Halifax credit card application

stephane_2

Having closed a couple of credit cards, I applied this morning to Halifax Credit Card. At the end of application was given a reference, so not "yes" neither "no", but also was asked to register my details to their online banking with a username, password etc... so I can log in onto their website but no better at knowing if its a yes or no.
Has anyone experienced that with Equifax?

Thanks

ice_tee

I applied in December for one and got a reference number too, with no explicit yes or no. However, It displayed the credit limit given on screen. Received the credit agreement a few days later so it was an instant decision. How long did you wait from closing your existing accounts to applying for this one?

stephane_2

One is already closed and showing, the other one not showing but account have had for a while with a ridiculous limit so it's not that which will make the difference.

Cash_Flow

stephane wrote: »

Having closed a couple of credit cards, I applied this morning to Halifax Credit Card. At the end of application was given a reference, so not "yes" neither "no", but also was asked to register my details to their online banking with a username, password etc... so I can log in onto their website but no better at knowing if its a yes or no.
Has anyone experienced that with Equifax?

Thanks

Have you been on the wine;)

What does it have to to with Equifax?

stephane_2

Cash_Flow wrote: »

Have you been on the wine;)

What does it have to to with Equifax?

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: I have must have been...well spotted

stephane_2

Have just received credit agreement to sign & return, no mention of the credit limit given so hoping that it will be a decent one...

stephane_2

Waiting for the credit card to arrive now but they already have set up account online & they've given me a credit limit of £4,100 with an APR of 12.9% so not too bad.

izools

Not bad atall! That's a great APR especially in these here financial times Well done