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Barclaycard - Credit limit drastically reduced. Why?
Can someone shed some light on this? I got a letter from Barclaycard today telling me that my credit limit has been reduced from around £12000 to £500.00. Says that Barclaycard regularly reviews the credit limit of its customers etc and this decision has been made after assessing your account history with other lenders…
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Credit Card Interest
Hi everyone, does anyone know if I am able to reclaim interest charges from my credit card with the Halifax, they charge me a late fee of £12 and interest on my account every month as at present I cannot afford to pay off the balance. Any help would be appreciated, thanks :)
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Question re: varying interest due to type of transaction
Hi guys, Here's the situation: my partner has got herself into a bit of a pickle and needs me to bail her out (which I'm happy to do). Only problem is she needs to make an immediate payment, the only available funds I have are on a credit card but the ppl she needs to pay money to only accept cash/debit cards. I know…
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making mortgage payments with credit card
Hi, im sure ive read on here somewhere that people have been paying their mortgages with credit cards. Ive had a look but cant find what i think i saw. It would have been late at night so i may well have imagined it lol, but if anyone does this can you please explain how. I have been into the bank and was told its not…
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Someone using my card, HELP!!!
Someone has used £207.80 and all my statement says is ' TRANSPORTING LONDON GB' I've only used the card once for a big purchase online and then paid the card off, now this appears just as the 0% interest period ends. I havn't used it - anyone got any ideas, is this fraud?
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Any reappearance of the Abbey Zero card?
They promised to relaunch it to coincide with Nationwide introducing its credit card charges for use outside the EU: this was yesterday. Still nothing on Abbey website. Does anyone know any different?
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Is this normal? - NOT that I am complaining!
I got my Aqua card on 27th February 2009. My initial credit limit was £350. I just went into online account servicing and notice that they've just raised the credit limit to £850, without notifying me and without me asking. Is this normal for them? I'm quite thrilled actually, lol:j
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New top balance transfer credit card launched
This thread is to discuss the following news story: "MBNA has shocked the credit card market by launching one of the cheapest debt-shifting deals seen in years. "The lending giant's Platinum card offers new customers 1.9% APR interest for the first 12 months on all balance transfers made in the first 90 days of account…
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AA Credit Card introduces Compound Interest.
AA Credit Card is to start charging Compound Interest on purchases from June 09. The current charge is 24.93% pa - the Compound Interest charge will cost an extra 30p per month for every £100 unpaid/outstanding on an account. Needless to say I have closed my account.
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credit cards
im trying to put all my debt into one bill to save on APR it will take me about 3 years to do this i was thinking of using 0% credit card deals to this is this a good idea? or can anyone surgest anythin better? thanks vero34
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Barclaycard Minimum Payment
It seems that from next payment they won't round down the amount to the nearest whole pound - as they have been doing all the while. (eg My MP for last month was £53.00 and for June will be £52.69 rather than £52) They must be desperate!
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Barclaycard.....Persons Unknown....???
Hi Have been talking over a couple of months to Jeff (Geoff?) White a customer complaints manager and Jason Green a payments supervisor at B/Card. They investigated fraud on our accounts and agreed to pay back money owed to us. This was sent on numerous occasions according to them but never arrived. They both gave numerous…
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Does being refused a credit card hurt your chances of getting one at a later date
I want to apply for a credit card from Nationwide as they are one of the best for foreign transactions. However I am a student with no income so I expect I am likely to be declined. Should I just apply and see what happens or could this cause me problems in the future, with other credit card applications?
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rejected for being unemployed
hi, ive got a good credit rating but im unemployed at the moment :( & i think its the reason i got knocked back for a CC. Thing is im desperate for a 0% balance transfer as im paying around £40 per month INTEREST ONLY on 2 CC's i need some advice off someone if poss. ive had a look around the threads but found nothing.…
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Virgin Reject - Any Suggestions
After applying for the Virgin cc last night I have just received an e-mail saying they are unable to give me a card on this occasion. They are suggesting I apply for an aqua card from SAV Credit Ltd, but this comes with an APR of 35.9% which is even higher than my BoS card. I have just recently received a Barclaycard…
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Anyone had Vanquis reduce their interest rate?
Just curious, but has anyone had Vanquis lower their interest rate? I've read in a few places that Vanquis do lower the interest rate once you've worked up to a £2000 credit limit, but I haven't come across anyone who can confirm.
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barclaycard
Is it legal for Barclaycard to take from a Barclays account not listed as the DD paying account and withdraw £673. Account in dispute (as of last week) due to fault with them. Money taken with no warning. We are on HBenifit at present so have v little money. Money taken was needed towards paying rent, electrictiy and…
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Can you request National Hunter data if utility bills not in your name?
http://www.nhunter.co.uk/data.html Their website says they must be sent a utility bill for the £10 check. Does anyone know if they will accept anything else instead? There is no phone or email on their website to ask them.
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Barclaycard - Credit Card Cheque 0% Question
Hi I've been send a credit card cheque with my latest statement offering my 0% interest until November 09 (with a 3% fee) for balance transfers. I've checked with Barclaycard and they've advised that I can pay this into my own current account (which I want to use to then clear a loan). They advised that I wuld still get…
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Too good to be true - whats the real catch?
I keep coming across this on Facebook - I know there is no such thing as a free meal, and I'm trying to suss out the main catch here - any comments? http://rt.e-platinumplus.co.uk/eterms.html Something so "too good to be true" has to be too good to be real!!