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Weird Virgin?
After applying for a Virgin card online, my first new credit card for many years, and being accepted after also having to ring them up, I have now received (2nd class post) a written rejection. I know my credit is OK, having checked recently, and can`t figure out where this strange reaction to my application comes from,…
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Capital 1: Seems "address" can make a huge difference...
Hello all, I just applied for a Capital One 18-months-0%-on-BTs card (online). They hardly asked me ANY questions on the online application - name and address obviously, time at address, last address and how long there, salary, home status, but that was about it. Not even employer name and address. Now I used to have banks…
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Brand New Customers Only
When you've canned a card, because the introductory offers over, how long is it usually before your a brand new customer again, and entitled to their new offer?
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Google Autofill, other people using PC,and credit card refusal
I have several credit cards, use 2 or 3 of them and always pay them off monthly. My credit rating is good- never been refused credit- and had recently applied for a money back credit card. I had a letter refusing it and advising me to check what was held in my records by Experian and Equifax. I did so and found that their…
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Spacing out credit card applications
On applying for new credit cards: Martin talks about the need to space out applications in order to avoid a negative impact on your credit score, but does anyone know what this means in practice? If I were to apply for 2 or 3 in the space of a month would this cause me problems? Cheers
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Surprise Default, what do I do
I have just been declined an upgrade on my credit card to Gold status and the reason given is that I have a recent default. I have checked with Equifax and this is correct. I have a few questions about it. I have what I thought to be a perfect credit record. A mortgage, a small car loan (£3000). two credit cards with zero…
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which bank does tesco credit card belong to
thnaks guys
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Credit Card in Credit
Strange one, but I cancelled this card a few years ago and have just found out I have been in credit all this time. I have written to them asking for my money back with the same unterest that they would charge me, they don't even reply. What I would like to know is, how do I go about getting my money back and am I entitled…
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Barclaycard CC - is this true?
Hi everyone, This is my 1st post on MSE so apologies if what I’m about to write is common knowledge to you regulars. Have looked extensively through the forum and can't find an answer to my question. please help if you can.. Following Martin's advice to close CCs that i'm no longer using I called Barclaycard. The…
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Looking for a cc to pay off an od?
I think that a while a go you could transfer cash from a cc to your bank account to pay off overdrafts. Are these cards still available? Thanks
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Legal way ?
what legal option we have got if credit referance agencies is not willing to remove any wrong detail on the credit file, *after that you have provided them all proves) is there any department where we can submit any complain or any thing ..? Thanks
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BT to another account holder
Cant seem to find anything on the actual CC websites but is it possible to balance transfer from 2 credit cards of one persons, to a new CC of another. The person with the debt has a very weak Credit rating (defaults on CC payments) is it possible that as i am more likely to be accepted i can treansfer their outstanding…
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descisions decisions
Hi, It's coming to balance transfer time again. My situation is as follows. I have two cards barclaycard and capital one with very low limits (on purpose) that I use for buying online stuff and little bits and pieces and I automatically pay the balance in full each month (I got them when I was a student and just never…
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I need a Super Balance Transfer!
Does anyone know of any cards currently doing a good deal (6 months 0% with no transfer fee for example) on Super balance transfers? As I'm switching both current and business accounts just now, it would be great to get rid of the overdrafts and put them on cards? My A&L current account comes with a credit card, so i'm…
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NATWEST Loyalty = punitive charges
Dear all, Been on holiday recently but before I went I set up payments for all my bills using my online banking facility, something I have done for years now so second nature. Halfway through the holiday I noticed that more money was left in my current account than should have been at that stage (31st July). I jumped on a…
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Missing Thread
Dear all, I posted my first new thread about 20 minutes ago on the Credit Card Forum but cannot find it. Is there a trick I am missing here ?
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Barclaycard
I applied for a barclay card so I can transfer my balance ... I haven't heard anything since.. Does anyone know how long it takes for them to give you an answer... I take it they will inform me if im refused.
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monument rubbish credit card
i have had a monument card for a couple of years now, the apr is sky high, i also have a barclaycard , virgin, and capitalone, i managed to lower the apr on barclaycard from 27.9 to 17.9 balance 0 capitalone from 29.9 to 15.9 balance 0 the virgin is 15.9 balance 1400 i phoned monument to see what they can do about apr, and…
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Credit Checks
I've just run a credit check report using the free CreditExpert loophole (Here:- http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1149605730,95768,#free) and I've got a couple of questions... 1. How long should I expect loans cards etc to stay on my report? I was surprised to see stuff from the back end of 2002…
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Best Credit Card for accumulating airmiles?
Hi folks Does anyone know the answer to the question in title? I currently have a BMI card, which I pay off before interest is accumulated, but I 'd love to know if there is a better airmile earner out there! Many Thanks Dan H
