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Can't totally close Barclaycard Account
Can someone help me with this one (or more accurately my wife). Long ago when she was a student and banked with Barclays she got a Barclaycard. Since we got married and had kids we looked at it and decided it no longer suited our needs so it has lain dormant. We realised that it was still attracting a charge for card…
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Balance transfer jiggle
I have a loan with a high interest rate 21% which i want to pay off. However, i was offered a good rate of 8.9% on balance transfer from my credit card company. I also have a credit card with the loan company too. However, the credit card company will only accept "balance transfers" so they wont just pay it into my bank…
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Balance transfer offer
I have a balance with my present credit card of £2300 at quite a high interest rate. I have recently received a 0% (3% handling fee) offer from the credit card company to transfer funds from the credit card into my current account until August 2009. Could I transfer £2300 from my credit card to my current account, pay off…
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don,t understand
Just been on my other halfs internet banking his credit card balance shows he is £6 beneath his limit but available credit £199dr does this mean hes overspent by this amount all recent transactions show on statement and we bt yesterday to a 0% card but obviously not gone through yet its a tsb card can someone explain
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Best Card to Borrow some Cash on?
Is there a best card for such a thing? Will probably want to borrow a few grand for a few months. Cheers for any advice.
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MBNA rate increase
MBNA are trying to bully me into paying more money. My APR has risen from 12.9% to 24.9% in one month. I would love to tell then where to stick it but I can't get any other credit. I have complained twice but they are not interested. Any suggestions?
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How to deal with unhelpful card company
I don't know if this is the right forum for this question.... my mother in law how has lived with myself and my wife for the past 5 years has recently had to move into a residential care home due to the oncoming of dementia which meant she could not be cared for at home. We have since found out that she has a £10000 credit…
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Aqua card - are they who they say they are?
I recently applied for an aqua card through there website and have today received a letter stating they have accepted my application. This is where the (possible issue) begins....... I may be being super cautious here but it doesnt look like a letter you would expect to see from a credit card company. It says all the right…
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Credit Card Charges Re-Claim
I have been offered a sum of money from MBNA for credit card charges but they have added it to my account. Can they do that or can I request they pay me in cheque form. If I can which letter do I have to use. Also can anyone tell me if Store cards come in line with been able to reclaim excess charges. :confused: :confused:
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Where Do I Go From Here? (Advice needed for next CC)
Ok this is my current situation... Going in to final year of Uni, excluding student debts, I have the following debt: - £1400 on Halifax One credit card. 0% intro offer ends in October. - £400 in to overdraft with First Direct current account. 0% for first £250, 15.9 thereafter. - £1,300 in to student overdraft with…
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Paying credit cards off with overdraft - advice please???
Hi everyone, I won't go into details of my financial situation as i have a diary on here for that, but was wanting to know if this seems like a sensible solution??? I have a Capital One Card, balance £396.95 APR 30.95% with a minimum payment averaging £20 although i try and pay at least £30. Vanquis card balance £409.66…
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BT credit card
This is what the BT card offers on rewards. What happens if you spend between this figues quoted. Also how much is this reward worth in money terms. This looks to me to be more than 1% so to me this does not look to bad. Any advise on this credit card will help with my decision. Thanks. Every time you use your BT Credit…
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Tesco Cr. Card
My old card due to expire, a new one was received with a request to phone Tesco. They gave me quite a long spiel about fraud and identity theft and how they could help prevent it - then asked for c. £70 for their insurance against such problems. No! But surely, what I should have been asked was to identify myself to guard…
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MBNA forcing 30% interest per annum
Anybody out there with MBNA Just had my credit limit reduced, and now its maxed, and the interest rate RAISED BY 1% per month. Used to be a Credit Card tart, and now after MBNA fiasco want to get rid. Any Ideas?
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Unauthorised Transactions
I was billed by a hotel for £150, customer not present, no PIN entered. This happened after I'd checked out and paid using the same card by entering the PIN. They had my CV2 number, as they asked for it when I booked. The card company refused to withhold the money and insisted it was my job to resolve the matter with the…
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Is interest charged on Purchases, or Outstanding Balance?
I am a bit confused. Here are the T&Cs of my Morgan Stanley card: Here's the problem: I have ~£199 owing on my card (limit is £2,800). I make £1500 of business purchases mid-way through the month. The very same day I make a BACS payment of £1500 from my business account to cover that £1500. At the end of the month I still…
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Asda's 0% credit card...thoughts please!
thanks in advance.
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Stop the interest on my Credit Card
I have stopped my credit cards and now i am paying back what i owe on them, is there a way i can ask the bank to actually stop the interest so i just pay back the money i owe as i am no longer using the card. .....please help. Thanks, pink and brown
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Holiday Credit Card Purchases
Hi All, We are going to America in a few weeks and i'm looking to treat myself and my girlfrind to some nice presents! I would like the guranatee that section 75 brings on credit card purchases, however, I don't want to go to the hastle of a special overseas card (we have a nationwide account) and I don't want to get stung…
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Vanquis credit card and PPI?
apologies if this is in the wrong place but I'm sat here stewing about Vanquis credit card and thier repayment paln In November 2007 i was dismissed for having two days off sick , so I thought having the full repayment option plan, I phoned up Vanquis to make a claim and they say I can't as i was unemployed involuntarily -…
