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Can They Really Do This!
Hi, Im looking for legal advice. My husband defaulted on credit cards (unfortunately his report is attached to mine so mine also not looking good even though I have no defaults) He has been paying them off some his has done. The one in question is with the Nat West. He pays each month to them by standing order so he has…
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Egg/Egg Money Instant Cashback
Not sure if it's the right board, but Egg are offering 2% instant cashback, (which gets credited to your account at time of spend) on all fuel purchases at Shell until 31 March 2009. (See here: http://new.egg.com/visitor/0,,3_87199--View_1858,00.html) So, unless Shell are more than 2% more expensive than the local…
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Abbey Zero Card
Can any members let me know if they have experienced problems with the Abbey Zero credit card. I applied for a card online and received a reference number. I called the number a couple of days later to be told they had no record of me on the system. I received a letter from them yesterday enclosing a form to complete…
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balance transfer deals between 2 cards
If you have 2 x credit cards and both are offering 0% on balance transfers can you transfer the balances outstanding on each card to the other card , thus getting 0% on all outstanding amounts?:confused:
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Natwest credit card help
Hi,I took out a natwest gold card last month as I was offered 13 months interest free on BT's and 6 months on purchases.Now I have spent on this card and done BT'S as before I took out the card I was determined to clear my debt by next march.This is when the purchases would have to be paid back also.Can someone clarify…
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egg
on the 7th i paid off my egg credit card at 11am and they state that if its befor 1pm the transaction will go through that day and clear in 3 working days. this still had not showen up on my statement on the saturday morning and i could not get through to talk to someone. so stupidly i paid it again. egg recived both…
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Mint - to cancel card after 2 missed payments
I missed 2 monthly payments with Mint and now they have threatened to cancel my card make me pay the full amount, which is £11,000. Please note: if you pay by telephone with a debit card you have to allow 3 working days for the payment to clear! if you pay cash over the counter at RBS (who own Mint) you have to allow 4…
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Egg Money credit card
Can this card be used purely as a credit card or does it need to be pre-loaded? My son really just wants it for the cashback.
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Credit Card Help
Hello, First post, so be gentle! im looking at getting a credit card that has some benifits. not sure whats best... airmiles (i do travel, but i work for NATS and get discounted travel anyway, for myself and whoever i travel with, and not sure if airmiles can be used in conjunction.) Cashback - don't know all that much…
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Charges after card paid up
Hi there A family member had a Morgan Stanley account which they cleared in February, all the payment protections were cancelled too, then suddenly in July the charges appeared, after several phone calls explaining the situation, the bank is saying they must pay up and yet no-one even told them the charges had been…
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Can you 'pre-load' a credit card?
Hi, My brother has a credit card with Barclays. At his request he only has a low limit (£500). He has rarely used the card and always has paid anything owing every month in any case. He is planning a trip to the USA early next year and in order to both buy the flights and take the card with him, what he wants to do instead…
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Morgan Stanley/Goldfish/now Barclaycard query
When I got a Barclaycard to replace my old Morgan Stanley card I was told I would be getting 1% cashback on it. On querying my first statement from Barclaycard, they advise me that it is 1% cashback on only the first £200 spend per month (i.e. max £2) and then 0.5% on all other spending! I can't remember seeing this…
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Credit Card dispute
Hi A few months ago, my mum bought some stuff over the phone with her credit card. When the package arrived, we decided we didn't want it. So we called the merchant, and told them we want a refund. They agreed, and we sent the package back. They have not refunded us the money, and the credit card company is saying that…
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CC % over 30% - is it extortionate?
My mate took advantage of a 0% Balance transfer but ever since coming off the promo period a while ago, the CC company have regularly crept up his interest rate, (as well as his credit limit!) it is now over 30%. He's never missed a payment and has a good record. It occurred to me that a CC company can increase the %…
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HSBC - Accept but..Underwriting will advise you your limit
After having a review with HSBC with who I hold my main current account the Advisor there told me i'm a really good customer with a Behaviour Score of 70 and a high amount coming into my account. She said that if I want a credit card I'm very likely to get accepted. She took me through an application tonight for the extra…
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how do i complain to crdit card company
The credit card I use is a standard MasterCard from Halifax I bought a 300 pound acer g24 monitor from a certain shop calledhttp://www.overclockers.co.uk/on 20 Oct, 08, 6:28 pm. It has two stuck pixels on screen. I’ve had numerous correspondences to them and from them and they claim they are allowed to sell monitors with a…
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Make a payment a day to a credit card.....
Well i have decided to kinda copy the thread in the debt section :D but for credit cards only. I am going to make a commitment to make a payment to a credit card debt. even if its one penny its still a payment. going to start with my smallest debt and will update daily on the debt before payment and the amount i paid and…
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Just applied for a Monument Card!!!!!!!!!!!
This is the response I got: Thank you for your recent application for a Monument Visa Credit Card. We have given your application consideration. However we regret that we are unable to offer you a credit card account at this time. We have made this decision after reviewing your application against our credit policy rules.…
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Ulster bank - late fees but no statements/bills is this fair!
I have had an ulster credt card for 3 months, i paid the first months using the bill/slip they sent me and requested a DD form (they can't set them up over the phone), i have sent two back now and still not set up 2/3 months later. I was waiting for my bill so i could pay (as i knew DD wasn't set up) but it still hasnt…
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My first credit card
Hi all This has probably been answered a million times but need some quick advice. I'm 23 years old and never had a credit card. I've always used my Nat West debit card and I have been advised it might be wise to get a credit card to help improve cash flow. I'm usually very good with money and have never gone over £1,000…
