Balance Transfer

Peter_Edward · 19 February 2010 at 9:36PM

How do i arrange a balance transfer at 0% to repay a bank overdraft?
What cards are avaialble to acheive this?

Any · 19 February 2010 at 9:41PM

Virgin 16 mths 0% balance transfer.
What you need to do is something that is called "money transfer" at fee of 4%.

Any · 19 February 2010 at 9:42PM

However, are you sure you can get a card? Did you have any previously? What is your situation?

stephane_2 · 19 February 2010 at 9:43PM

You also have Egg & post office

Peter_Edward · 19 February 2010 at 9:46PM

My Credit rating is good. I wish to clear a £2.5k o/d to a card offering 0%. I plan to repay this over 10 months

Any · 19 February 2010 at 9:47PM

Every company uses different way to "rate" you.
It's really the credit "history" that counts:-)

Peter_Edward · 19 February 2010 at 10:00PM

Is the money transfer interest free?

Any · 19 February 2010 at 10:05PM

Peter_Edward wrote: »

Is the money transfer interest free?

Yes, with the Virgin it is. I haven't had Post Office one, but check out the T&C. Should be though. It is recommended a lot here.

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