i do to get it of them ? ive almost paid it the balance off
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First Payment
Hi all, My Capital One card arrived this week so rang them up to activate it. I ran through the direct debit setup with them for the full amount every month but the woman on the phone said the first DD will be on 1st September. Just wondering why it won't be the 1st of August? Or does it have to be a full month? Thanks
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0% card thats likely to give a high limit?
Time to look for a new 0% card that 'may' give us a £6500 limit to BT. No adverse history on our file and currently have Barclaycard and Virgin on 0% shortly coming to an end.Any suggestions please? Thanks as usual F
