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credit card advice please
Hi, I've got a tesco clubcard credit card with about £900 on it, its now gone out of the interest free period. I am paying it off slowly but surely but would like to transfer it really to a 0% card now. I am an A&L customer and in jan recieved an offer for the santander zero card. It said i was automatically accepted.…
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Phishing - been caught - What to do?
I feel rather foolish this morning. Yesterday, Saturday evening, I had just picked up a curry and opened a bottle of beer, after finishing the popadoms, pakora etc. I discovered that the main course order was wrong. The other half phoned up to complain and we had a mini argument and momentarily the "red mist" descended as…
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Capital One I'm confused and surprised!!
Hi I've had my card with Cap 1 for 4 yrs no increase in this time whatsoever! So as the limit was only £250 was going to close it down, never used it for 2 months and just got an increase to £800. Is this a crafty ploy to keep me? saying that I never told them I was going to shut it down! I'm confused!! why now?
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MBNA- Opt out- minimum payment
I have just received a letter from MBNA stating that the interest rate is going up from 13.9% to 22.9% but I do have the option to opt out and pay the balance off and then the account will be closed when it reaches zero. My question is, can anyone who has opted out tell me what the minimum payment becomes? Someone at MBNA…
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Credit Card Help
Wonder if anybody can offer some adivce. My girlfriend has a Virgin Credit Card that she opened about 5 months ago. It was the 0% intrest on balance transfers for 15 months. Just before xmas she bought a TV on the card (didnt realise that the 0% for purchases was only until Feb) then last month she was late paying the bill…
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Capital One Transaction Check Makes No Sense
I got a text message from Capital One saying I needed to call them urgently about transactions on my account. When I called up today it was about two transactions. One was a £44 transaction at my local supermarket. I have been spending £30- £50 every week at that store for the last three years on this credit card. The…
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Barclaycard: credit card opening process and other queries
After shopping around for credit cards, I would like to apply for a Barclaycard, specifically 'Barclaycard Initial'. The reason for wanting that particular credit card is that I have limited credit history, want to build my credit history/score, and earn less than £20,000 (that particular card minimum income is £10,000,…
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Tesco Credit card
Sorted now.
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Cant get a credit card!
I want to transfer a balance as we have balances on 3 cards atm want them in 1 place so the payments are manageable but we cant get a card! Weve been declined Virgin, Barclaycard, Halifax, HSBC, Post Office, Egg, Play, Amazon, Alliance and Leicester, Tesco, Santander! I got accepted for nationwide but they wont allow me to…
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using cc for a short term loan
Hi, i wondered if anyone could help me calculate this amount? i need to borrow £10000 for 3months at 9.9%. I will be paying approximately £1000 off in March and April and the final amount in May, June at the latest. I wil be using an existing cc for this borrowing by balance transferring the amount onto my Egg money card.…
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Virgin SBT Advice
Hi I have £5000 that I am wanting to transfer from my Virgin card (coming to the end of 16 mths 0%), I have applied for the santander zero card and they have only given me a credit limit of £3000 although I have always been given a much higher limit in the past from other cards. I was wondering if I was to transfer as much…
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Money credited on my credit card not by me?
Hi, I had 800 quid on my credit card and I was going to pay it all off the other day and then close the account. However I checked my statement last week and someone has credited my account by 700 quid which means I've only got 100 to pay off which I have done now. I'm just not sure what to do now as it is obviously the cc…
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Ridiculous Situation & Terminology From Post Office Credit Card
Hi all... i thought i'd just share my experience with the Post Office Credit Card. Ive never defaulted on a payment before, and for some silly reason, when i made an electronic payment to the Post Office Credit Card from my Alliance & Leicester current account, i stupidly put the word ' REPAYMENT' in the reference instead…
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Bank Loan or Credit Card?
Hi We currently have debts split over 4 credit cards totalling £14k. Nationwide £3263 - 16.9% Clydesdale Bank £2100 - 15% Tesco £4187 - can't find rate but interest approx £23/month Egg - £4662 - Again , no rate but interest approx £42/month Latest 0% deals are now finished on the above - looking to transfer balance again.…
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Tesco CC follow on deals
Hi, Just about coming to the end of 0% deal with tesco and am going to pay off the balance. Do tesco offer any follow on deals? TVM
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credit card help
i don't really understand how credit cards work, never had one but want to go to a auction and may need to pay £4000+ there and then, may not even get the property so don't want to get a loan i may not use my credit rating is v good where do i look for a 0% interest card for this amount
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Prepaid card - can you transfer unspent money back?
I am thinking about getting a FairFX prepaid card for a holiday. I dont know how much I will spend whilst I'm there so wanted to put quite a lot on, but will I be able to transfer any unspent monies back to my current account? Also, is there a fee each time you use it for purchases, and how does this compare with a generic…
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CCP Protection payments
I was quoted £29 (introductory offer) in October 2009 for three years CCP payment protection starting on 28/01/2010 to be taken by direct debit on 28/01/2010. I still have a copy of the quote. On 20/01/2010 CPP took £52 by direct debit from my account. However I only noticed this today 20/02/2010 when my bank statement…
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Best option for repaying debt
I have payments on three different credit cards each month. I am also a householder. Would it be better to go for a re-mortgage to cover this debt or would it be better to look for a balance transfer?
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Can a company give my credit card details to another company to process my payment?
[URL="file:///C:/Users/Mario/Documents/Company%20shared%20folder/APPLICATION%20FORMS/NEW%20APPLICATION%20FORMS/New%20AU%20PAIR%20Application%20form.doc"] Hi there, My first posting, need advise really… complicated and sensitive subject. I have decided to do hair transplant in Argentina and I gave them my credit card…
