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which credit card is best for cheques?
Hi all. Ive done a search, Ive been through the credit card chooser, and nowhere can I see which credit cards offer the best rate for credit card cheques. I applied for, and received Tesco cards for my wife and I, but we called them and they dont offer cheques. I have a Virgin MBNA card , but the promotional rate just…
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ValueMyStuffNow - Has anybody tried this website?
Has anybody tried this website to have his antiques valued? I read an article in The Telegraph, 'How to make extra cash online', about ValueMyStuffNow. It looks to be cheap but managed by experienced professionals... Thanks for your help Cathy
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Credit card for car hire security bond
Hi all, We are going to Australia for a month in December, and have booked various car hire in different places. They all require a credit card as a security bond upon pick up. I have 2 questions: 1) will I get any charges on my account for using the card as bond? 2) how quickly will the bond be cleared? in several…
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New credit card
I've just got a new credit card with RBS & I registered my card online so I can view statements etc. At the moment I have view only access as waiting on activation code being sent. When I log in however, it says the following: Current balance £0.00 Total credit limit £1,950.00 Credit available £625.55 what does this mean??…
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Credit Cards Or No Credit Cards that is the Question??
Is it wise to have no credit/credit cards at all...?
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How do you get overpayment back which cc company erroneously took!
Hi not sure if anyone out there has experience of this so here goes. Bought Euros at airport on 13/11 but made a mistake and paid for them on credit card not debit card - my fault it was early morning and I was obviously still asleep! Not until it came up on the machine that it was a cash advance did it sink in. When I…
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Phishing eMails - beware of reporting
I thought I would be helpful and forward a phishing eMail purporting to come from Egg to the genuine Egg. What was I rewarded with - my credit card was blocked and it has taken 5 days (so far) and I still haven't got my Egg card reinstated. My reading of this is that it would be very inadvisable to alert financial…
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Barclaycard Platinum Card
I have a Barclaycard Gold card, that I don't use very often, and this week I received a letter saying this would shortly be replaced by a Platinum Card with extra features etc etc. It's not going to have an annual fee but I can't help thinking there is a catch to this somewhere. Has anyone else had this letter ? Thanks
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How to get back money paid on credit card for goods which did not arrive
My OH bought some office furniture for his home office online from a company based in Glasgow called [EMAIL="Furniture@work"]Furniture@work[/EMAIL]. He paid online with his credit card at the time of purchase and got an acknowledgement of his order and later an invoice in the post. However the furniture did not arrive/has…
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Confused about credit card
I have 2 credit cards, one is through my bank so i can see it on online banking and make payments as and when. The other is a tesco credit card which i have a direct debit set up to pay £25 a month plus i'll chuck some extra money on it when i spend a lot. I logged into tesco personal finance this morning for the first…
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Credit Card early payoff
Hi, will UK credit card companies take a lower settlement figure if you offer to pay in full? I live in Chicago (expat) with UK credit cards and saw an article saying US cards will take 60% of the balance to pay it off rather than risk you go bankcrupt and get nothing. This was on aralifestyle . com Thanks Nige
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will they take my home?
hi, i have 3 credit cards a personal loan and a overdraft. total 24000. i have had notice that i am to lose my job and no way can i afford to pay this debt. i will get a redundency package but need to use this to re train. i also have a mortgaged house with little equity. what will happen if i dont pay this debt? thanks,…
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Balance transfer has gone missing!
We transfered a balance from my card to my husbands for a better deal, but the money did not arrive in my card. When I contacted my credit card company they have pointed us to my husband credit card company and when we contact them they say that my card company have the money. We have established that two numbers in the…
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Egg - cash advance interest charges
I haven't used or CAN'T use my Egg card in over two years. I have sent message to how high the cash advances charges are and how they never go down.... THEIR REPLY.... all payments made to the account, is taken off card purchase debt first THEN the cash advances are cleared.... BUT if over the years, I have not withdrawn…
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SAHM's and credit...
Sorry to start another thread-I have another question! :D I am currently a stay at home mum to my two young children. My husband works full time and has a decent income. Obviously on most application forms they ask for your income- would the fact I have no income that is 'mine' mean I would be declined? I know that on a…
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Pay off credit card debt in full?
I intend to help my elderly father pay off two credit card debts (one of which was sold to Capquest) in full. The debts total £17500 I have heard that they will sometimes accept a lower settlement. How much can expect to knock this down by?
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Large ISP has set up a Recurring Payment on my credit card without my authorisation
and they have so far ignored my written requests that they cancel this. I have documentary proof (a copy of the contract, signed by both an officer of the ISP and myself) showing that I ticked the DD option, not the credit card recurring payment option. What law can I throw at them? This must be unlawful. I am tearing my…
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Credit card for 'fair' credit score
Hello, Just wondering if anyone can advise me. I have a few outstanding credit arrangments- nothing major and I have had a few problems in the past-luckily all behind me. I have built up my credit score with a sub prime card (Aqua) and and catalogue and have just checked my score and it's up to the top end of 'Fair' now…
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Santander Zero card. Below zero organisation
Good, fair recomendation from MSE. Attractive card for worldwide spending. Getting one is a story to bore any unwanted guests so much they up and leave. Applied early September to cover a trip to Brazil in October. A letter arrived early November with a PIN and to date no sign of a card! My fault and ignorance. Did not…
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verified by visa want me to re-activate - Scam?
anyone else received an email with this plus an id number and a link to click on? i'm not convinced it's real but then again maybe i'm being too cautious ""Dear valued Visa Card Customer, It has come to our attention that your Visa Card information needs to be reactivated as part of our continuing commitment to protect…
