Credit Cards

tightbudget

I want to earn airmile points using a credit card but would like to know if the cashback credit cards are a better deal in the end. Because after looking into the detail of most airmile terms it can take a long time to earn the points you need. Can anyone advise?

saskay

tightbudget wrote: »

I want to earn airmile points using a credit card but would like to know if the cashback credit cards are a better deal in the end. Because after looking into the detail of most airmile terms it can take a long time to earn the points you need. Can anyone advise?

- What is your household income? (check if you have a chance to get American Express)
- Where & when do you intend to travel (name of the place not required, just how far the place will be in miles) with the airmiles
- What is your monthly average credit card spend over the last 6 months & do you think the amount will be about the same or would it increase/decrease in the next 6-12 months.
- Do yo intend to Balance transfer to the new card
Answering these questions will help you get a more specific answer.