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Ideal Card For Backpacking?
Is there anyone who can offer a suggestion as to which Credit Card (either specific card name/lender or just the 'type' of card) is best suited to someone who's about to spend 12months living out of a bag in some areas which are quite remote? I've never had a Credit Card before (I would expect my 'credit rating' to be…
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HSBC Credit Card
We will shortly be purchasing everything for a complete new bathroom. I saw HSBC were doing a 0% on purchases for 12 months. Just the job, applied on-line and was approved within 5 minutes. I have had about 6 0% CC's to reduce my debt from £7K to now £500. I thought this time I may be refused, but no. I have the cash to…
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new credit card ?
Hi everyone .I am new to this so please bear with me . We took up Martins advice and applied for a new credit card to transfer to 0% interest ,we were refused but what puzzles us is .We subscribe to Experian and we have credit rating of 999 and it says excellent but they told my husband on the phone that we had been…
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credit card balance in credit,can i ask for it back?
recently had £600+ on a credit card,but transfered the balance to another card,also payed 1 mnoth before the transfer,and got a refund on something on the card also,so i get my new statement in,iam £70 in credit,as i dont intend using the card again,can i request the balance payed back to me?? its a mbna card
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Tesco Credit Card
TESCO credit card offering 3 months interest free on 'non Teso' purchases and 12 months interest free on 'Tesco' purchasing is a false offer! Any payment you make to the account will be taken from the 'Tesco' purchases first leaving any 'non Tesco' purchases outstanding. For example, if you purchase £100 of 'non Tesco'…
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Stupid Question??Balance Transfers
Hi Everyone, This is my first post although I lurk quite often. This is probably a stark stariling stupid question but can you transfer money from a credit card to your current account?? Ok, my situation is that I will soon (next month or 2) have to put a deposit down on my first house. I have almost the amount needed in…
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Barclaycard Account Flagged - Do Not Raise Credit Limit
I am currently 18 and a student, I have held my Barclaycard since turning 18 and was issued with a miserly £260 limit which I was told on many occassions could only be increased after 6 months which I could understand as I was completely new to credit. So 6 months pass, I've made all my payments on time and usually in…
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is the usage of debit card protected nder the Consumer Credit Card Act.
Hello, I read some place that payment to articles/service are protected when using a credit cad under the Consumer Credit Act. does the same apply when debit cards are used.
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Barclaycard
Barclaycard has written to more than 1m customers telling them their credit cards are being cancelled - a move on a scale almost 10 times that of a similar policy announced by Egg last week. Also the accounts that are dormant will be cancelled.
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Sainsburys credit card bill arrived late.
My credit card bill from Sainsbury's Bank arrived on Friday the 8th of February and the payment was due on Monday the 11th!! I 'phoned them at once to complain about this, but was told that if it was held up in the post it was not their fault etc. etc. I paid at once over the 'phone, but the payment, for some inexplicable…
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Barclaycard LOB 5K limit
Has anyone done a LOB transfer over to BC for 5K and then done another BT further down the line (assuming you have the available limit) In other words, is it possible to have more than 5K on BC's 6.9% LOB offer?
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Goldfish - Interest charged on 0% Balance Transfer
I wonder if anyone can advise me, please? On 18/07/07, I transfered £2 000 to my Goldfish card, at a promotional interest rate of 0%, paying an arragement fee of £50. My first payment was due on the 24th August. I have had my Goldfish account for years, and had always paid by direct debit, so assumed I was covered for…
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HELP - Claiming CC Fees
Hi all, I have written the letters to my credit cards saying I want my money back, all have offered me the difference between the £12 and the higher charge, but I want the whole amount back!! I was just wondering if anyone could advise re. success at taking things further etc? Also, I no longer have the credit cards (as I…
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Where do I stand?
Hope somebody might be able to help me out here... I want to claim back the PPI payments on my credit card, but it was my dad who actually opened the card for me (before I went on my year abroad at uni), even though the card has always been in my name, I've always made all the payments on it and it's always been billed to…
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Virgin CC - Virgin Media Customers £40 Incentive Offer Extended
Apoligies if you already know, but the offer has been extended for this month - sign up for credit card (quoting VM a/c number on application), make purchase or BT, get £40 credit on your VM account. The card itself offers 15 months 0% BT (2.98% BT fee) therefore could be a good card. See http://uk.virginmoney.com/media/…
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merchandise interest payment
Hi All, I paid off my Egg card on the 3rd January for the full amount of £3,811.21 ..yet on the 24th January they have added £13.69 merchandise interest payment!!! I have not used the card in over 3 years or transferred anything from other credit cards! I just wanterd it paid off! Do I have to pay this? or is this a…
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BMI Baby Card
Just applied for and got a BMI baby credit card. Switched it on today. Great deal - If you spend £100 on card in first 90 days , you can claim a free return flight on BMI. A couple of questions .... 1) Has anyone managed to do this yet ? or is it Just a couple of available free flights and you have no chance. 2) Trying to…
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Egg Money Cash Back--when do I get it?
Hi--Please can you help I maxed out my cash back on the Egg money card and am wanting to close it due to the way they have treated me over the fact they lost some of my money in my savings account. I don't want to lose the £200 cash back and want to know when I will get the cash back paid. I have tried reading previous…
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Company in receivership - Goods owing - Protection?
Hi, Just a quick question for all your credit experts out there. Went to the Baby Show in October 07, paid £600 for a travel system with a Smile Visa credit card. Was talking to company up till last week. There has been a shortage of this particular make of travel system (verified when we checked with other companies!) so…
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Help Advice Needed
HI I recently applied for a halifax credit card but i didnt know that my mum had been applying for it the very same time and her was given but with low amount and mine was declined. I have checked my credit report and all is fine and credit scoring is good I have my current account with nationwide but there credit card is…
