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Best credit card protection? (not PPI)
It is time to renew my credit card protection (plan which protects/stops your cards if they are lost or stolen - not payment protection). My husband and I currently have the barclaycard plan - £80 for 3 years which covers both of us for all our cards, passport & driving license. Does anyone know if any other…
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Egg credit cards
Last week OH applied for an Egg card to do a BT onto. He was decline as he already had an egg card. Except he doesn't have an egg card an never has had one. However I had one until about 2 yrs ago, when they closed it for me. He was a second card holder on my account. When he was refused out of curiousity I looked online…
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RBS Classic/Platinum card difference
Anyone know what it is? Harsher credit scoring maybe? Cause from as far as I can tell they're basically the same, lending criteria and all. :confused:
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How prime/subprime is Play.com's CC?
Hi,Just wondering how prime/sub-prime is Play.com's Credit Card? I understand it is provided by MBNA.Just looking to getting it for the purchase deal!Thanks.
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Should I Ditch Cap 1 Card
Hi All I have a Vanquis card which I've just had an increase on, also just went mainstream with JJB. The question is- I have had a Cap1 card for 4yrs £200 Limit should I get rid as I dont really need anymore or keep as its my longest held cc and therfore has given me lots of green(0's)
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Egg cashback card question.
I have a savings account with Egg. They have sent me an email about their 1% cashback mastercard. I would like a cashback credit card but not sure if they would give me one. I have enough money saved in my savings account with them and I have a MBNA and Tesco credit card. I have a good credit history but I am out of work…
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Abbey/Santander Zero - no it aint!
I've just recently come back from Argentina and Chile and have been charged 11.88 Argentinian Pesos (approx £2) for every withdrawl I made even though all but 1 were at Santander branches. Phoned them up and they said they have no control over independent ATM's even though I pointed out they were all bar one at Santander…
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Egg credit score me twice in a couple of days?
I applied for a credit card from Egg online, didn't hear anything for a couple of days then received an email saying to go on their website enter my personal details and it will show me the outcome. Went to the website and its asks me a whole host of questions but still no message/outcome. I email them to ask what is going…
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debt to credit ratio
hi guys a couple of questions i need help on: * how important is a the debt to credit ratio * whats a good ratio to have * is it lender specific cheers :confused:
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Credit checking for credit cards
:confused: Just been on confused.com looking for a credit card and they say they can find credit cards matched to a person's credit rating. Has anyone else used this?? Want to know how good it is before I apply for the cards they recommend.
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1% cashback Barclaycard
Anyone know what happened to the 1% cash back Barclaycard? Saw it referred to in the main ‘cash back credit cards’ article on this site, but today the same article has no mention. Also nothing on the Barclaycard site. I guess they’ve withdrawn it, in which case could anyone suggest an alternative cash back card? Not fussed…
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Question about applying for a credit card.
OKay, Well after being made bankrupt in 2003, discharged in April 2005, and now removed from credit file. I have one default account on my credit file (next directory) is paid and satisfied. dfault date 2006. In the course of improving credit I have taken a couple of small loans out with provident, which all show zero's…
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Capital One Classic how long
Just done a Capital 1 application online, it asked to sign an online agreement, but no decision on screen. I did ring up and was told they were waiting for info from credit reference agencies. have checked with Experian and equifax and searches have been made. do they ever decline instantly online?
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reclaiming credit card charges
does any1 know any cheap companies that help reclaim credit card charges for you? i dont have a clue or the time to do it myself.
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Experian credit report issues
Hi guys, I was wondering if someone could give me some information, maybe put my mind at ease! I signed up for an Experian Credit report which is great. However there is one part which shows your number of missed payments and also the amount of credit available on your credit card. In August I missed a payment which shows…
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HELP!! Ditch the AMEX Platinum? Non-use damage credit score? Cancel cards?
Hi, I've got an - HSBC CC (never use it, in over 2yrs) - Nationwide CC (use it fortnightly) - AMEX Platinum Cashback (haven't used it for about 9months after fraud) - Egg mastercard (cancelled due to non-use for 2.5years) I'm wondering if i should cancel the HSBC one, as I never ever use it? Is it damaging my credit score?…
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Fairfx prepaid Mastercard
I have a couple of points to raise about this latest recommended prepaid card. 1. I note that their website say that it can be topped using using a credit/debit card. If you used a credit/debit card to do this wouldn't you be charged by your debit/credit card issuer since you were effectively buying cash? 2. Their website,…
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Is there ANYTHING I can do?
Hey, I have had a Virgin Credit Card since November 2005. I currently owe £7000 and have a limit of £8000 on the card. After recently hearing about PPL I was shocked to see that I was paying for this and stopped it. I bought my card on the internet. I am self employed with a family and find the repayments never get any…
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Temporary Repayment Plans
Background: Very recently lost my job, hence financial difficulties. At the time of this posting, I am 100% up to date on all my credit card repayments and have never ever missed a payment in my life! (I am in my 50s, so that is a long time) Actions: Influenced by numerous consumers programs and Internet consumer advice…
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Standing orders being cancelled by my credit card company.
Hello Everyone Over 15 months ago I was moved overseas with work, I rang my credit card company to up my payments to double my minimum payment set it all up as a standing order only to have returned from my tour of duty overseas, to find they have only taken one payment out of my account at the set rate by myself the…
