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unable to make credit card payments help needed
linny17
Posts: 2 Newbie
in Credit cards
i have a halifax credit card and owe £1,000, no card repayment protection, i am now unable to make the minimum payments they ask for each month,can i ask for reduced payments as i am in receipt of disability allowance and housing benefit?
0
Comments
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Hi, I'm sure if you post your question in the debt free wannabe forum you will get a better response. Hope this helps.“A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey0
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You may be able to ask for reduced payments but this will damage your credit record for some years to come.0
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hi
how much is your minimum?
i wouldnt have thought it would be much more than £20 a month unless you are incurring charges do you have other debts it might help you to look on debt-free wannabe forums for advice on talking to cccs or paypal sorry cant help you much but better to sort it out sooner so not to get charges0 -
Why talk to paypal?miss_missy wrote: »hi
debt-free wannabe forums for advice on talking to cccs or paypal
Im looking for inspiration this has got me confused?0 -
I think she might mean payplan, another debt management company (not sure as have no experience of these but did a quick google).“A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey0
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