-
Reason for declined application....
Apologies if this is an obvious question, but have had a look around the site and can't find an answer. Had an aplication for lloyds tsb credit card declined, They said they couldn't tell me why. Is that correct? Someone told me that they have to tell you the reason? (Am currently waiting for credit report on one of those…
-
Would it be mad???
I have three credit cards...Halifax, Abbey (mbna) and Lloyds...I have most of the balances transferred to Abbey which is 0% until May so that is pretty much in control!!! My problem is my -£1,600 bank balance!!! I pay quite a lot of interest on that a month (about £16 which is high for that amount of money!!!) and I'm…
-
cc that do not report to cra s
Which lenders/banks or credit card companies do not report or check with Equifax or Experian? Just curious.
-
Egg Money double cashback
As mentioned in other threads: http://forums.moneysavingexpert.com/showthread.html?t=91322 Egg Money [the new Egg 'blue'] card is paying double cashback between 16th November and 10th December, as referenced in Martin Lewis' article: 'Best cashback cards': I haven't found confirmation of this anywhere else, though -…
-
Overlimit Fees
I know we shouldn't do it, but someone I know went over their credit limit on their NatWest credit card - only by a few quid, nothing serious! The statement came with the overlimit charge which was paid off in full before the due date. Next months statement shows another overlimit charge! Strange, since no transactions…
-
Problem - need to balance transfer, pls help.
I was considering doing this with one of my cards but after seeing some of these recent posts won't be putting a card into a +ve balance. My problem is I have one card that is empty and another that I need to clear as the promotional rate will be going back up to standard next month. Sounds like a simple balance transfer…
-
Capital One - annon account!
I am hoping someone can shed some light on my stange situation, which has occured by its self!!! OR RATHER BY CAPITAL ONE!!! I r4ecieved a large envolope about two weeks ago, which was addressed to me at my address, upon opening it I realised there is a problem! It states 'now your a customer Miss Noodle the benifits are…
-
Can I do a Balance transfer to get some cash?
Hi there all:D , I wonder if anyone has done this before..... I have £760 on a Barclaycard visa & I have just transfered £1000 from a Capitalone platinum mastercard onto it. Now am I correct in thinking I will now be in credit by £240 with my barclaycard,,,,can I then ask for this? and would they then send me a…
-
Air Miles - Best way to collect?
Which is the best card to use for collecting air miles? Regards
-
Barclaycard - absolute jokers
I felt I had to post this to warn people how this company operates. This didn't happen to me but my girlfriend so here goes. Firstly, she was a student, who graduated recently. She has had a Barclays bank account for a long time, so got a student Barclaycard when she started university, with a limit of £350. When she…
-
Are barclaycard good with limit increase?
Do barclaycard give good credit limit increases? :p
-
Has anyone had an instant accept from Post office CC?
Just been advised they will get back to me in 5 days.. Also what are the crdit limits like in comparism to other cards??
-
Beware Mint CC Cheques !
I have just paid off my ' low-rate, life-of-balance' credit card with Mint CC. This was paid earlier than expected, and I was sent some credit card cheques through the post today. My first thought was that these would be at the same special offer rate, and I was tempted to use them. However, as a precaution, I rang Mint,…
-
Minimum Monthly Payment or Pay Balance in Full?
I'm trying to rebuild my credit after a few mishaps and have my first credit card on its way in 9 years. I'm familiar with credit reports and what they show. My question is: Will the credit card company review my accounts credit limits more often if I clear the balance in full or if I pay the minimum amount? The latter…
-
Use Egg money card for money abroad ?
According to the egg site the new egg money card "We do not charge a fee for cash withdrawals" Does anyone know if this applies abroad ? and what conversion rate they use ? This could then be the ideal card for holidays - just preload it with your anticipated spend and it pays 4% while the cash is there and you have the…
-
texacocard currenly closed to new business
Just seen that texacocard are no longer accepting new customers, looks the 3.9% life of the balance deal is over then.
-
HSCB card - will existing cards affect my chances?
Hi, I can't find any of those old threads about which card providers are linked to one another and I need some advice. Am thinking of applying for the HSBC card recently discussed on here (for stoozing) and want to know whether any of my existing cards will rule me out of getting one. I have: A Sainsburys card - active as…
-
Transfer problems.....
Hey guys, just wanted totest your brains cos mine is getting pickled by thinking about it all....... :confused: I have £3,400 on a barclaycard which has just clicked back onto interest to be paid on How can I transfer to another card without paying a penalty? Can i transfer say £3,390 leaving £10 to be paid next month…
-
Which card to pay off cahoot loan
Hi, I've just cancelled my Virgin CC after 9 months of interest free savings. Which is the best credit card available to allow me to transfer the loan onto. thanks
-
Barclaycard Flex RATE card is HERE :)
http://www.barclaycard.co.uk/Products/Apply/flexirate.html
