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First Payment

heyjim
heyjim Posts: 43 Forumite
Hi all,

My Capital One card arrived this week so rang them up to activate it. I ran through the direct debit setup with them for the full amount every month but the woman on the phone said the first DD will be on 1st September.
Just wondering why it won't be the 1st of August? Or does it have to be a full month?

Thanks

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Not enough time to make sure it is set up. So remember to make a manual payment for the first month.
  • heyjim
    heyjim Posts: 43 Forumite
    Ok cheers! :)
  • tonn
    tonn Posts: 1 Newbie
    Not enough time to make sure it is set up. So remember to make a manual payment for the first month.
    Good,it's very useful.
  • pqrdef
    pqrdef Posts: 4,552 Forumite
    If you've just got the card, you probably won't get a statement until August. Then there's an interval of typically 15-25 days between the statement date and the due date, and the DD goes on the due date.

    They'd have to be very quick off the mark with the first statement for you to have a payment due on 1st August.
    "It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis
  • Rakaposhi
    Rakaposhi Posts: 15 Forumite
    Agree. I just got a Capital One card and I didnt have a payment to make for a good 6-7 weeks.
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