Credit cards

Discussion List

• section 75

  I`m trying to get a refund on a faulty set of draws which i bought on my credit card from MFI.MFI are telling me to get my money back from my credit card but my credit card company require proof that they are faulty and telling me i have to get an independant report.Can they do this ,can`t i just tell them to get someone…

• Who are Creation Financial Services? They're on my credit report!

  I have just looked at my credit report and seen that I have a credit / store card with these people. It is registered to my old address and says I have 2 pound credit. I can't think who it is for...I was a student at the time and opened a few store cards, most of which I thought were now cancelled. Is there anyway of…

• Barclaycard Platinum Credit Card with Balance Transfer

  I just applied for this card....... i was with barclays a few years ago when i was a student with a balance of £600 that was maxed out, but paid it off in full a few years ago and closed the account down. The main reason for getting this card is to do a abalance transfer and pay it off within the time. i currently have:…

• If i have a seller account on amazon can i transfer the money to my nationwide bank

  If i have a seller account on amazon can i transfer the money to my nationwide saving bank account?

• Any advantage in paying via Credit Card?

  My wife is buying a car from the local garage; £100 deposit already paid via debit card. The balance, around £3300, is to be paid when we pick up the car. We've been saving our pennies so we have the funds available and can pay the balance via debit card. However, my wife is thinking of paying via credit card for the extra…

• full and final settlement

  Hi, my husband and i owe £30,000 on 9 ccards, in june we are getting an inheritance of £10,000. i was wanting to make a settlement offer to them but am unsure on what percentage to offer. Any help much appreciated. Many thanks :)

• Defunct credit cards

  Hi all, I do apologise if this seems like a "blonde" question but does anyone know if there is a way to find out if any of my old credit cards are still active ? I should say that I dont know which companies they would be with etc as I have only had one card for the last few years. Do they automatically "shut down" if not…

• still paying interest

  hi, I have an old debt with barclaycard that im paying off on a payment plan at £15 a month. Although iv not used the card for years and they told me the accounts closed they still seem to be charging me interest on the debt. Can they do this ?

• smile not issueing new credit cards?

  I got home yesterday and found a letter from smile which had been posted just before Christmas. My Smile Credit Card is due to expire at the end of January and they are not going to renew it. They say I can continue to make payments to clear the balance and once this is done I can contact them to review giving me a new…

• What credit card when you're in florida for a year

  I'm not sure if this is exactly the right place to put this so apologies if it's not. I'm going to Florida to do my master research year; thats just a year being a student at FSU. The visa process is going fine. But... I have no idea where to start on the rest. Where's the best site to look for oneway tickets or can I get…

• Buying a used car from a private owner with a credit card

  Hi, I'm planning to buy a used car from a private owner and the cheapest cash available to me is an interest free credit card. I'm assuming that the current owner will not be able to accept credit card as a form of payment, is it possible to do pay the owner by means of a balance transfer (and therefore get a 0% balance…

• Current Credit Card Debit... best option, pls help!

  Hi Money-Savers! I am starting this thread to find out what my best options are with what I consider to be a very high credit card debt :( After a crazy year of renting elsewhere due to work, renting my house out (rent did not cover mortgage) I am now back and in a little more debt than i'd like to be. I have a Virgin…

• CCJ's - satisfied vs unsatisfied

  I posted the below in the DFW section, but as it's not been read and is sliding off the page, I thought I'd open it up in here as kind of relevant... Hi, I've got 3 CCJ's from just over 4 years ago - total of approx £13K. Now all 3 were paid within a couple of months of receiving the claims through, but not in time for…

• Can you transfer a loan onto a credit card?

  Does anyone know if you can transfer a loan onto a credit card?

• Debenhams Store Card - No online service anymore?

  It appears that Debenhams (GE Money) have stopped the online service for the Debenhams Store Cards, and now only offer this facility for the Debenhams Mastercard. I called them and spoke to some in India to be told it was stopped in February, but according to an old weblink I used to access my account, it says the service…

• NEW RBS Balance Transfer Offer conundrum

  Hi everyone This is my first post and am trying to understand something of a conundrum - I hope someone can shed some light on things? I have two RBS credit cards - the first is fully paid off and I have received a letter from RBS offering me a balance transfer of 0% with a fee of 3% until my July 2009 statement. My second…

• Section 75 - Has it worked for you?

  Hi, For fear of hijacking someone elses thread, Ive started my own as I would really like to hear from other people who have claimed under section 75 and for how many people it was successful for. I have just claimed to Capital One as I paid £10,000 for stock for my new business and the company went bust before I received…

• £12000 in debt,best advice please

  hi all new to site so please bare with me.did what i said i was never going to do,now £12000 in debt with llyods platnium.don't know what the minium payment is yet,proberly afford £350-£400 a month please help and thanks to all those who reply.(kids had a good xmas) Is balance transfer a option,would that save me any money?

• Payment Allocations

  I have a question about payment allocations that hopefully somebody can help me with. Barclaycard have given me 0% on purchases starting on 1st December. I've just got my Dec statement and it shows all my spending from 1/12 as promotional, and everything before that (about £200) is normal. I clear my balence every month so…

• Maxed Out Card

  [FONT=Comic Sans MS, cursive]Hi Folks, Looking for a bit of advice. We've got a maxed out Marks and Spencer mastercard. We currently owe £2,500 on it and the interest is 23%. Unfortunatley we have only been paying the min payments in 2008 as we have been concentrating on clearing another debt which we have succesfully…