Quick help needed with online application for virgin!

woosutt

I'm applying for a virgin credit card. Its asking for details of borrowings. I've listed my credit cards and loan. Do i have to include my current account overdraft?

This changes monthly depending on how far i go overdrawn so it seems difficult to include it.

But i don't want to muck up my application if you're meant to include current account overdrafts.

Thanks!!

crispeater

i didnt include my overdraft in my application to virgin and i got a card. i have to admit i've never included my overdraft

but then i'm a bit dense when it comes to credit cards an stuff

Staciep88

Im not sure tbh, I would say no dont include it as you stand more of a chance of being accepted, just make sure you keep up with payments as if you dont they will take away the 0% rate

dhassen

overdrafts aren't always shown on credit files anyway. I think this is on accounts opened a long time a go, somone on here told me, but I can't remember exaclty which year. I think he said accounts before 98' would be OK but i've had my account since 99' and the overdraft doesn't show on any credit file. is there a box for overdrafts?
I've just read your other post though and it looks like you've been accepted?