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Barclaycard
I have been having problems logging on to my Barclaycard account online. I rang the support no. to be told I was using the correct logon details, but because the account is new and the computer does not have 6 months history it will not allow me to successfully login until June 2010. Not very useful to me. The customer…
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Leeds credit card - pointless credit limit!
I applied for a Leeds credit card with a 5.9% rate for the life of a balance transfer. I stated that I wanted to do a £3k transfer on the application. I have just received my card today with a £500 credit limit! Completely pointless, especially since I had already said what I wanted to transfer. My salary is £30k and my…
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Egg Money - Close Account
I returned home from work yesterday to find a letter from Egg stating; 'Our records show that you haven't used you Egg Money account for some time and here at Egg it is our policy to close accounts when this happens. This helps guard against any potential fraud' :mad: My question is, can they actually close my account if I…
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Money Taken from bank after re-using card details.
Sorry if this appears in the wrong section but it is a mixture of two different things. Last year my wife made a payment to a clothing company using her visa debit card linked to our bank account, and all seemed well, until a week ago, when, they have decided to take some more money using her card details but without her…
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cash from credit cards
Hi, I want to get about 4000 cash on a credit card - I heard ML say yesterday on Radio Two that you can do this using a Virgin One card - and it works out much cheaper than getting a loan. However have checked the Virgin site and cant find any mention of actually obtaining a cash payment from your credit card. Anyone know…
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protection for £99.99 purchase + postage
I am thinking of buying something off amazon uk, new via a marketseller, that costs £99.99 + postage £1.48. Am i covered by section 75? Does the £100 limit include postage costs? There are other companies selling the item but this one is the cheapest by £41.
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Credit Card Rejection
Can anyone help me please? I keep getting rejected for a credit card although I work full time (12 years), earn good money and bought a brand new car last October with no problems! I have nothing in my credit history as I checked and the only debt I have is an overdraft and a small bank loan. Even a high interest card…
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Balance Transfer
How do i arrange a balance transfer at 0% to repay a bank overdraft? What cards are avaialble to acheive this?
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Credit card application self employed
I've been with my bank for 12 years. I am self employed and applied for a credit card with them 6 mths ago but was refused. My bank manager said that my business bank account had a good score and was well in credit, but they only use current account scores to assess credit card applications. Unfortunately, I hadn't been…
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Amex Cashback or Capital One Mastercard
I'm considering changing from the Goldfish Barclaycard I have at the moment to either amex or the cap 1 mastercard. If I change to amex would keep the Barclaycard as a backup, if i change to cap 1 then close the barclaycard. Card is used only for expenses, travel, entertaining, flights etc so shouldn't have any problems…
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Barclay Card.... can they do this??
Hi i have a barclay card charging 22.9% on receiving my statement showing £10 000 owing i decided to pay as much as i could so as not to be hit with the interest charge, as i thought that by paying £6k off i would only be viable for the interest on £4K making about £80 of interest. So this was done before the date due. BUT…
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Halifax credit card application
Having closed a couple of credit cards, I applied this morning to Halifax Credit Card. At the end of application was given a reference, so not "yes" neither "no", but also was asked to register my details to their online banking with a username, password etc... so I can log in onto their website but no better at knowing if…
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Helping a friend with C/C's - Where to start?
Hi, I have a friend who has got herself into a little strife with her debts, and I have stepped in to try and help. Below I have listed her debts with as much information as I have. She doesn't really understand the in's and out's and has only allowed me to cut up and return the two Barclaycards and two Natwest cards so…
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egg appear to have nicked my money.
I hope this is the correct board for this enquiry, i have a credit card with egg that is in arrears, i have reached an agreement to pay a set amount off every month and am making this payment. I also have a savings account with egg which i do not use, but which is still active. this account was linked to my pay pal…
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Minimum payment calculator.
Could someone explain to me how i can work out what the minimum payment would be on a £6000 balance on my simplicity card. The APR is 6.8% and 2.25 or £5 whichever is greater. thanks.
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Experian – Escalation to Director’s Office – Anyone experienced this?
Hello All, For some time now I have had problems with data missing from my Experian credit report, after months of calling them on a weekly basis a couple of accounts have now been correctly linked to my report, however there are still 2/3 that they find on their system but can’t link due to name/address formatting issues…
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Car Loan vs Credit Card
Good Afternoon I have just recently bought a new car on finance over 5yrs and was wondering would it be be cheaper to pay off the finance company through drawing the cash out on a Credit Card thus making the repayments cheaper? I look forward to your advise Rgds soundgerry
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Late Payment
Hi all I am in the process of becoming debt free but have had a couple of late credit card payments in the last 12 month - worst one is about 14 days late. Does anyone know how late does a late payment have to be before it leaves a late payment marker on your credit file? :o And how do late payment affect your impact on…
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Reclaiming money under the consumer credit act
We had a problem transaction related to our wedding last october which after 3 months of trying to pursue with the company we decided to seek help from our credit card company (In this case nationwide). The original payment was made in May 2009 but the wedding and the failure of the company to fulfil their contract was on…
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Credit Card Help Needed
Hello, I am new to this site and rather in-experianced with the 'Credit/borrowing' topic. I am 22 years of age and currently in full time employment, but earning less than £18,000 a year. One Debit card and one ISA, but no credit cards. All I want is one Credit Card, where I can help my credit rating. I have a loan…
