It make me laugh why is that ?

cheeky-virgin

Every time i apply credit card then all lenders give me £500 not even less or more.

I applied Vaquas they gave me £500 and today i applied for Asda mastercard again they gave me £500 lol why is that .

And yes how can you increase your credit limit by using your existing card.


I am on electroll been living more then 5 years on same address and earning around 22k a year.

Your advice would be appreciated.

jay78

How much available credit do you have? Whats you credit history like? Any late payments/defaults/ccjs?

CopperPlate_2

From what you're saying it sounds as if you've applied for Vanquis, then a few days later applied for ASDA, both giving you low limits. If you've already got credit cards, which have balances, and you're applying frequently for other cards like that, then you'll have a credit record that is shot to bits, hence the reason the providers are only giving you very low limits. They might view it as a credit risk to give you a higher limit if you're applying for lots of cards in a very short space of time.

If you can, try and limit yourself to only using one card at a time, and build up a good history of payments, etc. You don't say what you need the cards for though.