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Amex or Mastercard on Paypal ??
I have a Lloyds Duo Credit card which has both Amex and MasterCard cards, which one should I register on Paypal to pay for items bought on Ebay ?, I was going to add Amex but I have heard there is something about the fees because Amex bill in USD which is then converted to GBP or something ?, so would MasterCard be best ?.…
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Blanked by Amex
I applied for an American Express card via the webite. The final screen during the application said that they would contact me with the decision. This was over a week ago and I have heard nothing! No emails and nothing in the post. Anyone else applied latley???
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Credit Card Payments and illness
A friend of mine owes a large sum of money on credit cards, she hasn't been able to work for a few months and this will continue due to illness. The minimum payment is barely being made and the cards are causing her a lot of stress. I know there is a way to have the balance frozen and a token payment made but I am not sure…
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Identity theft
Hi, First off, sorry that isnt exactly the correct area to post this in but I couldnt find a better one and it has been discussed in here previously. I have recently been the victim of ID theft and I am in the process of clearing up the mess. I have access to my credit reports from Credit Expert and Equifax and I am going…
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Appeals
When you appeal a decision to decline you for a credit card and send the CC company all the documentation they asked for to look at your application again, are they supposed to tell you why in detail if they still decline you? All they have said is pretty much along the lines of "Sorry better luck next time".
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When is it reasonable for merchant to charge?
I ordered some wardrobes from B&Q online and they charged my (VISA) card immediately, although when I called to confirm a delivery date it turned out that it would be at least 7 weeks before the goods were dispatched. In the meantime, I've received a credit card bill which I'm going to have to pay before I receive…
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Halifax card
Hi I wanted to know if you have the halifax Plus card card can you apply for the one card? Also if you have the plus card can you apply for the plus card from BOS again?
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American Express Blue Card - closing account
Hi, i have cleared the balance on the amex blue card i have & decided to close the account, i have written twice to them at the address on the statement, asking for the account to be closed & confirmation this has happened, i have not had any reply from them, it does concern me as they sent me details of their new user…
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Credit cards for those with poor rating?
Hi I'm new here, hoping you can help. I am desperately trying to improve my credit rating after coming out of a debt ladened marriage. I'm increasingly needing to buy things on line, esp now Christmas is on it's way. But dont have any cards at all. I'm unable to get the usual credit cards. Even though all my finances are…
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Will credit report affect credit card application?
Hi, I turned 18 in June this year and in the last 5-6 months I've applied for quite a few things that require credit checks and direct debits such as a credit card, vodafone contract and 3 student accounts (1 was the bank's mistake which they've yet to fix). However, after a number of problems with the RBS, I decided to…
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Credit card rejections
Brief history: My ex got in vast amounts of debt. Used a bank account we had together for his own purposes and murdered the credit rating (my card was never used and no transactions ever made in my name). We split up. All my own accounts are paid to date/in credit/healthy. All accounts associated with my ex are entirely…
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Lewisham Council Refuse tax refund UNDER STATUTE OF LIMITATION
My council have begrugingly refunded me Council tax of £ 500. However, this amount does not reflect the years 1993-2000 because they are saying this may come under the statute of limitation act therefore there may be the possibility not to get a refund for the initial 7 year period. Incidently, despite asking them not to…
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Help - Virgin have charged interest on 0% card
My girlfriend recently took out a Virgin card with 0% for 16 months. She balance transferred £3,000 immediately, which as she knew incurred a £120 fee. She then set up a standing order to pay off £195 per month with the payment to be made on the 1st of every month. She opened the card on 15 Aug and did the balance transfer…
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Monumnet Credit Card Help
Hello I would be very grateful for any advice on this one,please excuse me if this has been posted twice,I wasnt sure if the fisrt one was successful. I have held a credit card with Monumnet since 2005 with a credit limit of £3,500. Since claiming back my PPI this year they have have written to me twice this year. Firstly…
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Monument Credit Card
Hello I would really appreciate some advice please. I have had a credit card with Monument since 2005,the credit limit was £3,500. I had ppi on it and claimed it back a few months ago. Since then they have written to me twice,first to say that due to the economic climate they have reduced my limit to £3,400,then they wrote…
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Paying off my cards
Hi guys, I have a number of outstanding amounts with card companies after I hit financial difficulties 3 years ago. I have been paying regular amounts for the last 3 years and I'm now in a position to hopefully clear the majority of them. Because of my difficulties, they are showing as 'arrangement' on my credit file. If I…
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Credit Card Payments
I just wanted to check the situation for this, as I’ve paid off a card in instalments before, I normally select the full bill option, then pay more if I max the card before the end of the month. This time I had a bill generated the other day for £326 (my credit limit is £350). I need to make a purchase for £270ish but only…
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Paypal Card Top up time period?
Got my free top up card and decided to transfer some paypal earnings to it. My question is and I cant find it anyone on the guide is how long does it take transfer cash from your paypal acc to the card. I took it as it said faster access to earnings but I did it first thing and still not showing?
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Best Free Prepayed Credit Card/s
Hi Guys Has anyone ever or have a prepayed credit card,the reason i ask is because im wanting to give myself a monthly spend allowance but dont want it all in cash. any ideas!!
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northern bank transfers
hi thought this was good at 5 months interest free and no transfer fee, one catch though i went to the bank to make an appointment (appointments only ) and you need to have an account with them.
