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Received bill from debt collection agency. Didn't order anything!
My dad received a letter from a debt collection agency today asking for 880£. He didn't order anything apparently. The bill originated from Viking Direct. I did notice about 4 months ago that some packages arrived in the post that I wasn't expecting. I didn't really think anything of it. The next day somebody came to the…
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Credit card use in USA safe?
I used my credit card in Newark airport recently and was shocked to find that not only do they not use chip and pin but they never got me to sign. They were was the simplist transactions ever. Hand over card, swipe, give card back. This cannot be typical can it? I used it twice in two different locations and both did this.
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Cash Abroad
If you have a Saga card with a zero balance you can preload it before travelling and draw cash without incurring the 2% cash withdrawal fee:j
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0% balance transfer coming to an end
I got a santander zero credit card a year ago and on the 15 May 2011 my 0% balance transfer will expire, i have £700 on it which i transfered a year ago, do i need to pay this back before the 15th May to not occur any interest or can i wait untill my next statement?
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Quick (?) Credit Card Purchase Question
I'm looking at buying a specialised electrical item from the States, Around £550 - via their website. I've read about credit card protection being good for such purchases but am a little stuck, Although i have 2 credit cards - A Vanquis and a Capital One the total of both wouldn't cover the full cost + delivery :eek: Am i…
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creditconfidential.com
I've just seen an ad on tv for http://www.creditconfidential.com This seems to be the public face of Call Credit. Is this new? I can't find any references on the MSE main site or the Forums.
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Who's got my money
I needed some building work done on my property to make it disabled friendly so i paid the builder with a credit card £13,000 Been to bank 'Halifax' to borrow on equity to pay off credit card which has been excepted and the funds went in to my account I transfered the funds on the 20th of april, but credit card company…
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Barclaycard Platinum Offer Letter... Accepted !!!
I previously had a thread regarding a letter from Barclaycard offering a Barclaycard Platinum... 'Guaranteed !!' all I had to do was sign it and send it back within 2 weeks.. I asked here if it was a circular etc... Well having sent it back and waited patiently I have been emailed today that I have been successful... A few…
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What is an MBNA reward point worth?
Just wondering what an MBNA reward point is worth? i.e. 100 points equals £1.
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Hi, whats the weather like where you are?
Hi, I've been lurking for a while now. What's the weather like where you are? It finally hit 27 degrees here in the UK
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Advice please - made a very silly mistake
I have a 0% credit card, have been using it for ages and paying off the minimum payment and putting the rest into savings so that a.) I get interest and b.) I have the money to pay it off. I stupidly went over the credit limit today. My hubby had put something very expensive on it in the week, and I just didn't register…
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Lloyds BT fee discounted to 1.5%
Until 30/6/11 LTSB are halving the 3% BT fee on their cards for transfers of £1,500 or more, meaning the Platinum card now offers 14 months 0% for a very low 1.5% fee.
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will they try to help???
Just wondering if anyone has ever tried to get CC companies to lower or freeze interest charges if your struggling with them....i am assuming not as they are making on it, we dont want to go down the route of going to CAB...would prefer to just try purselves first, theres only 2 cards to deal with, bith maxed out and now…
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Claiming compensation for faulty service
I had laser eye surgery recently which has gone wrong despite paying extra for the most expensive procedure. is it possible to make a claim for compensation via my credit card?
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Credit Card Debt Clearance
I was contacted by a company who claimed they can clear my credit card debts based on the consumer credit act of 1974. Too good to be true, not quite, because research done on google and papers has shown these kind of claims can be won. It says your account must have been opened before 2007 and must have a balance of 2K or…
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Lloyds hestitant about increasing my credit limit
I got my first credit card with Lloyds just over a year ago (Air miles duo) with a £2k limit, and have since spent about £14k on it and have always paid it off in full by direct debit. Like many of you, I got this for the rewards, and to build my credit rating. I've recently had a few large purchases to make (holiday,…
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Halifax statement date?
The old Halifax online banking said my statement date was the 20th April, which is one month after they received my signed form. I'm now on the new online banking. This date has gone and passed but the transactions are still showing as Recent Transactions and there are no statements showing. Does anyone know how Halifax…
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Xbox Live Debit Card Withdrawals
Hello there, I wonder if you could assist me with a Debit Card Problem? My son was given an Xbox Live system for his christmas and soon afterwards he asked me if I would purchase him points so that he could buy a football team, I did this using my Debit Card, soon afterwards he complained that somone had hacked into his…
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Wrongly charged "Purchase Interest"
When I was looking at my Capital One credit card transactons yesterday I noticed I'd been charged 0.80p for something called "purchase interest". I pay the full amount I owe on my credit card each month, so was a bit puzzled by this. I sent them the following message: I just received the rather strange reply this morning:…
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Cashplus Prepaid Account -- recommended?
My son wants to open an account with this card: http://www.mycashplus.co.uk/cashplus-card-uses/bank-account.aspx is it recommended? He's a student and has had problems with going overdrawn and getting charges that make him go even more into minus. He thinks this might be the answer. Is it?
