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Unauthorised charge on my account
This morning I checked my Halifax credit card account to see if a payment I made to the account last week had made it across. This is a card I have with me in my purse at all times but very rarely use (approx 2 transactions a month) and always clear in full. Last month I used it to buy some coffee from Amazon.com (£10) and…
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Questions regarding balance transfer on santander credit card
Hello, I've recently got a santander credit card which will give me 0% for 17 months on balance transfers (3% fee applies) - with a £2000 limit. Now I was hoping to use this to pay off my overdraft as well (£500), but I'm not sure if I can do that kind of balance transfer. Therefore I wanted to know, if I use my HSBC…
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[BEWARE] Illegal charges by Tesco Bank Credit Card
Hi all, I just noticed for last 2 month I had been charged the interest on: Transaction Type: Cash advance for no reason, as I never withdraw cash from credit card - I am not stupid to withdraw money from credit card. The sum is not big, but it's no reason for it! I phoned the Tesco Bank and they refunded all the fees, as…
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Credit Cards for hardly any credit rating
I am 21 in a couple weeks and am looking to build on or rebuild rather my credit file. Stupidly at 18 got myself my first overdraft and went overdrawn by a fair bit and ignored them and the letters. 3 years on and i now am feeling the effects from my stupid behaviour. Does anyone have any tips on rebulding my credit score?…
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CREDIT SCORES/HOW much does they rise each month?
Hi all Could somebody please let me know how much your credit score rises each month if all credit accounts are run in good order?
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Credit Card Limits.
I've been having a look at most of the cards on offer at the moment, and virtually all state a £1200 limit. Is this the actual case? Is that what most of the companies give once you are accepted?? Dunree :)
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Interest calculation Help please
I haven't been waiting for this to happen but inevitably there comes a time when you need to use one of those cards you have tucked away inside your wallet and will need to spread the repayment over time. Although I intened to make that time as short as possible, probably 5 or 6 months. Can someone help me out with a…
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help - direct debit returned (barclaycard)
Hi guys Im in need for a bit of urgent advice. I had an email from Barclaycard saying my direct debit had been returned and therefore my minimum payment wasn't paid. On my statement i have now had fees added and the statement is saying that next month I will be charged interest even though I should be on a balance transfer…
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I dont want Balance Transfers - just a great card!
Evening all, Pretty much every comparison site or thread talks about best transfer rates when it comes to the best card. Unfortunately, other than a few articles there isnt a lot detailed for those who have good credit scores, no balances due and looking for a Credit Card that gives back a lot I am looking for 1. A credit…
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Credit Card Balances In Credit
Dear Forum Members Has anyone heard of a UK credit card that pays you interest if your credit card happens to have a credit balance? For clarity: if for e.g. the credit limit on my card is only £500 and I want to put an extra £500 on top as spending money because I am going on holiday abroad (but I don't end up spending it…
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Credit card account
Anybody help me? I have a capital one credit card with no balance on since 2006, logged on to my account online all ok. I have put in for a balance transfer from another account and is now pending.. Does anybody think there will be a problem seeing as I not used it for 6 years. Many thanks
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Credit card fraud - now what?
I've just had a credit card statement where there's a payment of over £800 to wonga.com. ( I've never used them or paid off any debt for anyone else for them or any other company. ) The cards not been out of my sight when I've used it, and I'm quite careful online, so I'm not sure how anyone has got hold of the details.…
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Capital One £10
From three months ago in the newsletter: "Urgent. £10 free with bad-credit 0% deal OR top cashback card Capital One's offering a tenner to sign up — if it's a best buy anyway, grab it Successfully apply for any Capital One credit card via its website before 31 March and you get £10 on your account, so here's the pick of…
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advice about credit card application
Hi all I got a barclaycard visa 5 months ago and have paid 5 payments, always paying off the statement balance so I dont get charged interest. It has a small balance of about £180 on it at the moment and my next payment is due on 15th July. My question is, should I wait until I've paid 6 months worth of payments before I…
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It's been a good day!
Firstly, I opened a letter from Natwest - I am being refunded undue Unarranged Overdraft fees, to the tune of approx £100. Secondly, Barclaycard ring up and finally sort out my complaint, £50 credited to my account due to the poor service I received. Very Pleased. Thought I'd push my luck a bit and chase up Capital One on…
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balance transfer query
What is the minimum time in working days I should allow a balance transfer from Barclaycard to Llloyds TSB to take, both companies accept 'faster payments' these days so I am thinking 2/3 working days? or should I perhaps allow a bit longer.
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Balance transfer of an overdraft
Hiya, My boyfriend has a student overdraft which is 0%. That is due to run out soon so I was wondering if any cards accept a balance transfer from an overdraft with 0% rates? Or is that seen as a cash advance? Thanks, KJ x
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Santander 123 card question
Applied for and accepted for 123 credit card yesterday, I asked the woman in the branch if I bought cigarettes at a petrol station along with fuel would I get 3% on the whole transaction or just the fuel. She said I'm not 100% sure but I think it is only the fuel, can anyone tell me if this is true? Can't really see how…
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NatWest World Yourpoints Credit Card
Hi there, I'm trying to do a balance transfer online from NatWest to Nationwide. Does anyone know what 'card type' the NatWest one is? I've put down Mastercard but it said the format of the number doesn't match the card, and tried purchases but again, format doesn't match? Any ideas? Thanks, KJ x
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Best cards for travel ...
Morning all, My girlfriend and I head off to Australia October 5th on a Working Holiday Visa for a year. We intend to land with at least £3,000 per person having paid for flights/insurance/visa which is perfectly in-line with what their immigration requires. We hope to find work rather promptly so we can avoid living off…
