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Mint credit card querie - online banking
Hi everyone. Im trying to sort out my SOA but can't find the annual rate on my Mint Card. I've logged into the website but can't find what my percentage is. Am I being thick, or will I need to contact them?
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Barclaycard 2% cashback 6mths existing customers
Phoned barclaycard to cancel my platinum card (told them I only signed up for the promotional award and didnt need the card). They offered 2% cashback on all purchases for 6 months with the cashback being disconunted monthly. Not a bad deal, seen someone else got offered this on HUKDeals so worth a try.
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Please help......
I am trying to decide which Credit Card to apply for. I do not have any existing Cards / Loans etc to transfer balances of I intend to pay off the balance every month in full I do quite a lot of travelling (Foreign and UK) every year I would quite like to have a card that gave cashback or have a reward scheme of some kind…
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Is it 'one month' or 'two months'?
NatWest says (of the interest free period) "Maximum 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time" This does not mean, as some have interpreted, that you have to pay the statement balance in full FOR two months BEFORE you use the card again…
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Nationwide Credit and Debit Cards - Verified by Visa (error 20073)
This is about resolving problems arising from the "Account number was not found in the system (20073)" error message - apologies for length but I've put in as much as I can remember in case anyone else has these problems and I hope this helps you get a quicker resolution of the issue.* I finally succumbed and decided to…
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Reclaiming Credit Card Charges
Hoping that someone will be able to help me out. I am going through the process of reclaiming charges from Credit Cards. Can I ask............................Should I be including interest charges?? Not sure about this. I have claimed for the other excessive charges but what to do about the excessive interest charges?? Any…
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Cashback card: AMEX Blue vs Morgan Stanley
Could anyone tell me which is the best credit card for those of us who pay off our full balance each month? I'm really looking for a good cashback card, and it seems that it's between AMEX Blue and Morgan Stanley (or Goldfish, as it's now called). AMEX Blue is 0.5% cashback for the first £3500, and then 1% from £3501. Not…
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Best Credit Card For 0% On Purchases For 12 Months??
Hi guys, I'm thinking of getting a credit card soon as I could do with some money for my holiday in August, but really had to ask myself if I needed it, and I think I do. I've never had one before as I've always been a little terrified at all the different sorts out there, just got my current account with HSBC (switch…
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best credit card advice needed please
Hi I need advice on which is the best, current cashback credit card available. I am on a low income so the Amex Platinum one is out (needs £20,000 income?). Martin suggests Barclaycard but as I am an existing customer I am unable to get one (they told me I had to apply for a new card which I am reluctant to do in case I am…
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Confusion about banks
This isn't technically the correct forum, but its fairly close... I am an english ex-student (just graduated from my degree a month ago) and am looking to open another bank account, since my current one was set up by my parents years ago and is on a pretty dire interest rate. However, I've never looked into anything like…
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Barclaycard - Special Payment Terms
Afternoon folks :) Wondering if anyone can help me? I'm on special terms with barclaycard, currently paying off my balance at 9.9%. To memory, I'm about halfway there but to give me the confidence boost that my debts are actually going down, I need to find out what the original figure (and highest figure from about 3 years…
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Very Angry!!!!
Not sure who I'm angrier with Halifax One or myself... Have just been going through our last statement and realised that they'd charged us interest - we're on a 0% new purchase/balance t/f for 12mths and this doesn't expire until Nov - or so I thought!!! I rang to find out what was going on to be informed that because we…
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Credit card or Loan?
Hi all I currently have the following debt on cards Virgin Credit Card - £3474.10 (£3500 limit, 0% BT from December 2007 for 12 months) - Paying £35 per month Debenhams Store card - £519.61 (£5000 limit) - Paying approx £15 Per month Argos Card - £430 (£500 Limit) - Paying £12 per month Studio Cards - £123.20 (£200 Limit)…
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Which Cards are best for me?
Hello, I currently have 10k debt on Virgin 3.9% deal until mid-August, but I cannot get any extension to this deal. I was hoping to move it to a Egg 0% anniversary offer but this wont be happenening as I have had the account open too long, so I have closed this card with Egg. I tried Capital One recently, but got the…
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Credit ratings
I was just wondering. I just applied for a Virgin CC on Sunday to do balance transfers and phoned them up today to ask if i was accepted. The lady put me on hold checked a few things and gave me a limit of £5k. My income will be salaried (i.e. fixed) @ £32k this year. From that, can you tell if I have an average or good CR…
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Credit Limit Change
I'm not sure the best place to start this thread, but here goes anyway. Someone tell me if the Abbey are allowed to do this ? My wife has an Abbey credit card which had a balance of about £2500 on it, which she paid off. Coming up to Christmas last year, she started using it again and ran up about £1400 on it. AFTER this,…
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Stupid question that I really should know the answer to!
Hi all :) I have only had a credit card for a few months which I'm using for credit repair etc. From the terms I can see that the end of the month for me is classed as the 25th of every month. Today, the 24th, I just spent some money on the card online. Does this mean I have til midnight to pay it off before it is classed…
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Overdraft to creditcard?
I've been reading some of the replies but there are still a few things I'm not clear with.I'm a student and I'm having a hard time budgetting may money. I had a small part time job and now I'm off for the summer i'm actively seeking employment.I currently have an overdraft which is about £1600 and I'm paying unauthorised…
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Quick calculation needed.
Hello, A quick piece of advice is needed. My 0% rate on my lloyds card finished next month. I can move some of the balance to another 0% card and the £1630 that remains at 16.704% PA I can either snowball to clear within 6 months or move to another 0% deal which will cost 3%. Which method will save the most money? If there…
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Can't wait to get out of MBNA trap
I am one of those suckers who fell for the MBNA 0% for x months paying £5 back plus interest, and so is my husband. We have no one to blame but ourselves and we still have other cards that we can shuffle so as to keep the rates low ( and not get caught by the 30%+ rates being applied to accounts ) The thing is the debts…
