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MBNA Offer
Hi, I've got an A&L Credit Card and today I received a letter today notifying me that they can provide 0% on balance transfers until August 2008. I would like 0% on purchases rather than balance transfers. Has anyone asked MBNA for offers relating to purchases? Thanks M
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Feeling Trapped By High CC Interest Rate
I, like others (I would image) pay a minimum payment off my CC by DD and never open any statements. A couple of months ago I opened a statement and was horrified to find that on my MBNA card was paying £74 per month with (no insurance) and only .20p of that was coming off the amount owing. Over a year thats approx. £900…
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shadow transaction?
Can anyone tell me what these are, I have had some money go out of my account, and the bank says it is a shadow for a transaction I made using my card, they said the money should have been back in my account tonight but it isnt, and they are really not being too helpful
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derby playhouse in administration - unused tickets
Hi, hope I've posted on the right bit! A group of us normally go see a show each year & my sister in law purchased 15 tickets for the playhouse's christmas show but it closed last night and has gone into administration. I've read Martins article elsewhere on here that if she used her credit card for the purchase she should…
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Mistakes on credit report
Hi! I just recently applied for a copy of my credit file from Experian and it has 'some' :rolleyes: errors on it. Firstly under the Linked Addresses section, the companies who have done searches have listed my address wrong, some with the wrong post code, some with the wrong address and one which has both of these wrong.…
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Card sent without application!!
Has anyone faced this before? We have received a Vanquis Credit Card(Limit £500!! :mad: all our crads are much above that) without even applying for one!!. Called Vanquis to report it and got to a stone wall!!. The card is on my wifes first name but with a Mr. Initially they said they would only talk to her as it…
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Whats the best card when buying from the USA
I am looking to buy some stuff from the USA and get a friend to bring it back what cards give the best exchange rates when buying from the usa?? thanks wez
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Natwest vague regarding Bt fee
I can't get a straight answer from the Natwest CS rep regarding how the fee will for a BT will be paid off. She told me that it will appear on my statement as a purchase and no interest will be applied to that for 3 months. Thereafter she told me a small amount of my payment will go to pay off the purchase but she didn't…
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American Express and Paypal
Please forgive me as I know the subject of using American Express with Paypal must be a recurring subject, however I am confused about the conflicting things I am reading and what the situation is if I where to pay with American Express today for an item with Paypal. I just got the 5% back card. Went to pay for some items…
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idiot requires your help!
I have just discovered this valuable resource / communitiy of people who really seem to care about each other - so hopefully someone can give me some advice. I am coming to the end of a 0% offer from Virgin and need to move a huge £14000 balance ASAP. It seems that some 0% offers only apply to smaller amounts. (£5000 and…
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Help! Credit card cloning and customer service nightmare
This is quite a long story, but I would really appreciate some advice, and I don't know what to do. Last Tuesday my credit card bill arrived, and I was shocked to find transactions in Bahrain and Manama dating from 18th and 19th October totalling £450 (a lot of money in my world). I phoned Barclaycard immeadiately to…
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PO Credit Card abroad info
Having read these forums for some time I decided to get a Post office credit card for use abroad. Having just returned from the states I received my statement this morning and the exchange rates are brilliant. :j On average the x-rate was $2.0520 and no additional charges. Please note these are purchase rates and I never…
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awaiting decision
hi all Applied for a credit card (abbey)on Monday morning, and they said the decision would have to referred to the underwriters . Is this just a way of saying you have been declined? How long would you expect the decision to take? thank you
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Q re principal card holder & additional/halifax
Hi there I have a Halifax 0% for 12 months card which will soon expire. I am the principal card holder with OH as additional. I'm wondering if I can apply to Halifax again with OH as the principal and me as the additional? Any experiences of success? Many thanks ~x~
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Citi Bank 0% balance transfer offer
I took Martins tip to transfer a balance of £2,500 from my Halifax Mastercard to Citibank's 0% transfer for the life of the balance. Silly me. The card arrived yesterday and I have only been granted a £1,000 and they are charging me interest on it @ 5.9%. No reason stated. I said that I only took it out to take advantage…
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New Here
Hi Friends, I am Kay From KnowyourMoney.co.uk. I have searched This forum from google and like it so i have joined this forum. I like this forum and hope to have good time in this forum!
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code on tesco credit card bal trans
i'm going to do a bal trans to my tesco cc & it has a code box? any idea what the code box might be for?
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working out tesco interest on 0% credit card
HI i have taken out a 0% tesco credit card in September. did a balance transfer which is 100% for 12 months. i have just spent some on it in Nov which they say is 0% for first 3 months? is this first 3 months after spend or only if it's on the card in the first 3 months? also when i make a payment each month how do thye…
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Virgin Credit Card Payments
Hi, I had a bit of a problem with Virgin Credit Card today so thought I'd share it. Basically I transferred a balance to Virgin Credit Card at the end of September. I did not have to pay anything until I received my first statement on the 6th November but as soon as I transferred my balance I made a payment (well over what…
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Is Experian Credit score actually free or chargeable?
Hi, I am in my Experian 30-day trial. I ordered a Experian Credit Score (have only used their Credit Report all this while) yesterday. As I was browsing the net and looking up about the Credit Score, I read that the Credit Score costs £5.95. I checked the Experian website and found that to be mentioned in the FAQs.…
