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Barclays Merchant Services - who gets the interest?
Sorry, more one for small businesses, but we're all moneysavers here! I run a small bridal boutique and, in my rush to get the credit card facilities up and running, foolishly opted for Barclays Merchant Services without reading the small print. I'm now stuck in a 3-year contract (approx halfway through) and Barclays will…
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How long for approval with EGG
Hi yesterday morning about 0900am I applied for an Egg card, want to get it before my 0% runs out on my Virgin Card & as they all seem to be MBNA or RBOS ( except capital one, which I've only just got rid of ) have gone with EGG. The thing is I haven't heard anything yet & when I submitted the info it said 24hours, is this…
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Is your credit card listed here?
This is how readily available your credit card details can be stolen and posted online http://news.sky.com/skynews/article/0,,30400-1294863,00.html Not just available to purchase, but published online for anyone to see :mad:
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MBNA - doubled my interest!!!
Hi, Just thought I'd let you know that MBNA (ShAbbey) have done a dirty trick in me. I got my CC statement today and noticed a great hike in the next payment. I have just finished speaking to MBNA who advised me that they 'reviewed' my account at the end of October and decided to change my % rate from 14.9% to 28.9%. I…
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Egg Card - Interest Calculation
Does anyone know the basis on which Egg Calculate their interest? Last month I paid off/transferred out to a 0% deal on another card my entire balance except £12. Just got my online statement, nearly £50 in interest charges. Never seen this before when i've paid off other cards in the past theres been no charges. I can't…
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please help- credit report
hi i have recently paid of the balance and closed two credit cards- uponing checking my credit file, it shows status as settled but still shows the credit limit? does this mean the accounts are closed? thanks
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Nectar credit card
Am considering applying for the nectar credit card, but the info on website is a little limited. Does anyone know if your account is accessible online? By that I mean you can view your statement and manage your account online. Hopefully someone on here has a card and knows. Thanks
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Best credit card to use for USA
Hi Can anyone help? I have a HSBC Mastercard and dont really want to change and get another one so can anyone explain the charges on using this card abroad please? It has details on this site but still not sure!!!!!????? Will I be charged everytime I use the card? Will I be charged any interest as I plan to pay off balance…
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A friend in debt with 5 credit cards - Help !!!
Today I have spoken to a friend of mine at work and she has told me that she is in quite a bit of debt using various credit cards. I told her that there was a way out of it and that I would seek some possible answers, so here goes..... She owes approx £21,500 on the following cards, Tesco - £8000 Sainsburys - £4000 RBS -…
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I need a credit card for work - HELP!
Hi Everyone I have applied for a credit card twice this year, and been refused. I have recieved me credit report and I have no missed payments and good credit. I need the credit card for my new job, as I will be using up a lot of expenses. Work won't give me a company. Can anyone help? thanks in advanced regards Dunnc64
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M + S Card + security checks
Ive had my card about 8 months now, i only use it to buy online However i keep getting transactions blocked and they ring me up a few mins after to see if i still have the card, now i understand they have to be careful but it is happening all the time, yesterday i got a call a i tried to buy something in the early hours…
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Natwest Credit Card Notice of Variation - Foreign transactions
Hi, Just got my Natwest credit card statement, and with it comes a Notice of Variation. Had a read at it, and Point 2(a) interests me. It reads, "Any card transaction in a foreign currency will be converted into sterling at a rate of exchange determined by us which is prevailing at the date the amount is debited to the…
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Best Credit Card for first time traveller
Afternoon, I am due to be going travelling in March and I was looking at having a credit card for the first time. As I have never used one I am unaware on what is the best card to get. A family member has mentioned getting a credit card with 12 months 0% interest! Would anyone suggest this as a good idea? I would presume I…
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Nationwide CC, secure?
I had £3000 in dodgy purchases (air tickets etc) added to my account last feb,they contacted me and the purchases were removed no problem,I slashed the credit limit to under a thousand as I was told it was "big" money they were after.Last week a letter from Nationwide informed me that they had put my credit limit up to…
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Can't Transfer Balance
Looking for a 0% balance transfer. Applied to Virgin for a credit card but was turned down. My credit file is in tatters. Can someone help?
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How long have you held the same credit card for?
Called NatWest today to cancel my card - apparently I have had my card since 1989. I am sure many have had cards a lot longer - so just wondered who had the longest period?
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Nectar Credit Card
I received an email from NECTAR stating that if I get a NECTAR credit card and spend £200 on it I will be awarded 5000 NECTAR points; by my calculations that is £25 so I have applied and am wiating to hear from them. NECTAR points can be used to pay for your shopping in Debenhams which I think is great. :T Terms &…
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Been offered £6000 on Natwest should I take it?
Hi, I called up to close my NatWest Gold card and they have offered me the credit limit £6000 on a BT for 6 months with a 3% fee. Not sure if I should take it and transfer it to my Egg Money card. I have one other interest free card, with does not run out for another 12 months, so pointless moving it there. Should I just…
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What's best in my situation
Hi Everyone, Hoping someone can offer some advice. I currently spend £180 a month on fuel. For the last year or so I have always put this money into another Current Account and used this account to pay for the fuel (incase I over spent I would have enough money to get to work) I was thinking I would like to close this…
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Abbey security number letter opened.
I have asked Abbey to send me the security number and password to manage my credit card account online. I have received the security number today, but I did notice that the envelope seems to have never been sealed, but the tab don't seem to have been tampered with. Is it allright to use it, as I can change it as soon as I…
