unable to make credit card payments help needed

linny17

i have a halifax credit card and owe £1,000, no card repayment protection, i am now unable to make the minimum payments they ask for each month,can i ask for reduced payments as i am in receipt of disability allowance and housing benefit?

tiff

Hi, I'm sure if you post your question in the debt free wannabe forum you will get a better response. Hope this helps.

Beast

You may be able to ask for reduced payments but this will damage your credit record for some years to come.

miss_missy

hi
how much is your minimum?
i wouldnt have thought it would be much more than £20 a month unless you are incurring charges do you have other debts it might help you to look on debt-free wannabe forums for advice on talking to cccs or paypal sorry cant help you much but better to sort it out sooner so not to get charges

lyndorset

miss_missy wrote: »

hi
debt-free wannabe forums for advice on talking to cccs or paypal

Why talk to paypal?

Im looking for inspiration this has got me confused?

tiff

I think she might mean payplan, another debt management company (not sure as have no experience of these but did a quick google).

miss_missy

tiff wrote: »

I think she might mean payplan, another debt management company (not sure as have no experience of these but did a quick google).

yes i did thank you tiff