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overdraft balance transfer
Hi, I am in the process of consolidating my debts onto a 0% credit card. Can anyone tell me if it is possible to transfer an overdraft to a 0% credit card? if so how do you do it? I was thinking the only way is to withdraw cash from 1 credit card, pay off the overdraft, and then do a balance transfer from that credit card…
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Abbey Taking Cc Cards Back From Mbna!!!!
I have recieved information today that Santander are setting in motion the move of 1.2 million credit card accounts from MBNA BACK to Abbey. Abbey will be in the near future managing their own cards again in an attempt by Santander to maximize CC facilities to their some 6 million customers.. So as not to affect current…
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Advice RE: Credit cards/savings please....
Ok, here's the story..... We've remortgaged to have major building works done on the house. We've got the funds (£35,000), it is nicely building up some interest (5% and not paying any tax)in an account. Is there a way using 0% credit cards I can keep the remortgage money where it is (as it's very comfortable there :D )…
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BA Amex
I have just been accepted for this card and I want to transfer 2 balances onto it. Does anyone know if there is a BT fee? Can't find it written anywhere. Also for anyone who has one what's all the info on form about credit one card, credit two card etc? I'm a bit confused. :confused:
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A & L misinformation
I rang A & L againlast night and it was confirmed - they will not pay 10% on BTs. The extra 10% is on cashback earned in the year. i complained that FOUR different people had told me the same thing thus mis-information but I was told that since I hadn't yet tranfered a balance they weren't in anyway responsible as the…
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experian report.... sucks???
Hi guys, newbie here so forgive me in advance :D I just ordered my Experian report which I have not had for a looooong time (since before buying my house). But Flicking through it I've noticed an absolutely astounding missing creditor.... my mortgage from RBS?? Could this be why in previous years I have been rejected for a…
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Credit Card o% B.T with no Fee !!!
Hi guys I am looking for a card who offers a 0% balance transfer for at least 6 months with no B.T fee. I have already taken advantage of Amazon and LTSB Plat offers. Any ideas !!! I am a medium earner with a good history however I still live with parents. Any ideas would be great thanks! Tammy
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Upgrading Tesco Credit card to Finest ?
Hi Has anyone done this ? Though Im not too happy with their CS, I'd like to get more benefits. If you did, was it sucessful ? Were you credit checked again ? Thanks :)
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Loan transferred to 0% CC
I am considering transferring a loan of approx £4500 to a credit card via a balance transfer, I figure that I would rather not be paying the 9.7% interest for another 3 years, would rather try and increase the payment to a 0% CC. Its a fixed rate loan......any suggestions as to which card would be the best, it would have…
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Llyods TSB Advance Card...grrr!
The Money Saving Expert Newsletter (31 Jan) Recommended the Lloyds TSB Advance card as cheap rate credit card with 5.5% interest (for the life of the BT) and no minimum salary requirement. I required a card to transfer my balance to (charges 2% for BTs) and is 0% interest on purchases for 6 months..ideal while I am away…
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I think i may have made a mistake !!!
I've recently applied, and been accepted, for the BA Amex card so i can take advantage of their 4.9% life of balane transfer policy. My LloydsTSB Classic Credit Card from which the balance was transfered had a minimum payment of 2%, which made my current owings on the card quite easy to manage. But today i had a worrying…
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Credit cards B/T QUESTIONS
Hi there I hope someone can give me some advice re my credi card debts. I have big credit cards debt spread over about 8 cards & have had no luck so far in gettin a 0% deal. I have though got 2 egg cards which are offering me anniversary 0% deals; trouble is they have large balances on them at the moment. Egg Card 1 is…
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Amex Platinum when do they credit cashback?
The anniversary of receiving my card was mid January. The statement says cashback credited on the anniversary of receipt of card. This still has not happened. How long have you had to wait for your cashback to be put on?? :confused:
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Egg Anniversary will they accept BT from accnt which cleared my previous Egg balance
Hi everyone, I have an Egg green c card and am currently clearing any balance each month and want to transfer around 11k to it on my anniversary in June. I took this card out initially as a 0% card for purchases and cleared it after the 0% period by BT to A/L cc (MNBA). My worry is that Egg might not re-accept the debt…
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Be Honest??
Hi Now this is no wind up. Owed 5k approx on a popular credit card and went to check the balance the other week in order to shift it to another card. Well, the balance is now Zero - and I have no idea how! The statement does not show a big payment, the amount just went - woosh.... I only stooze on this amount and am 100%…
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cashback or loyalty cards- paying bills
I am sure this as been mentioned but I just need a clear help regarding it/ I've noticed some members have mentioned they use their credit cards to pay their utility bills monthly, and that by doing this they get cashback/loyalty points depending on which card they use. Can you please give me some advice to which ones are…
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Two balance transfer questions
My apologies if the answers to these two rather basic questions appear elsewhere on the site, but I've had a look around and can't see them anywhere. I've just made a £4000 balance transfer from one card to another. I notice that the debit has appeared on one card, but the credit has not yet appeared on the other: does…
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Egg card - positive balance??
is it still possible to BT to your egg card making it have a positive balance, then SBT that into your savings, leaving your Egg card at £0?? i've done it before a while ago but something told me i'd since read somewhere that they were stopping people from making their accounts positive?? i may have just imagined it?!?!
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amex ba card
i've just taken out an amex ba card. i did a b.t. of £2850(max allowed). have just rec'd statement which says min.repayment is £86! i transferred from an ltsb platinum on which i had £5000 and was paying £90.00 pm(approx) it seems that i haven't saved any money by transferring to amex despite the advice on the main page…
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Nationwide existing customer offer
Nationwide offer info: (actually less good than the 5.9 for 12 months they offered in November) Switch your other credit card borrowing to us before 5pm 7 March 2006 and pay just 7.9% APR typical on it until 31 January 2007. You could save up to £500.…
