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Clearing credit card balances
I have been contacted by a company who claim to be able to clear my credit card balances, they claim that 90% of all credit agreements signed before April 2007 have loopholes that can be exploited. These include loans, morgages & creditcards. They claim they can clear may credit card balance, my loan balance & get…
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What sort of credit will i get
Hi all, Im about purchase something for around £2000, now rather than get a loan i was going to get a capital one credit card (0% until nov 09) I have an excellent credit reference, but own no credit cards, will i be able to specify how much credit i want or do they determine it?? Thanks
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Lloyds TSB Mastercard help
Hi there :) im looking for a bit of advice regarding my Lloyds TSB Classic Mastercard, i currently owe on it £1,221.76 i pay back more that the minimum payments required of £35.00 a month which is the most i can afford. However due to the interest on the card, they are taking roughly £19.00 of that a month in interest,…
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Boomerang Prepaid Card?
Boomerang is a new student oriented prepaid card from Alliance & Leicester plc. The Boomerang Prepaid Card combines all the things a student needs from a card like: Prepaid Visa, Photo ID (Optional), D.O.B, Cashback, Discounts, ATM Withdrawal's. This prepaid card supported by one of the leading banks offers you things like…
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What do i do now??!
I don't know what to do! I just applied for a virgin credit card and the result came up as this: Thanks for applying for a Virgin Credit Card. To give you the best chance of being accepted, we'd like to confirm a couple of things. So if you could give us a call on 0800 0156 517 that'd be great. We're here 8am- 8pm Monday…
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MBNA harassment
I am currently unemployed working just part time at the moment whilst I am looking for full time work. All of my other creditors have been helpful apart from MBNA. I suffer from bipolar disorder and they have caused me undue stress by first asking me to make payments I cannot afford, effectively bullying me to paying money…
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payment protection cover
Hi Guys I hope you can halp me understand all of this. I have a Lloydstsb c card with a balance of £11,000 on it :eek: But several months ago I wrote to the them as Im broke and have reduced my payments to £13.00 per month with 0% intrest. Iv just looked at the bill for the first time, slack i know. but im being charged…
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stupid question re 0% on purchases..
i'm going to be making a big purchase next month and want to put it on a 0% on purchases on cc and i've found capital one have a card which has 0% until 1st July 2009 and then its 12.9% but i'd of switched and cancelled by then. what i want to make sure before i make a big mistake Interest Rates Rate Notes:There is an…
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Quick help needed with online application for virgin!
I'm applying for a virgin credit card. Its asking for details of borrowings. I've listed my credit cards and loan. Do i have to include my current account overdraft? This changes monthly depending on how far i go overdrawn so it seems difficult to include it. But i don't want to muck up my application if you're meant to…
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Egg and Cash interest charge?
Hi Can someone help me to clarify what this interest charge is on my Egg Credit Card. I have just noticed on my statement under the line "MERCHANDISE INTEREST AT 1.385 PER MONTH", there is the line "CASH INTEREST AT 1.805 PER MONTH" However I have not used my card in the past month for cash? What is this cash charge? Cheers
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I really am speechless
I have one credit card. I have had it for about 6 weeks. It is my first credit card ever and when i received my first statement i had saved up £150 which i wanted to pay. I have a flex account with nationwide...Ive had it for 3 years. Its basic..ie.not a debit card..they wont give me a debit card or cheque book as i dont…
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How many applications at once?
I'm feeling very confused so wonder if anyone can help! My 0% offer on my virgin card has run out this month. I am on low wages so my husband is going to apply for the next 0% card in the hope he'll have a better chance of getting accepted. A couple of questions: If he applies for a card online and gets declined there and…
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Online Electronics Purchase - What Card?
Hey all, first post! :rolleyes: I'm going to be purchasing about 2k's worth of electronics equipment online in october from a major UK retailer like comet/currys or dixons, and wanted to make sure I get the best cover possible, should there be any issues, and also the best deal. What type of credit card should I use for…
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Money taken off card so do company have to provide goods?
Bought some goods on the weekend and the money was taken off my card but due to high demand on the weekend their now out of stock and will refund the money. However just to rub salt in the wounds AFTER placing my order I kindly recommended a friend who ordered EXACTLY the same item as myself and has had it delivered! Out…
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Barclaycard Direct Debit
Can anyone tell me how I setup a Direct Debit through the Barclaycard website. I tried looking - can't find it.
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BarclayCard credit increse-advice needed
Hi al.....:j I will clear the ballance on my card on 12th September...... I have a 100% perfect record with Barcleycard since i got it in September last year and this will be the second time iv cleared the ballance....the first time was within the initial 0% for 3 months on purchases...... Iv never been over…
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first credit card
just got my first credit card it is for my car insurance and incase of emergencies but was wondering if i pay off 150 pound per month to clear it off will this give me a good creidt rating? how long can any debt be held on a credit card?
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Halifax One Card
hi i got myself a "Halifax One Card" credit card as I buy the odd thing online & its better and safer as using the debit card to purchase anyway i bought something online for £15.50 and paid it off the other day using my other Halifax bank account but I was thinking what happens if I forget to pay it off at the end of the…
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Credit card protection?
Don't know if anyone could help with this. My DH bought me a diamond ring in Turkey 3 weeks ago (Bodrum Gold center). This store was on a travel agent trip and came highly recommended. However after having worn it only 3 times, I noticed yesterday that a (v small) diamond is now missing. The ring was expensive and bought…
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Late payment - sooo angry with myself
Hi all (thanks for taking the time to read this) Wonder if you could help clarify things for me? I stupidly lost track of the days this month (no excuse I know) and therefore made a payment to my credit card which I subsequently worked out would hit the account 2 days later than the date the payment was required by.…
