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Credit card advert on Barclays online banking ('At a Glance' section)
After logging online to my Barclays online banking, under the 'At a Glance' section, a Barlcaycard Classic advertisement has popped up. Is this advert for everyone, or is it tailored to the customer?
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When does interest start to get charged?
I always clear my balance in full every month but this month I'm going to need to make 2 payments in order to clear it in full. I get paid weekly and know I'll be able to clear it but by making one maybe do they class that as "only" payment and then start charging interest or is interest applied from the date which a…
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Financial abuse on a platinum credit card
When i was 19 i applied for a platinum Credit Card and got accepted. They issued me with a £10,000 Credit card. Now my brother who just had a second child wanted to lend a few thousand pounds off me. He didnt stop pestering me and ended up borrowing about £9000 off me, he was paying the minimum payment every month. Anyway…
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Minimum payment, refund to card
An item I bought via Ebay has not been received and the seller has refunded me the total today (excellent seller no complaints just refunded on request). My card statement was issued 3 days ago and the minimum payment is less than the refunded amount. Will this refund count as payment towards the minimum payment?
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Can I pay HMRC with credit card?
Can I pay HMRC with a Barclaycard credit card or is then seen as a Cash Advance?
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Charged for cancelling my direct debit
Last month I finally managed to pay off the last of the outstanding balance on my Virgin credit card, and as a result I cancelled the direct debit i had set up, using my online banking. However when i've gone to check my statement, Virgin have charged me £12, which is now the outstanding amount on the card, apparently…
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Tesco Clubcard Credit Card 0% 13 months!
I have just received my Tesco Clubcard credit card which I have to say is absolutely great! I get 13 months 0% on payments plus I get clubcard points for using it AND also get points on my regular clubcard! Brilliant! Thanks Tesco! You guys need to check it out.
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MBNA balance transfers
Sorry in advance if this is already covered in another thread, but: My wife has an MBNA card with a credit limit of £14k - she has a balance of £11k (so £3k credit). With an interest rate of 1.24%. They have made her aware of a 0% balance transfer until the end of December as such: 1) So we have around £3k free. If we were…
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Bl**dy Halifax! Rate jacking again!
i have a Halifax credit card, always have a balance on it and pay it on time every month. last year they pushed up the rate from 9.95% to 14.95% and I have just had a letter from them that in April they will be pushing it up to 17.94%!! Time to get rid I think!!
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Credit Card Fraud query...
Hello all I'm hoping someone can give me a bit of advice. At the end of November I had a payment made to BT of over £260 on my credit card which I didn't make. This would be bad enough itself if it weren't for the fact that a) I cut my card up nearly two years ago and b) there is no way anyone could have the details from…
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under 55 credit card / pension problem.
I hit the grand age of 50, 96 hours after the april 6th 2010 deadline for being able to draw cash (without now being 55 ) against private pension funds. Due to the fact that I missed the notice of change I had continued to rack up almost £30k of debt on cards, which I had intended to use the cash from a pension fund…
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refused a refund under section 75 - Santander
I paid for something a year ago on my Santander (asda) credit card. They are refusing to refund the purchase as the company is still trading. According to information on this site and the consumer credit act they have equal liability, but they are denying this. I have now referred my complaint to the financial ombudsmen,…
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Declined for Credit Card
Ok, need a little help. Me and my partner just applied for a new Credit Card with Sainsburys and have been declined. I can't figure out why this might be. It said that our current commitments exceed their requirements. Info about us: * £2780 combined monthly income. * Both our Credit Cards have £0 balance. * Never missed a…
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Credit card refusal with an excellent credit rating? what should i do next?
I have recently applied for a credit card and have been refused. I originally thought this was due to my recent change of address where I have purchased a house with my partner. Unfortunately now I have been there for 8 months my application has yet again been refused. I was asked to check my credit report and this could…
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Bank negatively marked credit file after Limitation Act letter
Can anyone give me advise please, I'm desperate for help with this. Over ten years ago, I have a current account with Barclays. I used it a little, I was a mature student at the time. It had an overdraft balance of about £40 on it for a while. After some time of me not using the account, they sent a letter to say the…
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£5k cred card debt - need advice on what to do pls!!!!
I need outside perspective on my current problem. I have run up a £5k Barclaycard bill - £4.5k is old(ish) being paid back at £200 per month (£75 interest, therefore reducing balance by £125 per month approx). I have however maxed my card out at £5k after terrible money management over Christmas and into January. My credit…
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Credit Cards
I want to earn airmile points using a credit card but would like to know if the cashback credit cards are a better deal in the end. Because after looking into the detail of most airmile terms it can take a long time to earn the points you need. Can anyone advise?
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Thinking of going for my 1st credit card...
Hi everyone. As the title says, thinking of going for my first credit card. I've never wanted one before as I've always been put off by them (borrowing what you haven't got etc and paying for the privilege). But I'm thinking (and OH is strongly suggesting it) that it would help me to build my credit rating by having one. I…
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Balance Transfer Mess
Hi All! Ok, background...I have 2 cards, both of which were suspended when I declined an interest rate rise to 29% I now have a Barclaycard Platinum on 17mth 0% B/T. Problem is this: Barclaycard will not make a transfer to a suspended account - They need an active one. Nor are they offering money transfer. So - I have no…
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What to do? Vanquis/Tesco
Hey all, Hoping for some advice. I've just tried an application online and been accepted for a Tesco Clubcard Credit Card with an APR of 21.9% and a limit of £1,000. It allows balance transfers with 0% APR for 9 months. I currently have a Vanquis card with an APR of 39.9% which I have a balance of £686.78 on (I know, I…
