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Applying for a Credit Card - It's all gone wrong
Hi everyone, I have been a reader of this forum for a while, but I have never got round to actually posting stuff on here. Ok, here is my story. I'm 18, have been since March this year, and I have now just finished college, and I am having a gap year to work as a software engineer at a new startup before doing something…
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America Express Credit Card Issue
I currently have an america express credit card - i am coming to the end of the 0% interest period and am looking to transfer my balance. I have been accepted for another credit card with Natwest but when i input the america express card number it declined it, saying it needs 16 digits (my card has 15) i rang american…
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Bank of Scotland Clarity Cashback Credit Card
Hey Just wondered if anyone knows what happens if you don't spend the £300 in a month? Do you just not get your £5 reward or is there some sort of penalty? Also, is it £300 in a calender month? thanks
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Barclaycard minimum payment increase
Evening all I could really do with some advice. I rang Barclaycard this afternoon simply to check my understanding of the new terms and conditions, which have been issued as a result of the new Consumer Credit legislation. Essentially I was checking my understanding of Condition 2 'Change to your minimum monthly payments',…
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Nortons says Site is unsafe - Asda credit card
Hi I know there are a lot of problems at the moment with Santander, but the site being unsafe has freaked me out. Now want to stop using the Asda credit card. Won't be able to view statement on-line and am only waiting until we get the Asda vouchers, I think about November time, then going to close the account.
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FairFX
Does anyone know if fairfx is regulated by the FSA? ie after the CCE debacle, are you protected paying for your $$$$ by Visa Delta Card if they went bust? I know it shows the Newcastle Building Society & Barclays Bank as Partners on there website but are you covered? Any help would be appreciated, thanks in advance.
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Credit Report query
Hi all, I hope i am posting this in the correct thread. I have just got an updated copy of my credit report with equifax and everything seems to be ok apart from one thing in the previous searches bit. I posted in another thread earlier this year about recieving a letter from Mackenzie Hall debt collection agency and wrote…
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TESCO CC beware
last month i was charges £12 od fee because my interest put me £4 over the limit. this was applied instantly on 3rd sept(should be the 5th but it fell on a sunday). I accepted this as after all i did go overdrawn. today i recieved another charge for been £4 od. when i queried this i was told it was because i was od last…
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Random question
Hi everyone does anyone know if you can balance transfer from someone elses card to your own to make the most of 0%? Many thanks
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Virgin CC Positive Balance
Hey all I have ended up with a positive balance of just over £500 on my Virgin CC. This is due to me BTing the outstanding balance at end of 0% period but also having a refund on a product I purchased which was faulty (refund =£500). What is the best way to get the £500? - I can transfer money into my current account for a…
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Paying interest confusion?
Ive just got a Barclaycard Platinum, now, I am confused about how interest is charged, this is my first try at getting credit, and have yet to use it. Before I do, I really want to understand what exact interest will be charged. Here are the rates, 16.9%p.a and 1.313% monthly on purchases (I never intend to withdraw cash,…
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Where has it gone ?
Decided to apply for the Post Office CC , mainly for the European benefits , filled in the Online application and got to the final page , signed the T&C`s and clicked "Continue" ! Nothing !! :mad: just a blank page with an error message ! My question is , Wheres the info i placed into the application ? Has it dissapeared…
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Help with crdit card needed
Hi people, this is my first post so sorry if it's the same old questions. for the last 6 years i have been keeping my nose clean while defaults fell off my credit history, i have 3 outstanding that have been settled but will stay marked as defaults until feb and oct 2011. I have a mortgage and a credit card my limit is…
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MBNA - an unusual dispute
MBNA always have tempting offers that I've been good at exploiting to my advantage over the years, but here's a weird situation that has arisen as a direct result of one of their offers. They offered me 0% interest till next May on spending over £250 by the end of July. No fees or anything, so it was a genuine zero percent…
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Barclaycard considers buying Egg
Interesting news.. http://www.guardian.co.uk/business/2010/oct/08/barclays-considers-egg-acquisition-citigroup If this happens, wonder what will happen to existing customers and if cashback would be kept at 1% DJ
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Using cards abroad
Is it better to use my debit card or my credit card abroad either; in shops, or at ATM machines?:money:
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Pre Paid Credit Card
I am thinking of getting a pre paid credit card purely for the purpose of booking flights and avoiding the charges. There seems to be so many I am a little confused, can anybody reccomend a good one? Many Thanks
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will i end up paying interest?
hi guys i wonder if somebody can clarify this for me,ive tried to get my head round it but am being a bit thick i think lol i have a balance on a virgin credit card of £500,this is at 0% until mid january.the card has a current offer on of 0% on spending until april. if i was to spend on the card lets say £1000,how would…
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barclaycard trouble
hi folks, June 28th 2010 my direct debit payment got returned due to insufficient funds ( I realised the following day and rang and paid it over the phone on my debit card) So now they said everything will be ok for the following month i:e July for the direct debit to come out End of July/August actually away on holiday…
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HELP - Morgan Stanley Loan
I have a personal loan with Morgan Stanley and would like to obtain a settlement quotation. The telephone contact details [Glasgow] on the loan agreement are no longer valid/in operation. I have tried various emails and no one has been able to help. Does anyone out there know how I can get in touch with Morgan Stanley? The…
