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Tesco Club Card Credit Card Debited twice by DD
Just notice Tesco credit card debited twice this month for my DD payment. Called them and got refund. It seems they knew the system problem. So if anyone doesn't check their bank account yet, better take a look, in case go overdraft.
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Paying bills on CC
I'm madly collecting Tesco points, so it's really helpful if I can pay things on my CC. I do this for everything that we go into a shop to buy and pay it off before the CC bill comes. However, just thinking about what bills comes straight out of my bank and wondered if I could cancel the dd and pay them by credit card. I…
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Can my card company reduce my limit without warning?
My credit card limit was £2500. I had spent £1780 and always make regular payments - in the last month I have made payments totalling £500. When attempting to use my card yesterday, however, it was declined, so I can home and checked my internet banking - they have reduced my limit to £1800 WITHOUT taking into account the…
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Is there a card than can do both - balance transfer & 0% purchases?
Sorry for the question but I am getting confused as to my best option as I am approaching the end of my 0% on purchases card (with GE Capital) in November and have a balance of £1,600 and really can't afford to pay this off before then. I have had this card for almost 12 months moving the balance over from another 0%…
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Cash advance or not?
I want to get some dollars for a holiday to the States. My bank will let me order them online with a credit or debit card or I could go to M&S bureau de change and buy them there the same way. I have a 0% on purchase M&S credit card at the moment. If I buy the dollars using my 0% card will the currency be treated as a cash…
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Stoozing... Please can anyone help?
Hi there, I'm just about to start stoozing, but have a question before hand... I'm going to try the card trick method (balance transfer) into the Egg Money account. However, I already have a £1,000 debt with another credit card. Is it worth me adding this to the balance transfer into the Egg Money account, or just carry on…
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Which banks
which banks are affiliated with mbna?
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How long do I have to wait for a new Goldfish card
My Goldfish card expired on the 30th Sept and I haven't had a replacement. I had a letter saying there was a supply problem. This was sent about 4 days before my card expired therefore to late to make alternative arrangements. My only other card is amex which isn't excepted everywhere. I feel the lateness of the letter was…
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Please soothe my paranoid mind
I'm quite upset and would love someone to tell me I'm just being silly. Here's what's happened. I've never had any credit before so at the start of the year I opened a Barclaycard Initial Credit card to start building up a credit history. The most I ever spent on it in a month was less than £30 and I always paid off the…
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What has happened to air miles
The air miles web site does not recognise my air miles card number and according to my credit card statements I should have just short of 2000 air miles. Anyone assist?:confused:
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Can you balance transfer through current account?
Hello all moneysavingexperts! Can anyone advise me on a way of getting around the fact that i cannot transfer from my ulster card to my new 0% RBS card as they're the same company? I have a large enough overdraft facility on my current account - could i pay off my ulster card using my current account debit card and then…
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It make me laugh why is that ?
Every time i apply credit card then all lenders give me £500 not even less or more. I applied Vaquas they gave me £500 and today i applied for Asda mastercard again they gave me £500 lol why is that . And yes how can you increase your credit limit by using your existing card. I am on electroll been living more then 5 years…
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Credit Limit advice for Stoozing
Hi, was just wondering if anyone can help. I recently took out a Halifax One credit card with 0% for 12 months. I got a credit limit of £3200. I am hoping to apply for and increased balance but I was wondering when is the best time to apply for it? Which of the follwoing should I do; 1. Wait until I have reached the £3200…
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Goldfish payment
I took out a Goldfish card last month with a 3.9% BT rate. I called Goldfish a couple of weeks ago and asked to pay by direct debit. They said it may take a while to set up and to make a manual payment by debit card in the meantime. My payment due date was 5 October, I called them on 30 Sept to make my debit card payment…
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Do Credit Card lenders let you transfer funds to your current account?
Is that possible to do? Would it be termed as a 'cash advance' if i do? If yes, do all credit card companies offer this? Thanks.
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Nearly caught out
Hi folks (thanks to this site) I got the MoreMoney credit card 12 months ago, which was giving 0% on purchases for 12 months. I've been making the most of the card spending on it and then stashing the money in my Ice Save account(again thanks for this site). I knew the time was getting close for the 12 month period to end…
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18 year old needs credit card
ok ive just turned 18 a month ago and i need a credit so i can buy stuff online as most places dont accept maestro or visa electron (the cards i have). so i was wondering what cards i should get? and if i buy an item then pay off for the item via my debit card iver the phone will i be charges interest, if i pay for my…
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Questions after applying for an upgrade to Airmiles Duo
Hi. Yesterday on my way back from work, I dropped by a LTSB branch and asked to upgrade my Classic Mastercard (19.9%) to an Airmiles Duo. They gave me a form which says there Rate 3 (19.9%). I filled it in and they said they'll send it off for me. Today, after thinking about it, I have a few questions: 1. Currently I have…
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Not sure what to do
Hello there. I have had a HSBC CC for nearly 3 years now and after the first 12 months I started paying interest on top of the 3% minimum every month, which I'm not too worried about, or at least I wasn't. I've never fully paid off the card since I've had it, but now I face a 50/50 chance of losing my job at the end of…
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Help Please .... Help Please
hi there, I have a credit card with MBNA and the 0% has run out so I applied for one at barclay card and capital 1 and have been turned down for both. I have a argos store card and this one credit car . I have no loans ,mortgages or credit. ANYONE ABLE TO HELP ME AS I NEED A NEW CREDIT CARD AS I AM NOW PAYING 16.5% on…
