Halifax Wont Give me replacement card

Halifax wont give me a replacement for my Credit Card due to my payment history (my own fault i know) :mad:

what can i do to get it of them ? ive almost paid it the balance off
Cash Genie - [STRIKE]£385[/STRIKE] --- £322.50 ---£0:j
Halifax Credit Card - [STRIKE]£1950[/STRIKE] --- [STRIKE]£1235.05[/STRIKE] ---[STRIKE] £1085.05[/STRIKE] --- £0 :j
Moorcraft ( orange £200pm) - [STRIKE]£1000[/STRIKE] --- £400 £0 :j
DEBT FREE
TIME FOR SAVING[/CENTER]

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Nothing, if they don't want to give you a card.

    Have you spoken to them?
  • Shuaibf1987
    Shuaibf1987 Posts: 30 Forumite
    yes i have spoken to them , guess ill have to wait till i clear all debt and leave it to settle for a while, i guess
    Cash Genie - [STRIKE]£385[/STRIKE] --- £322.50 ---£0:j
    Halifax Credit Card - [STRIKE]£1950[/STRIKE] --- [STRIKE]£1235.05[/STRIKE] ---[STRIKE] £1085.05[/STRIKE] --- £0 :j
    Moorcraft ( orange £200pm) - [STRIKE]£1000[/STRIKE] --- £400 £0 :j
    DEBT FREE
    TIME FOR SAVING[/CENTER]
  • StuC75
    StuC75 Posts: 2,065 Forumite
    once the balance is repaid, Im sure they'll probably just close the account off.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Your now seen as too much of a risk, Experian will tell you your 999 score to apply to others
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • AdamJK_2
    AdamJK_2 Posts: 126 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Just keep making the payments and once you've got 6 months blip free they will look at reissuing the card. However be prepared for them to lower your credit limit as the balance on the card decreases.
  • Shuaibf1987
    Shuaibf1987 Posts: 30 Forumite
    AdamJK wrote: »
    Just keep making the payments and once you've got 6 months blip free they will look at reissuing the card. However be prepared for them to lower your credit limit as the balance on the card decreases.

    thanks!, Im hoping to not lose the card rather have a lower limit card than lose it :o
    Cash Genie - [STRIKE]£385[/STRIKE] --- £322.50 ---£0:j
    Halifax Credit Card - [STRIKE]£1950[/STRIKE] --- [STRIKE]£1235.05[/STRIKE] ---[STRIKE] £1085.05[/STRIKE] --- £0 :j
    Moorcraft ( orange £200pm) - [STRIKE]£1000[/STRIKE] --- £400 £0 :j
    DEBT FREE
    TIME FOR SAVING[/CENTER]
This discussion has been closed.
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