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Credit Card for a Holiday
Hi all, I'm new to this forum so please bear with me...! Hope I'm posting in the right area! Basically I'm going on holiday later this year. I plan to pay most of the holiday outright but I want to take out a credit card to use while I'm abroad. I've looked into the Tesco 0% for 12 months card, but I'm not quite sure how…
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This is my first posting
:( hi everyone out there. This is my first posting. I have just sought help from CCCS and am considering an IVA. What does anyone out there really think? I am interested to know what people who are actually in the same place as me have experienced. I'm really scared n upset. Not like me!
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18, in education need a card for insurance
hi, my car insurance is due for renewal and i would like to try and pay it off in a lump sum, rather than getting the crazy interest rates for paying monthly ( a 980 lump some turns into 1400 total for paying monthly). problem is im 18, with an income of 4k a year due to being in full time education. what sort of card can…
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Card Situation Whilst Being an Expat
Hi there! I'm considering moving abroad to Asia to work and before I make the decision to move, I would like to ask a few questions regarding credit cards (and to a lesser extent, overdrafts and savings accounts). Please excuse me if I have posted to the wrong forum, as my query covers a few of your forums here :rotfl:. My…
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Aqua Card Limit Plunge
I have had a Aqua card since last January with a £900 limit, I used the card always and paid off each month in full, six months later the limit was increased to £1200 again I used the card and paid off in full. On my capital one card my limit has just increased this week to £2100 and again I use and pay off in full, so…
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unable to make credit card payments help needed
i have a halifax credit card and owe £1,000, no card repayment protection, i am now unable to make the minimum payments they ask for each month,can i ask for reduced payments as i am in receipt of disability allowance and housing benefit?
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Barclaycard Problems
I received a letter from Barclaycard at the beginning of February because I'd missed two monthly minimum payments, because I didn't stick to my monthly budget over Christmas, because I wanted everyone to have presents :( I posted a letter back on February 11th with a repayment schedule and also included my montly income…
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Creation store card debt please help
Hi Can anyone advise me please. I have had a Creation store card account for around 14 years and due to loss of work etc I have been unable to keep up the payments. The debt has now gone to a solicitors who are to persue a CCJ against me. I have asked for the credit agreement prior to the application court. I wonder…
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Is it possible to stop a credit card payment?
I arranged to use a courier for £9.99 last night. This morning i get an email saying they are charging me £19.99 (with no reason why the price has gone up by so much) I've emailed them to say i want to cancel the collection but not heard back from them and i can't find a phone number. I paid with my credit card so i…
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Closed Credit Card Accounts
I am sure there will be a post on here regarding Capital One the proposal to close accounts. I wanted to obviously keep the lower rate so opted for closure when paid off but I may be in a position to do this sooner My credit score is currently very poor, with no defaults all payments up to date, basically all green. They…
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Paying card with Overdraft?
Ok here is the thing, I have a credit card at 22% and a halifax overdraft upto £2500 (clear). Now when the halifax first told me its £1 a day to be overdrawn I thought what a rip off, but doing the sums if I go for keeping the balance around £2400 its would attract £365 of fees in a year, that makes it an APR of 15.21%. My…
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Fixed Credit Card Payments??
Does anyone know if I can set up fixed payments which are above the minimum but the same amount monthly for the following companies. Barclaycard Nationwide Capital One MBNA Thanks
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Virgin Money credit card rip-off
Virgin staff "accidentally" failed to set-up a direct debit on my new card, which I applied for to take advantage of the interest-free period for balance transfers. As a penalty for my "error" of not making the initial payment, I was slugged with a penalty charge, and the interest-free period was canceled. Suddenly I was…
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Closed Mint Card - Advice Please
I closed my mint account a couple of months ago after being informed of a rate increase - I still have a fairly large balance to pay off and up until yesterday have been able to access my account online - now this appears to be blocked - is it commonplace for the online access to be stopped when the account is closed. The…
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Credit card in credit....
oppsies I am £450 in credit on my creditcard lol. :j I had a regular payment going into my credit card and totally forgot. The question is, how to I get the cash out into my current account? Is that possible or do I have to just spend whats on the card? :beer: Cheers Lee
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Credit search
If my hubby does a search on his name would it show up my credit records as cards r in my name and would it show how much I owe on them hope not
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best card for 18 yr old to apply for?
My daughter wants to buy her car insurance on a 0% purchase card, but has never had a credit card before, hence not much credit history. I am reluctant to let her apply for too many cards as I know it will affect her chances later. So where is best for her to apply? her own bank lloyds has said they would give her a card…
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Help needed please
surveymonkey.com/s/8526YLG I am an Honours student studying accounts. As part of my coursework I am required to do a research dissertation. Please can you help me fill in my questionnaire. This questionnaire is to get an idea of peoples attitude on debt. It should not take any longer then 5 minutes to fill in. Any help…
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over limit charge
I have a Tesco Credit card. They have imposed a £12 charge because: My card was due to be paid by 4th Feb 2010 I paid in full in cash on the 29th Jan and spent £130 on the card on 3rd Feb {in their store by the way}. They say that the cash payment was not cleared untill the 4th Jan {due date } but because I spent £130 on…
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Need help getting first CC
Hi everyone, I've done a bit of reading on here but given the unusual nature of my circumstances thought I would post. I would appreciate any opinions anybody would have. I recently tried to apply for a Tesco Clubcard Credit card, and was refused. After appealing, they maintained their decision. I didn't realise that I…
