We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard Platinum Credit Card with Balance Transfer

I just applied for this card....... i was with barclays a few years ago when i was a student with a balance of £600 that was maxed out, but paid it off in full a few years ago and closed the account down.

The main reason for getting this card is to do a abalance transfer and pay it off within the time.

i currently have:

£350 of a 3,250 limit on my nationwide gold card @ 15.9%
£450 of £500 limit on mbna inital (they owe me £100 inital payment)

my main aim is to transfer the mbna balance and pay it off and hopefully my nationwide balance.

i will then close down my mbna card and use the £100 to pay off my nationwide balance some more if barcley card dont give me much of a limit.

my question is:

does anyone know the limits they tend to give it as it says from £250??

it says i was accepted for the card i applied ofr so does this mean i get it??? as i dont want their inital card! lol

also im shock i was accepted as i dont feel my credit raiting is that good, however i have no missed payments at all this year and i have paid a lot of debts off......

also i know barclays just cut limits at a drop of a hat.

Comments

  • i guess everyone is different, but I applied for this card online over christmas and the card just dropped on my floor the other day with a 10k initial limit which i was pretty impressed with. They also said on the letter that they will look to increase this in 6 months!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.