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whats the most popular credit card?
i was thinking RBS or GE, any good? bin rejected by sainsburys dont know why. need one which paypal likes also. are each company strickter then others? :cheers:
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Getting a credit card - imperfect credit
Hi all, I've got a Natwest credit card charging 15.9% from my student days, and a capital one which is at a horrendous 29.9% (holiday, again from my student days). I'm now employed and am slowly starting to pay them off, but as you might imagine the interest costs are painful. Having only just house, and having only been…
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just bin rejected!!!
just bin rejected for a sainsburys credit card, dont know why, any way i can check why? will this effect my credit raiting, i was in a store a couple of weeks ago and they i nearly bought an item using there edge card but relised this would be a big mistake, so i cancled it before leaving the shop, he said he already put…
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is paypla classed as item purcahse with sainburys
Hi, just wondering if paypal is classed as a item purchase buy, or a bank transfer? with sainsburys 12 month interest free credit card# cheers
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need some help with credit card
Hi all, thinking about getting my 1st credit card, was thinking about getting a sainburys one with 12 months interest free onit. Just got a fe wquestions about it. Can i withdraw money? if so will i get charged? what does this mean? (Interest Free Period Maximum 50 days for purchases if you pay the balance in full and on…
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credit card mahem
I am looking for some advice. I am one of the old brigade of cash only dealings, as then I know it is mine when paid for. I have recently gotten a job which will require paying for flights and hotels and car parking etc. and i was thinking about a credit card for this purpose. I have never had a card of any description,…
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Amex bal transfer declined - confused
At the beginning of the year i applied and was accepted for a nectar card with a £7800 limit I have used it a few times and cleared the amount in full each time. It came with a life of bal transfer offer at 5.9% valid till end of May. So just before the end of May I rang up and transfered £4700 off my M&S &More card to…
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Credit Repot with equifax
i am trying to obtain my credit report online and message commming again and again , we couldnt find your record ..? what should i do , how can i get my credit report from equifax?
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Credit Card Security
We all know that, even with chip n pin, credit cards are not as safe as we would wish. Why don't they have two limits? One for overall spend, perhaps several thousands of pounds and one for a daily limit, say £100, that can be increased to the overall spending limit by texting 'credit [4 digit pin] [new limit]. It can't be…
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Barclaycard Platinum
I want to apply for this card but I have heard that Barclaycards are a) difficult to get and b) generally they give low credit limits. Has this been anyones experience. I am looking to exploit there 12 month 0% offer. So far I have applied for and been accepted by Egg (£3,500) and waiting for approval from MBNA (£4,000)…
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Do Egg report to CRA's?
As stated above. Thanks
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Three Free Credit Reports in One Go
The American Version If this sight has been mentioned before Moderators are welcome to remove this post. This is an American Website An English site is being rolled out slowly to avoid overload and is starting in the West of England.
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Fraudulent transactions made on my Barclaycard!
I had a call today from the fraud department at Barclaycard to tell me that my card has been used for fraudulent transactions on several gambling sites in the US and Gibraltar!!! I haven't actually used the card myself for several months and it has remained at zero balance since Feb, so obviously they realised these…
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Offered higher interest rate than typical customer
I have a 2 credit card debts: £3086 with Capital One (APR 10.2%) and £2114 with Lloyds Platinum (APR 13.2%) I am slowly reducing them but was pleased to see that Halifax One were offering 0% balance transfers for 12 months so applied for a card. Today I received a letter saying that my application has been approved and "We…
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Post office online
Hello, I wonder if someone can give me the website that I log into to look at my post office credit card balance and transactions. The help says "You just need to click on the account sign in button on the main credit card homepage" but all I can find is a link to log into the postcode finder or the general sales section.…
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Master Card and Platanium Card
Hi May i have the Barclays Master Card and Barclays platanium card at the same time. mughal
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Free Balance Transfers
Hello! Apologies if this has been asked recently - nothing popped up on my searches. Are there any cards out there that DON'T charge the 2% balance transfer fee and have a decent introductory rate? I'm looking for a card but they all seem to have slipped this nasty 2% fee in. Thanks in advance. Ox.
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Cashback card vs 0% 12 month Purchase Card?
Considering going for one of the latest cashback cards as recommended in Martin's recent article for my wife. She only spends about £300 a month on the card, but it is mainly on petrol. Just wondering if going for, say the GE Money card paying 3% cashback would be better than merely spending on a Sainsburys card 0% for 12…
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Credit Agreements + Next
I really need some advice here- especially from those with any knowledge of law or who can point me in the right direction as I look for help. I stated an account with Next directory back in 2001. After my first order they sent me 2 credit agreements for me to sign which I did not. I continued to place orders on the…
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Add CC debt to mortgage?
Hi, i'm about to move house and take out a smaller mortgage (I'm downsizing). I've got about 2.5k on Barclaycard - can't remember the interest rate offhand. Is it worth borrowing slightly more on the mortgage and paying the CC off completely or just paying more per month on the CC when i move as i will have more disposable…
